Mortgage Lender Index

POINT MORTGAGE CORPORATION

POINT MORTGAGE CORPORATION received 2,385 applications in 2025 and made 1,856 mortgages, in 152 counties across 20 states. The median rate its borrowers got was 6.625% on a median loan of $315,000. Of 2,068 decisions, 54 were denials — 2.6%, most often for collateral.

Legal Entity Identifier2549007JZSAICH4GZJ60
Applications received2,385
Mortgages made1,856
Denied54
Approved, not taken up158
Withdrawn or incomplete317
Loans bought from other lenders0
Median rate spread over the prime offer rate0.405 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,687 6.625%$315,000 2.6%
Refinancing79 6.490%$385,000 2.2%
Cash-out refinancing90 6.990%$325,000 2.7%

Where POINT MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
San Diego County, CA 2496.490%0.7%
Miami-Dade County, FL 1446.875%3.3%
Hillsborough County, FL 1416.750%3.3%
McLean County, IL 1106.625%0.0%
Broward County, FL 916.750%11.0%
Cook County, IL 896.625%3.2%
Kern County, CA 756.490%0.0%
Pasco County, FL 746.750%3.7%
Lee County, FL 536.750%0.0%
DuPage County, IL 536.625%5.3%
Will County, IL 516.500%0.0%
Champaign County, IL 496.500%0.0%
Allen County, IN 406.624%4.6%
Bay County, FL 346.625%0.0%
Kane County, IL 306.750%0.0%
Brown County, WI 306.495%0.0%
Outagamie County, WI 286.500%0.0%
Orange County, FL 267.125%3.3%
Kendall County, IL 266.495%0.0%
Hernando County, FL 256.990%0.0%
Riverside County, CA 236.250%0.0%
Palm Beach County, FL 226.688%6.9%
Elkhart County, IN 196.500%4.8%
St. Joseph County, IN 196.500%0.0%
Pinellas County, FL 177.125%5.3%
Polk County, FL 176.750%5.6%
Winnebago County, WI 156.625%5.9%
Osceola County, FL 127.125%0.0%
LaSalle County, IL 116.625%14.3%
Lake County, IN 116.490%0.0%
DeKalb County, IL 106.688%9.1%
McHenry County, IL 106.438%0.0%
Grundy County, IL 8Under 10 loans0.0%
Lake County, IL 7Under 10 loans0.0%
Peoria County, IL 7Under 10 loans12.5%
Porter County, IN 7Under 10 loans12.5%
Marion County, FL 6Under 10 loans0.0%
St. Lucie County, FL 6Under 10 loans0.0%
Huntington County, IN 6Under 10 loans0.0%
Dickinson County, MI 6Under 10 loans0.0%
Calumet County, WI 6Under 10 loans0.0%
Maricopa County, AZ 5Under 10 loans0.0%
Los Angeles County, CA 5Under 10 loans0.0%
Lake County, FL 5Under 10 loans0.0%
Sarasota County, FL 5Under 10 loans0.0%
De Witt County, IL 5Under 10 loans0.0%
Tazewell County, IL 5Under 10 loans16.7%
Door County, WI 5Under 10 loans0.0%
Brevard County, FL 4Under 10 loans0.0%
Collier County, FL 4Under 10 loans0.0%

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When POINT MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.