Mortgage Lender Index

Mortgage lenders in Lee County

23,136 mortgages were made in Lee County, Florida, in 2025, by 905 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 32,357 decisions, 7,912 were denials — 24.5%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 2,301 6.375% $315,000 17.8%
Suncoast Credit Union 1,656 7.500% $85,000 23.2%
Rocket Mortgage, LLC 1,510 6.625% $265,000 24.4%
LENNAR MORTGAGE, LLC 870 5.625% $325,000 32.3%
CROSSCOUNTRY MORTGAGE, INC. 701 6.750% $315,000 6.2%
Loandepot.Com, LLC 700 6.375% $295,000 23.0%
PULTE MORTGAGE LLC 472 5.875% $385,000 13.5%
PENNYMAC LOAN SERVICES, LLC 467 6.500% $305,000 23.6%
DHI MORTGAGE COMPANY, LTD. 453 5.125% $305,000 15.5%
LAKE MICHIGAN CREDIT UNION 444 6.615% $305,000 15.4%
AMERICAN PACIFIC MORTGAGE CORPORATION 437 6.625% $315,000 8.8%
Fifth Third Bank, National Association 356 7.490% $150,000 45.0%
Broker Solutions, Inc. 291 6.750% $275,000 13.9%
Paramount Residential Mortgage Group, Inc. 288 6.625% $320,000 5.9%
Third Federal Savings and Loan Association of Cleveland 276 6.990% $105,000 37.7%
MOVEMENT MORTGAGE, LLC 255 6.875% $305,000 4.4%
Bank of America, National Association 245 6.240% $125,000 53.5%
JPMorgan Chase Bank, National Association 242 6.625% $275,000 15.9%
FREEDOM MORTGAGE CORPORATION 238 6.250% $325,000 20.5%
LOWER, LLC 207 6.625% $275,000 8.3%
NEWREZ LLC 198 6.750% $280,000 42.2%
THE LOAN STORE, INC. 197 6.875% $305,000 16.6%
Mortgage Research Center, LLC 196 6.250% $335,000 28.4%
MORTGAGE 1 INCORPORATED 186 6.625% $305,000 1.5%
KIND LENDING, LLC 185 6.625% $315,000 27.8%
A&D Mortgage LLC 174 6.875% $275,000 15.8%
GUARANTEED RATE, INC. 168 6.625% $305,000 14.5%
Truist Bank 166 6.658% $155,000 53.4%
Navy Federal Credit Union 163 6.875% $205,000 35.2%
CHAMPIONS FUNDING, LLC 137 7.750% $255,000 19.4%
Regions Bank 134 4.990% $155,000 52.4%
NATIONSTAR MORTGAGE LLC 133 7.250% $185,000 21.4%
EVERETT FINANCIAL, INC. 126 6.625% $295,000 19.5%
Wells Fargo Bank, National Association 117 6.500% $295,000 30.4%
Citizens Bank, National Association 114 7.388% $255,000 39.2%
OCMBC, INC. 114 6.875% $295,000 15.9%
AMERICAN FINANCIAL NETWORK, INC. 111 6.750% $295,000 15.8%
UNION HOME MORTGAGE CORP. 106 6.500% $345,000 16.4%
PNC Bank, National Association 102 7.390% $205,000 37.3%
VAN DYK MORTGAGE CORPORATION 99 6.625% $295,000 4.8%
Click n' Close, Inc. 97 7.250% $295,000 8.1%
U.S. Bank National Association 95 6.875% $265,000 41.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC 95 7.374% $285,000 20.2%
CMG MORTGAGE, INC. 94 6.750% $310,000 12.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. 86 9.313% $205,000 18.9%
FIGURE LENDING LLC 85 8.700% $75,000 23.4%
ZILLOW HOME LOANS, LLC 85 6.625% $285,000 10.4%
Luminate Bank 84 6.750% $300,000 9.4%
SECURITYNATIONAL MORTGAGE COMPANY 84 6.990% $285,000 16.0%
GUILD MORTGAGE COMPANY 81 6.625% $255,000 16.8%
Coastal Community Bank 80 9.490% $55,000 1.4%
ACHIEVA CREDIT UNION 80 7.500% $105,000 40.0%
COASTAL LOANS, LLC 80 4.990% $295,000 10.1%
Hometown Equity Mortgage, LLC 79 7.250% $305,000 48.4%
