Mortgage Lender Index

THE MORTGAGE FIRM, INC.

THE MORTGAGE FIRM, INC. received 4,204 applications in 2025 and made 3,270 mortgages, in 214 counties across 18 states. The median rate its borrowers got was 6.750% on a median loan of $285,000. Of 3,645 decisions, 108 were denials — 3.0%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493007CXTOHZ2JBEJ61
Applications received4,204
Mortgages made3,270
Denied108
Approved, not taken up267
Withdrawn or incomplete559
Loans bought from other lenders0
Median rate spread over the prime offer rate0.4405 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,964 6.750%$285,000 2.7%
Refinancing100 6.313%$355,000 3.6%
Cash-out refinancing203 6.750%$255,000 6.0%
Other purposes3 Under 10 loansUnder 10 loans 40.0%

Where THE MORTGAGE FIRM, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Brevard County, FL 5496.750%1.3%
Palm Beach County, FL 2196.750%2.5%
Sarasota County, FL 1786.750%1.5%
Orange County, FL 1646.625%2.3%
Escambia County, FL 1636.750%1.7%
Volusia County, FL 1576.624%4.1%
Seminole County, FL 1326.624%2.9%
Pasco County, FL 1306.750%2.8%
Hillsborough County, FL 1296.750%2.1%
Lake County, FL 1226.688%5.9%
Osceola County, FL 1076.625%2.6%
Pinellas County, FL 906.875%0.0%
Polk County, FL 806.625%3.3%
Santa Rosa County, FL 706.750%2.5%
Broward County, FL 636.625%8.0%
East Baton Rouge Parish, LA 596.875%4.7%
Charlotte County, FL 576.875%4.6%
Alachua County, FL 466.625%6.1%
Hernando County, FL 426.625%4.2%
Marion County, FL 426.625%0.0%
Sumter County, FL 356.875%2.6%
Citrus County, FL 346.750%0.0%
St. Lucie County, FL 336.625%15.0%
Jefferson County, AL 286.495%6.5%
Jefferson Parish, LA 266.933%5.6%
Flagler County, FL 256.750%0.0%
Martin County, FL 256.875%3.3%
Manatee County, FL 246.750%3.5%
Indian River County, FL 176.990%0.0%
Orleans Parish, LA 176.750%12.5%
Ascension Parish, LA 166.500%0.0%
St. Tammany Parish, LA 166.750%0.0%
Shelby County, AL 146.495%16.7%
St. Clair County, AL 136.375%6.7%
Lee County, FL 136.750%7.1%
Duval County, FL 116.490%0.0%
Levy County, FL 116.875%14.3%
Bay County, FL 106.750%8.3%
Leon County, FL 7Under 10 loans0.0%
Gwinnett County, GA 7Under 10 loans0.0%
Okaloosa County, FL 6Under 10 loans14.3%
Houston County, GA 6Under 10 loans0.0%
Hamilton County, IN 6Under 10 loans0.0%
Pearl River County, MS 6Under 10 loans0.0%
Montgomery County, TX 6Under 10 loans14.3%
Russell County, AL 5Under 10 loans0.0%
Okeechobee County, FL 5Under 10 loans0.0%
Putnam County, FL 5Under 10 loans0.0%
Walton County, FL 5Under 10 loans0.0%
Jasper County, GA 5Under 10 loans0.0%

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When THE MORTGAGE FIRM, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.