PFN Lending Group, Inc.
PFN Lending Group, Inc. received 1,543 applications in 2025 and made 915 mortgages, in 296 counties across 40 states. The median rate its borrowers got was 6.875% on a median loan of $405,000. Of 1,167 decisions, 247 were denials — 21.2%, most often for other. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930091CYUK2SDZ6D37 |
|---|---|
| Applications received | 1,543 |
| Mortgages made | 915 |
| Denied | 247 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 376 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.578 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 582 | 6.750% | $375,000 | 14.1% |
| Refinancing | 155 | 7.375% | $515,000 | 22.9% |
| Cash-out refinancing | 172 | 7.375% | $425,000 | 34.7% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 66.7% |
Where PFN Lending Group, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 180 | 7.125% | 15.4% |
| Osceola County, FL | 45 | 5.990% | 6.1% |
| Polk County, FL | 44 | 5.875% | 2.2% |
| Ventura County, CA | 43 | 6.750% | 12.2% |
| Riverside County, CA | 32 | 7.250% | 8.6% |
| Kent County, MI | 30 | 6.750% | 3.2% |
| Orange County, FL | 29 | 6.500% | 25.6% |
| Orange County, CA | 18 | 7.688% | 14.3% |
| Volusia County, FL | 13 | 6.750% | 0.0% |
| Clark County, NV | 13 | 7.250% | 18.8% |
| Hays County, TX | 13 | 6.490% | 0.0% |
| Lake County, FL | 12 | 5.990% | 20.0% |
| Tarrant County, TX | 12 | 6.813% | 20.0% |
| San Bernardino County, CA | 10 | 6.875% | 28.6% |
| Harris County, TX | 10 | 7.125% | 37.5% |
| Kern County, CA | 8 | Under 10 loans | 11.1% |
| Hawaii County, HI | 8 | Under 10 loans | 11.1% |
| Baltimore city, MD | 8 | Under 10 loans | 20.0% |
| Denton County, TX | 8 | Under 10 loans | 20.0% |
| San Diego County, CA | 7 | Under 10 loans | 30.0% |
| Clay County, NC | 7 | Under 10 loans | 0.0% |
| Broward County, FL | 6 | Under 10 loans | 45.5% |
| Cook County, IL | 6 | Under 10 loans | 53.8% |
| East Baton Rouge Parish, LA | 6 | Under 10 loans | 14.3% |
| Queens County, NY | 6 | Under 10 loans | 33.3% |
| Collin County, TX | 6 | Under 10 loans | 0.0% |
| Dallas County, TX | 6 | Under 10 loans | 50.0% |
| Travis County, TX | 6 | Under 10 loans | 22.2% |
| Williamson County, TX | 6 | Under 10 loans | 14.3% |
| Maricopa County, AZ | 5 | Under 10 loans | 28.6% |
| Contra Costa County, CA | 5 | Under 10 loans | 16.7% |
| Miami-Dade County, FL | 5 | Under 10 loans | 54.6% |
| Genesee County, MI | 5 | Under 10 loans | 0.0% |
| Muskegon County, MI | 5 | Under 10 loans | 0.0% |
| Merrimack County, NH | 5 | Under 10 loans | 0.0% |
| Essex County, NJ | 5 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 5 | Under 10 loans | 16.7% |
| Davidson County, TN | 5 | Under 10 loans | 16.7% |
| Marin County, CA | 4 | Under 10 loans | 20.0% |
| Mono County, CA | 4 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 4 | Under 10 loans | 33.3% |
| San Mateo County, CA | 4 | Under 10 loans | 33.3% |
| Santa Clara County, CA | 4 | Under 10 loans | 0.0% |
| Brevard County, FL | 4 | Under 10 loans | 20.0% |
| Cobb County, GA | 4 | Under 10 loans | 0.0% |
| Honolulu County, HI | 4 | Under 10 loans | 20.0% |
| Ottawa County, MI | 4 | Under 10 loans | 0.0% |
| Van Buren County, MI | 4 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 4 | Under 10 loans | 20.0% |
| Ocean County, NJ | 4 | Under 10 loans | 33.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.