OCMBC, INC. received 29,739 applications in 2025 and made
16,337 mortgages, in 1,291 counties across 49 states.
The median rate its borrowers got was 6.999% on a median loan of $355,000.
Of 23,569 decisions, 2,981 were denials — 12.7%, most often for credit application incomplete.
Legal Entity Identifier
549300J7I82PNDVU8H22
Applications received
29,739
Mortgages made
16,337
Denied
2,981
Approved, not taken up
4,251
Withdrawn or incomplete
6,170
Loans bought from other lenders
692
Median rate spread over the prime offer rate
0.765 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
9,882
6.875%
$385,000
11.5%
Refinancing
1,882
6.750%
$425,000
12.9%
Cash-out refinancing
4,573
7.499%
$275,000
14.8%
Other purposes
0
Under 10 loans
Under 10 loans
0.0%
Where OCMBC, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When OCMBC, INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.