Mortgage Lender Index

First-Citizens Bank & Trust Company

First-Citizens Bank & Trust Company is a state bank, not a federal reserve member based in Raleigh, North Carolina, with $236.3 billion in assets and $174.0 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 518 branches in 221 counties.

FDIC certificate11063
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$236.3 billion
Deposits$174.0 billion
Offices517
Net income, year to date$1.2 billion
Return on assets1.03%
Websitewww.firstcitizens.com
Mortgage lendingFirst-Citizens Bank & Trust Company reported 14,381 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Los Angeles County, CA 23$5.7 billion
Wake County, NC 18$70.1 billion
Mecklenburg County, NC 16$2.4 billion
Richland County, SC 11$1.7 billion
Buncombe County, NC 11$1.2 billion
Spartanburg County, SC 9$1.1 billion
Charleston County, SC 9$862.9 million
Greenville County, SC 9$809.2 million
Guilford County, NC 8$811.0 million
Cumberland County, NC 7$1.0 billion
San Diego County, CA 7$1.0 billion
Orange County, CA 6$1.2 billion
New Hanover County, NC 6$1.1 billion
Forsyth County, NC 6$766.5 million
Lexington County, SC 6$592.6 million
Henderson County, NC 5$1.0 billion
Johnston County, NC 5$963.4 million
Onslow County, NC 5$882.1 million
Carteret County, NC 5$584.8 million
York County, SC 5$506.9 million
Horry County, SC 5$461.1 million
Miami-Dade County, FL 4$799.1 million
Riverside County, CA 4$728.4 million
Maricopa County, AZ 4$621.9 million
Pitt County, NC 4$611.8 million
Craven County, NC 4$611.6 million
Union County, NC 4$543.6 million
Florence County, SC 4$407.8 million
Brunswick County, NC 4$384.8 million
Berkeley County, SC 4$361.1 million
Anderson County, SC 4$352.0 million
Durham County, NC 4$344.1 million
Milwaukee County, WI 4$214.6 million
Santa Clara County, CA 3$43.6 billion
Catawba County, NC 3$523.3 million
Dorchester County, SC 3$469.8 million
Aiken County, SC 3$431.1 million
Caldwell County, NC 3$389.8 million
Fulton County, GA 3$362.5 million
Pickens County, SC 3$345.2 million
Sampson County, NC 3$330.4 million
Waukesha County, WI 3$313.0 million
Chesterfield County, VA 3$309.1 million
Duval County, FL 3$291.0 million
Cobb County, GA 3$270.8 million
Chesterfield County, SC 3$264.1 million
Haywood County, NC 3$260.6 million
Georgetown County, SC 3$259.1 million
Clark County, NV 3$201.0 million
Collier County, FL 3$182.0 million
Henrico County, VA 3$169.3 million
Hillsborough County, FL 3$165.5 million
Pinellas County, FL 3$155.4 million
Douglas County, NE 3$127.9 million
Sacramento County, CA 2$754.9 million
Suffolk County, MA 2$607.0 million
Swain County, NC 2$498.3 million
Macon County, NC 2$368.8 million
Orangeburg County, SC 2$367.8 million
Mecklenburg County, VA 2$363.2 million
Palm Beach County, FL 2$354.6 million
Gwinnett County, GA 2$337.3 million
Transylvania County, NC 2$335.2 million
Wayne County, NC 2$298.6 million
Lenoir County, NC 2$296.6 million
Wilson County, NC 2$291.2 million
Lancaster County, SC 2$283.4 million
Pender County, NC 2$277.1 million
Burke County, NC 2$274.9 million
Harnett County, NC 2$272.1 million
San Mateo County, CA 2$272.0 million
Iredell County, NC 2$268.0 million
Franklin County, NC 2$258.2 million
Cabarrus County, NC 2$241.8 million
Beaufort County, SC 2$241.4 million
Broward County, FL 2$237.4 million
Travis County, TX 2$236.5 million
Moore County, NC 2$236.0 million
Sumter County, SC 2$234.4 million
Darlington County, SC 2$220.8 million
Danville city, VA 2$204.9 million
Lee County, FL 2$201.2 million
Pierce County, WA 2$195.8 million
Jackson County, NC 2$195.6 million
Rockingham County, NC 2$193.9 million
Watauga County, NC 2$185.9 million
Lee County, NC 2$181.9 million
Roanoke County, VA 2$179.7 million
Roanoke city, VA 2$179.4 million
Stokes County, NC 2$178.7 million
Kershaw County, SC 2$176.4 million
Lincoln County, NC 2$172.0 million
San Bernardino County, CA 2$171.9 million
DeKalb County, GA 2$170.5 million
Knox County, TN 2$164.1 million
Surry County, NC 2$163.4 million
Williamson County, TX 2$162.8 million
King County, WA 2$154.5 million
Oconee County, SC 2$150.7 million
Pamlico County, NC 2$150.0 million
Franklin County, GA 2$148.8 million
Albemarle County, VA 2$145.5 million
Marion County, SC 2$145.2 million
