Mortgage Lender Index

IncredibleBank

IncredibleBank is a state bank, not a federal reserve member based in Wausau, Wisconsin, with $2.1 billion in assets and $1.8 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 18 branches in 10 counties.

FDIC certificate19772
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$2.1 billion
Deposits$1.8 billion
Offices18
Net income, year to date$11.0 million
Return on assets1.06%
Websitewww.incrediblebank.com
Mortgage lendingIncredibleBank reported 512 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Marathon County, WI 5$646.1 million
Marquette County, MI 2$196.5 million
Lincoln County, WI 2$191.4 million
Houghton County, MI 2$155.8 million
Lee County, FL 2$89.6 million
Oneida County, WI 1$191.1 million
Gogebic County, MI 1$94.9 million
Vilas County, WI 1$85.9 million
Dickinson County, MI 1$75.7 million
Dane County, WI 1$52.6 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.