FIGURE LENDING LLC received 72,355 applications in 2025 and made
33,415 mortgages, in 2,676 counties across 51 states.
The median rate its borrowers got was 9.100% on a median loan of $65,000.
Of 68,695 decisions, 19,989 were denials — 29.1%, most often for debt-to-income ratio.
Legal Entity Identifier
254900UL88QFG0E40516
Applications received
72,355
Mortgages made
33,415
Denied
19,989
Approved, not taken up
15,291
Withdrawn or incomplete
3,660
Loans bought from other lenders
37,739
Median rate spread over the prime offer rate
2.75 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Other purposes
33,415
9.100%
$65,000
29.1%
Where FIGURE LENDING LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When FIGURE LENDING LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.