AMERIHOME MORTGAGE COMPANY, LLC 79 6.625% $375,000 14.0%
EMBRACE HOME LOANS, INC. 78 5.990% $295,000 8.2%
SPRING EQ, LLC 75 8.825% $75,000 73.2%
Cornerstone First Mortgage, Inc 75 6.625% $295,000 2.6%
Kiavi Funding, Inc. 70 10.990% $215,000 13.4%
Sanibel Captiva Community Bank 70 8.500% $420,000 3.9%
AmeriSave Mortgage Corporation 68 7.813% $110,000 77.0%
TD Bank, National Association 67 7.440% $255,000 34.3%
DEEPHAVEN MORTGAGE LLC 67 7.250% $265,000 40.9%
HOMEXPRESS MORTGAGE CORP. 67 7.500% $265,000 39.3%
Commerce Home Mortgage, Inc. 66 7.250% $310,000 18.5%
Citadel Servicing Corporation 65 7.375% $275,000 2.9%
AMWEST FUNDING CORP. 64 6.750% $255,000 11.1%
RMC HOME MORTGAGE, LLC 59 6.125% $295,000 6.4%
BETTER MORTGAGE CORPORATION 57 6.750% $305,000 49.6%
SPACE COAST CREDIT UNION 57 5.750% $165,000 41.4%
THE MORTGAGE WAREHOUSE,LLC 57 6.625% $305,000 3.4%
Equity Prime Mortgage LLC 56 6.500% $305,000 26.3%
LAKEVIEW LOAN SERVICING, LLC 55 6.625% $305,000 64.4%
MUTUAL OF OMAHA MORTGAGE, INC. 55 6.750% $215,000 24.7%
POINT MORTGAGE CORPORATION 53 6.750% $295,000 0.0%
Plains Commerce Bank 52 6.375% $290,000 28.8%
Reliable Holdings Manager dba Lendz Financial 52 7.375% $205,000 1.9%
ARC HOME LLC 52 7.125% $330,000 26.8%
FineMark National Bank & Trust 51 Not published $495,000 6.6%
GENEVA FINANCIAL, LLC 51 6.500% $295,000 1.9%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 48 6.313% $265,000 17.3%
First Horizon Bank 48 7.250% $185,000 36.3%
JMAC LENDING, INC. 48 6.500% $305,000 9.4%
Fairway Independent Mortgage Corporation 48 6.563% $330,000 5.9%
Morgan Stanley Private Bank, National Association 47 6.000% $645,000 5.9%
Loan Funder LLC 44 9.990% $295,000 26.7%
PROVIDENT FUNDING ASSOCIATES, L.P. 44 6.375% $340,000 10.2%
Waterstone Mortgage Corporation 44 6.990% $270,000 12.0%
NFM, INC. 44 5.995% $425,000 2.2%
Flagstar Bank, N.A. 43 6.500% $335,000 39.7%
NATIONWIDE MORTGAGE BANKERS, INC. 43 6.625% $345,000 11.5%
CARRINGTON MORTGAGE SERVICES, LLC 42 6.995% $210,000 60.5%
PLAZA HOME MORTGAGE, INC. 42 6.625% $290,000 44.0%
LENDSURE MORTGAGE CORP. 42 7.500% $275,000 6.3%
Synovus Bank 41 8.300% $175,000 32.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 41 6.500% $285,000 10.7%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 41 6.625% $295,000 4.6%
AMERICAN FINANCIAL RESOURCES, INC. 40 6.375% $275,000 7.0%
Cazle Mortgage, Inc. 40 6.375% $320,000 0.0%
GUARANTEED RATE AFFINITY, LLC 39 6.875% $315,000 0.0%
CLEAREDGE LENDING LLC 39 7.250% $285,000 22.0%
TEMPLE VIEW CAPITAL FUNDING, LP 38 11.000% $235,000 22.6%
NEXERA HOLDING LLC 38 7.313% $315,000 11.6%
HARTFORD FUNDING, LTD. 36 7.500% $245,000 12.0%
STOCKTON MORTGAGE CORPORATION 36 6.625% $315,000 2.7%
PLANET HOME LENDING, LLC 36 5.995% $325,000 14.0%
Taylor Morrison Home Funding, Inc. 35 6.500% $595,000 12.5%
Lendage, LLC 35 10.875% $65,000 19.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. 35 6.875% $265,000 2.8%
Summit Mortgage Corporation 35 6.500% $365,000 2.8%
SOFI BANK, NATIONAL ASSOCIATION 34 7.875% $110,000 19.1%
MIDFLORIDA 34 6.250% $180,000 60.7%
