Mortgage Lender Index

NEW DAY FINANCIAL, LLC

NEW DAY FINANCIAL, LLC received 45,454 applications in 2025 and made 8,395 mortgages, in 2,339 counties across 44 states. The median rate its borrowers got was 6.990% on a median loan of $255,000. Of 20,048 decisions, 10,877 were denials — 54.3%, most often for credit history.

Legal Entity Identifier549300SUCQ1358EGVE89
Applications received45,454
Mortgages made8,395
Denied10,877
Approved, not taken up776
Withdrawn or incomplete25,406
Loans bought from other lenders0
Median rate spread over the prime offer rate0.768 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase478 6.375%$285,000 5.9%
Refinancing2,235 6.490%$255,000 8.7%
Cash-out refinancing5,649 6.990%$255,000 62.1%
Other purposes33 7.625%$95,000 92.8%

Where NEW DAY FINANCIAL, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 766.875%65.6%
Clark County, NV 626.870%67.9%
Cumberland County, NC 576.875%51.8%
Duval County, FL 556.750%59.3%
Hillsborough County, FL 516.625%54.3%
Marion County, IN 426.990%53.9%
Marion County, FL 416.750%50.5%
Volusia County, FL 406.990%55.7%
Horry County, SC 396.990%49.4%
Pasco County, FL 386.990%54.6%
Polk County, FL 386.813%59.8%
Wayne County, MI 376.875%61.4%
Onslow County, NC 376.875%41.2%
Franklin County, OH 366.990%49.3%
Oklahoma County, OK 366.990%51.2%
San Bernardino County, CA 356.990%66.4%
Jefferson County, AL 346.990%55.7%
San Diego County, CA 336.990%68.1%
Brevard County, FL 336.750%60.4%
Muscogee County, GA 336.990%46.3%
Jackson County, MO 336.750%41.4%
Montgomery County, OH 336.990%48.7%
Montgomery County, TN 336.990%46.0%
Pima County, AZ 326.740%53.2%
Riverside County, CA 326.928%75.6%
Harrison County, MS 326.990%43.1%
Cuyahoga County, OH 326.990%64.0%
York County, PA 326.990%41.4%
Madison County, AL 316.990%48.4%
Prince George's County, MD 316.750%65.7%
Richland County, SC 316.990%65.7%
Bernalillo County, NM 306.750%46.6%
Lexington County, SC 306.813%38.5%
Virginia Beach city, VA 307.058%52.2%
Berkeley County, SC 286.990%50.0%
Mobile County, AL 276.990%47.4%
El Paso County, CO 276.990%58.5%
Orange County, FL 276.750%63.1%
Stark County, OH 276.875%37.8%
Philadelphia County, PA 276.990%64.6%
Pinellas County, FL 266.990%64.1%
Richmond County, GA 266.870%42.3%
Pierce County, WA 266.990%52.5%
Montgomery County, AL 256.490%42.9%
Pulaski County, AR 256.875%53.3%
Escambia County, FL 256.990%64.6%
Okaloosa County, FL 256.875%42.6%
Chesapeake city, VA 256.990%50.0%
Mohave County, AZ 246.740%41.3%
Hardin County, KY 246.990%46.9%

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When NEW DAY FINANCIAL, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.