Mortgage Lender Index

FRANKLIN LOAN CORPORATION

FRANKLIN LOAN CORPORATION received 2,615 applications in 2025 and made 1,994 mortgages, in 260 counties across 26 states. The median rate its borrowers got was 6.625% on a median loan of $395,000. Of 2,101 decisions, 42 were denials — 2.0%, most often for collateral. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900RQX8N4HXJIDK44
Applications received2,615
Mortgages made1,994
Denied42
Approved, not taken up65
Withdrawn or incomplete514
Loans bought from other lenders0
Median rate spread over the prime offer rate0.426 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,213 6.625%$435,000 1.7%
Refinancing162 6.375%$545,000 2.3%
Cash-out refinancing617 6.875%$305,000 2.4%
Other purposes2 Under 10 loansUnder 10 loans 0.0%

Where FRANKLIN LOAN CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Riverside County, CA 6216.750%1.7%
San Bernardino County, CA 2266.625%1.7%
Orange County, CA 1166.875%0.0%
Los Angeles County, CA 1066.625%1.7%
San Diego County, CA 1056.875%2.7%
Monterey County, CA 996.625%3.9%
Lake County, CA 826.490%0.0%
Stanislaus County, CA 476.500%0.0%
Maricopa County, AZ 376.625%2.6%
Clark County, NV 366.375%5.1%
San Luis Obispo County, CA 196.500%0.0%
Kern County, CA 186.313%10.0%
Santa Clara County, CA 187.063%0.0%
Contra Costa County, CA 167.125%5.9%
Santa Cruz County, CA 166.875%5.9%
Salt Lake County, UT 126.250%0.0%
Alameda County, CA 116.500%0.0%
Sonoma County, CA 106.558%0.0%
Sacramento County, CA 8Under 10 loans0.0%
San Joaquin County, CA 8Under 10 loans11.1%
Santa Barbara County, CA 8Under 10 loans0.0%
Solano County, CA 8Under 10 loans0.0%
Ventura County, CA 8Under 10 loans0.0%
Placer County, CA 7Under 10 loans0.0%
Davis County, UT 7Under 10 loans12.5%
Mendocino County, CA 5Under 10 loans0.0%
Adams County, CO 5Under 10 loans0.0%
Canyon County, ID 5Under 10 loans0.0%
Washoe County, NV 5Under 10 loans0.0%
Mecklenburg County, NC 5Under 10 loans0.0%
Weber County, UT 5Under 10 loans0.0%
Mohave County, AZ 4Under 10 loans0.0%
Imperial County, CA 4Under 10 loans0.0%
Napa County, CA 4Under 10 loans0.0%
Haywood County, NC 4Under 10 loans0.0%
Wake County, NC 4Under 10 loans0.0%
Clackamas County, OR 4Under 10 loans0.0%
Northampton County, PA 4Under 10 loans0.0%
Horry County, SC 4Under 10 loans0.0%
Davidson County, TN 4Under 10 loans0.0%
Tooele County, UT 4Under 10 loans0.0%
Utah County, UT 4Under 10 loans0.0%
Yavapai County, AZ 3Under 10 loans0.0%
Butte County, CA 3Under 10 loans25.0%
Fresno County, CA 3Under 10 loans0.0%
Madera County, CA 3Under 10 loans0.0%
Marin County, CA 3Under 10 loans0.0%
Merced County, CA 3Under 10 loans0.0%
San Benito County, CA 3Under 10 loans20.0%
San Francisco County, CA 3Under 10 loans0.0%

Get told when this changes

When FRANKLIN LOAN CORPORATION’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.