FIRST COMMUNITY MORTGAGE, INC. 34 6.740% $300,000 11.6%
Liberty 34 6.938% $370,000 5.6%
AMERICAN HERITAGE LENDING, LLC 33 7.000% $265,000 13.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 33 6.625% $335,000 2.9%
Busey Bank 33 7.750% $255,000 17.5%
INSPIRE HOME LOANS INC. 32 4.875% $295,000 35.3%
Mortgage Right 32 6.563% $385,000 8.6%
MY MORTGAGE, INC. 32 6.813% $340,000 0.0%
Barrington Bank & Trust Company, National Association 32 6.558% $285,000 3.0%
Centennial Bank 31 6.875% $325,000 13.5%
ABSOLUTE HOME MORTGAGE CORPORATION 31 6.625% $325,000 8.8%
Stifel Bank and Trust 30 6.125% $335,000 6.1%
VILLAGE CAPITAL & INVESTMENT LLC 29 5.990% $365,000 25.9%
Charles Schwab Bank, SSB 29 5.750% $465,000 3.3%
AMERITRUST MORTGAGE CORPORATION 28 6.688% $330,000 6.7%
LIMA ONE CAPITAL, LLC 28 9.450% $260,000 20.0%
Bank OZK 28 5.990% $180,000 34.8%
FBC MORTGAGE, LLC 28 5.433% $335,000 20.0%
Logan Finance Corporation 28 6.999% $255,000 15.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 28 6.438% $330,000 14.7%
NQM FUNDING, LLC 27 7.374% $345,000 18.0%
RESICENTRAL, LLC 27 6.490% $295,000 3.3%
Bell Bank 27 6.750% $365,000 0.0%
Ixonia Bank 26 6.875% $265,000 18.2%
254900CTT87ZKAUTIJ37 26 9.750% $320,000 30.0%
The Huntington National Bank 26 6.933% $360,000 3.7%
UBS Bank USA 26 5.875% $1,055,000 7.1%
LENDINGONE, LLC 25 7.370% $235,000 56.9%
BMO Bank National Association 25 7.880% $265,000 50.9%
FINANCE OF AMERICA REVERSE LLC 25 6.375% $215,000 26.5%
SouthState Bank, National Association 25 7.200% $175,000 25.7%
American Momentum Bank 24 Not published $430,000 17.2%
RBC Bank, (Georgia) National Association 24 5.875% $340,000 16.7%
THE EQUITABLE MORTGAGE CORPORATION 24 6.750% $405,000 20.0%
Manufacturers and Traders Trust Company 23 5.990% $325,000 34.3%
TOP FLITE FINANCIAL, INC. 23 6.500% $215,000 11.1%
Discover Bank 22 8.465% $85,000 86.9%
PENTAGON FEDERAL CREDIT UNION 22 7.188% $260,000 52.2%
PHH Mortgage Corporation 22 6.250% $270,000 18.5%
GoodLeap, LLC 22 6.188% $160,000 34.9%
SUN WEST MORTGAGE COMPANY, INC. 22 6.063% $315,000 18.2%
Prosperity Home Mortgage, LLC 22 6.563% $295,000 24.1%
NEW DAY FINANCIAL, LLC 21 6.740% $265,000 56.6%
FlexPoint, Inc. 21 7.500% $265,000 3.2%
VELOCITY COMMERCIAL CAPITAL, LLC 21 9.865% $245,000 0.0%
Raymond James Bank 21 5.500% $665,000 4.6%
BELEM SERVICING LLC 21 6.750% $315,000 0.0%
AMERICAN FINANCING CORPORATION 20 6.370% $265,000 57.1%
USAA Federal Savings Bank 20 6.250% $340,000 43.2%
ICE LENDER HOLDINGS LLC 20 6.813% $170,000 13.0%
Filo Mortgage, L.L.C. 20 6.688% $330,000 8.3%
RF RENOVO MANAGEMENT COMPANY, LLC 20 7.200% $220,000 0.0%
Wings Financial Credit Union 20 7.000% $125,000 14.3%
GERSHMAN INVESTMENT CORP. 20 6.625% $275,000 16.7%
Valley National Bank 20 6.490% $250,000 12.5%
Easy Street Capital, LLC 20 9.900% $195,000 0.0%
VISTA POINT MORTGAGE, LLC 19 7.490% $365,000 12.5%
Union Savings Bank 19 7.000% $395,000 0.0%
GENWAY HOME MORTGAGE, INC. 18 6.625% $305,000 25.0%
DFCU FINANCIAL 18 6.688% $205,000 3.7%
