Mortgage Lender Index

Associated Bank, National Association

Associated Bank, National Association received 10,488 applications in 2025 and made 6,805 mortgages, in 256 counties across 21 states. The median rate its borrowers got was 6.875% on a median loan of $155,000. Of 9,607 decisions, 2,616 were denials — 27.2%, most often for debt-to-income ratio.

Legal Entity IdentifierZF85QS7OXKPBG52R7N18
Applications received10,488
Mortgages made6,805
Denied2,616
Approved, not taken up186
Withdrawn or incomplete881
Loans bought from other lenders67
Median rate spread over the prime offer rate0.018 points
FDIC-insured bankYes: Associated Bank, National Association, 217 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,915 6.375%$265,000 14.4%
Refinancing1,367 7.125%$105,000 25.7%
Cash-out refinancing184 6.625%$185,000 31.4%
Other purposes2,339 7.375%$65,000 38.8%

Where Associated Bank, National Association lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Milwaukee County, WI 5546.625%27.5%
Brown County, WI 5426.875%20.5%
Waukesha County, WI 4106.875%23.3%
Cook County, IL 4086.625%30.0%
Dane County, WI 2087.000%29.6%
Outagamie County, WI 1696.875%20.7%
St. Croix County, WI 1686.750%19.4%
Winnebago County, WI 1666.750%22.7%
Rock County, WI 1647.000%28.9%
Winnebago County, IL 1567.250%29.7%
Ozaukee County, WI 1516.750%18.4%
Washington County, WI 1516.750%18.2%
Hennepin County, MN 1506.625%33.5%
Fond du Lac County, WI 1476.750%14.3%
Walworth County, WI 1327.000%25.5%
Marathon County, WI 1037.000%13.0%
Racine County, WI 976.875%35.3%
Manitowoc County, WI 936.625%17.5%
Kenosha County, WI 926.875%39.2%
La Crosse County, WI 876.875%17.1%
Lake County, IL 846.750%39.0%
Wood County, WI 826.875%20.0%
Sheboygan County, WI 807.000%21.2%
Columbia County, WI 787.000%25.7%
Eau Claire County, WI 787.250%33.3%
Oconto County, WI 777.000%26.4%
Pierce County, WI 756.750%26.2%
Marinette County, WI 717.000%33.6%
Portage County, WI 717.000%26.5%
Oneida County, WI 676.875%33.0%
Jefferson County, WI 667.125%30.2%
Madison County, IL 657.000%28.0%
St. Clair County, IL 637.000%33.7%
Dakota County, MN 636.500%34.4%
Dodge County, WI 626.875%34.0%
Door County, WI 626.875%21.7%
Vilas County, WI 626.875%25.6%
Ramsey County, MN 616.500%32.3%
DuPage County, IL 606.875%26.5%
Shawano County, WI 597.250%27.2%
Calumet County, WI 556.750%21.1%
Kane County, IL 537.000%48.0%
St. Louis County, MO 516.125%31.2%
Washington County, MN 506.313%29.2%
McHenry County, IL 487.000%19.7%
Olmsted County, MN 476.750%26.6%
Anoka County, MN 376.875%21.3%
St. Charles County, MO 365.938%38.3%
Waupaca County, WI 366.938%20.0%
Macoupin County, IL 317.375%38.5%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.