Edgefield County, SC 2$137.1 million
Columbia County, GA 2$130.3 million
Bladen County, NC 2$130.0 million
Chatham County, NC 2$122.4 million
Madison County, GA 2$99.4 million
Greenbrier County, WV 2$95.9 million
Pocahontas County, WV 2$95.6 million
Pittsylvania County, VA 2$68.0 million
Bedford County, VA 2$53.6 million
Honolulu County, HI 1$296.9 million
Bernalillo County, NM 1$269.3 million
Dillon County, SC 1$253.3 million
Cleveland County, OK 1$239.4 million
Chester County, SC 1$221.0 million
Cherokee County, NC 1$212.6 million
Greenwood County, SC 1$187.2 million
Clackamas County, OR 1$181.9 million
Cherokee County, GA 1$169.8 million
Harris County, TX 1$162.7 million
Halifax County, NC 1$162.2 million
Placer County, CA 1$158.1 million
Norfolk County, MA 1$156.0 million
Nash County, NC 1$154.3 million
Thurston County, WA 1$153.7 million
Stephens County, GA 1$152.9 million
Pima County, AZ 1$152.1 million
Anne Arundel County, MD 1$151.6 million
Pasquotank County, NC 1$147.4 million
Greene County, NC 1$146.7 million
McDowell County, NC 1$143.2 million
Polk County, NC 1$142.3 million
Orange County, NC 1$141.9 million
Ashe County, NC 1$139.6 million
St. Johns County, FL 1$138.9 million
Ventura County, CA 1$134.6 million
Snohomish County, WA 1$131.6 million
Santa Fe County, NM 1$130.3 million
Contra Costa County, CA 1$129.7 million
Fairfield County, SC 1$126.6 million
Pickens County, GA 1$124.0 million
Wilkes County, NC 1$123.1 million
Barnwell County, SC 1$122.6 million
Rutherford County, NC 1$121.3 million
Madison County, NC 1$119.2 million
Brunswick County, VA 1$117.9 million
Stanly County, NC 1$108.2 million
Williamsburg County, SC 1$107.3 million
Duplin County, NC 1$105.0 million
McDuffie County, GA 1$102.4 million
Abbeville County, SC 1$102.3 million
Marlboro County, SC 1$102.0 million
Vance County, NC 1$100.2 million
Johnson County, KS 1$99.4 million
Beaufort County, NC 1$98.4 million
Campbell County, VA 1$97.4 million
Yadkin County, NC 1$94.4 million
Adams County, CO 1$93.9 million
Saluda County, SC 1$88.4 million
Botetourt County, VA 1$87.6 million
Denver County, CO 1$82.3 million
Fort Bend County, TX 1$82.2 million
Fairfax County, VA 1$81.6 million
Yancey County, NC 1$80.1 million
Randolph County, NC 1$78.3 million
Loudoun County, VA 1$77.2 million
Columbus County, NC 1$76.8 million
Forsyth County, GA 1$76.7 million
Jackson County, MO 1$74.4 million
Newberry County, SC 1$70.8 million
Salem city, VA 1$69.4 million
Oklahoma County, OK 1$68.7 million
Washington County, OR 1$68.3 million
Douglas County, CO 1$67.3 million
Hart County, GA 1$67.1 million
Dallas County, TX 1$66.4 million
Martin County, FL 1$64.1 million
McCormick County, SC 1$63.4 million
Davidson County, TN 1$62.9 million
Alexander County, NC 1$62.4 million
Laurens County, SC 1$62.3 million
Fredericksburg city, VA 1$61.3 million
Warren County, NC 1$61.2 million
Chatham County, GA 1$60.7 million
Williamson County, TN 1$60.3 million
Graham County, NC 1$59.0 million
Clarke County, GA 1$57.9 million
Washoe County, NV 1$57.8 million
Harrisonburg city, VA 1$56.9 million
Clay County, NC 1$56.7 million
Alleghany County, VA 1$55.7 million
Arapahoe County, CO 1$54.8 million
Avery County, NC 1$54.2 million
Hamilton County, TN 1$53.0 million
Howard County, MD 1$53.0 million
Arlington County, VA 1$51.3 million
Emporia city, VA 1$50.7 million
Collin County, TX 1$48.5 million
Clarendon County, SC 1$47.6 million
Hall County, GA 1$47.2 million
Staunton city, VA 1$47.0 million
Lee County, SC 1$46.2 million
Galax city, VA 1$44.7 million
Seminole County, FL 1$42.8 million
Winchester city, VA 1$41.8 million
Boulder County, CO 1$40.2 million
Clark County, WA 1$37.9 million
Martin County, NC 1$36.7 million
San Francisco County, CA 1$36.2 million
Washington County, TN 1$30.8 million
Richmond County, GA 1$29.8 million
Middlesex County, MA 1$29.6 million
Montgomery County, VA 1$25.7 million
Orange County, FL 1$23.5 million
Bexar County, TX 1$22.5 million
Manatee County, FL 1$21.6 million
Lynchburg city, VA 1$21.4 million
Napa County, CA 1$20.2 million
Essex County, MA 1$20.1 million

Closed since the 2025 survey

8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next branch survey and bank figures are published.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.