KeyBank National Association 18 6.750% $460,000 21.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 6.625% $290,000 13.0%
MATTAMY HOME FUNDING, LLC 18 5.500% $345,000 5.3%
First Bank 17 Not published $265,000 30.8%
21st Mortgage Corporation 16 9.230% $165,000 75.4%
The Federal Savings Bank 16 6.625% $330,000 23.8%
ALLIANT CREDIT UNION 16 7.750% $165,000 54.3%
Home Mortgage Alliance Corporation (HMAC) 16 7.500% $280,000 25.0%
T2 FINANCIAL LLC 16 6.995% $270,000 13.0%
PREMIUM MORTGAGE CORPORATION 16 6.813% $270,000 5.9%
City National Bank of Florida 16 6.500% $315,000 5.9%
1ST FINANCIAL, INC. 16 7.125% $315,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 15 8.950% $85,000 40.0%
INTELLILOAN, INC. 15 6.125% $315,000 15.0%
Tomo Mortgage, LLC 15 6.125% $305,000 16.7%
Midwest Mortgage Associates Corporation 15 5.990% $255,000 0.0%
NexBank 15 6.875% $395,000 10.5%
GVC MORTGAGE, INC. 15 7.125% $225,000 0.0%
Sierra Pacific Mortgage Company, Inc. 15 6.875% $285,000 0.0%
DG PINNACLE FUNDING LLC 15 7.250% $305,000 11.8%
Bethpage Federal Credit Union 14 6.490% $245,000 40.0%
Northpointe Bank 14 7.250% $415,000 6.7%
The Central Trust Bank 14 6.813% $275,000 12.5%
Nations Lending Corporation 14 6.688% $250,000 15.0%
M/I FINANCIAL, LLC 14 4.875% $335,000 21.1%
OAKTREE FUNDING CORP. 14 8.375% $330,000 0.0%
Valon Mortgage, Inc. 13 9.000% $85,000 19.2%
STG MORTGAGE INC 13 6.375% $355,000 17.7%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 705 lenders each made 13 or fewer mortgages here, and are counted in the totals above.

Bank branches in Lee County

162 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Wells Fargo Bank, National Association 21$3.2 billion
Fifth Third Bank, National Association 20$2.0 billion
Bank of America, National Association 15$2.8 billion
Truist Bank 15$2.2 billion
JPMorgan Chase Bank, National Association 15$2.0 billion
First Horizon Bank 9$791.0 million
Sanibel Captiva Community Bank 8$805.9 million
Regions Bank 8$594.6 million
Bank OZK 6$634.8 million
Commerce Bank 5$1.1 billion
Pinnacle Bank 4$409.8 million
Edison National Bank 4$399.0 million
Valley National Bank 3$393.5 million
The Northern Trust Company 2$360.9 million
Busey Bank 2$287.6 million
PNC Bank, National Association 2$230.8 million
Centennial Bank 2$229.8 million
First-Citizens Bank & Trust Company 2$201.2 million
BankUnited, National Association 2$176.1 million
IncredibleBank 2$89.6 million
Lake Forest Bank & Trust Company, National Association 2$88.1 million
EverBank, National Association 1$732.7 million
Cogent Bank 1$326.5 million
Third Federal Savings and Loan Association of Cleveland 1$245.1 million
United Fidelity Bank, fsb 1$229.4 million
Gulf Coast Business Bank 1$160.3 million
First Bank 1$123.6 million
BMO Bank National Association 1$97.9 million
TD Bank, National Association 1$95.3 million
Crews Bank & Trust 1$79.6 million
Flagstar Bank, National Association 1$53.0 million
Meridian Bank 1$16.8 million
KeyBank National Association 1$2.8 million
American Momentum Bank 1$0

Closed since the 2025 survey

11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.