Mortgage Lender Index

Flagstar Bank, National Association

Flagstar Bank, National Association is a national bank based in Hicksville, New York, with $87.7 billion in assets and $67.5 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 345 branches in 72 counties.

FDIC certificate32541
Charter classNational bank
EstablishedNot published
Assets$87.7 billion
Deposits$67.5 billion
Offices345
Net income, year to date$55.3 million
Return on assets0.13%
Websitewww.flagstar.com
Mortgage lendingFlagstar Bank, N.A. reported 9,656 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Nassau County, NY 28$6.6 billion
Queens County, NY 26$5.0 billion
Oakland County, MI 25$11.5 billion
Cuyahoga County, OH 18$1.8 billion
Suffolk County, NY 16$4.2 billion
Richmond County, NY 14$3.2 billion
Macomb County, MI 14$1.2 billion
Wayne County, MI 14$1.1 billion
Palm Beach County, FL 12$1.4 billion
Kings County, NY 10$2.0 billion
Maricopa County, AZ 9$1.1 billion
Allen County, IN 9$825.9 million
Essex County, NJ 8$3.8 billion
Broward County, FL 8$1.4 billion
San Bernardino County, CA 8$1.2 billion
Jackson County, MI 7$657.0 million
New York County, NY 6$10.9 billion
Middlesex County, NJ 6$469.2 million
Marquette County, MI 6$290.6 million
Westchester County, NY 5$1.2 billion
Monmouth County, NJ 5$474.2 million
Union County, NJ 5$405.0 million
Kent County, MI 5$291.4 million
Summit County, OH 4$525.6 million
Miami-Dade County, FL 4$418.1 million
Washtenaw County, MI 4$318.7 million
Ocean County, NJ 4$245.6 million
Lake County, OH 3$353.1 million
Yavapai County, AZ 3$291.4 million
Livingston County, MI 3$246.9 million
Bronx County, NY 3$198.3 million
St. Joseph County, IN 3$124.3 million
Oconto County, WI 3$92.5 million
Hudson County, NJ 2$341.0 million
Los Angeles County, CA 2$298.7 million
Ingham County, MI 2$197.5 million
Ottawa County, MI 2$161.5 million
Genesee County, MI 2$152.7 million
Menominee County, MI 2$103.6 million
Kalamazoo County, MI 2$91.1 million
St. Joseph County, MI 2$70.1 million
Orange County, CA 1$272.1 million
San Francisco County, CA 1$162.2 million
Eaton County, MI 1$120.4 million
Collier County, FL 1$109.9 million
St. Lucie County, FL 1$106.2 million
Hillsdale County, MI 1$91.6 million
Steuben County, IN 1$90.2 million
LaPorte County, IN 1$83.0 million
White County, IN 1$83.0 million
Branch County, MI 1$79.1 million
Houghton County, MI 1$74.9 million
DeKalb County, IN 1$70.7 million
Mercer County, NJ 1$67.3 million
Van Wert County, OH 1$67.2 million
Gogebic County, MI 1$64.2 million
Berrien County, MI 1$63.1 million
Dickinson County, MI 1$63.1 million
Adams County, IN 1$60.4 million
Rush County, IN 1$60.2 million
Delta County, MI 1$56.7 million
Wells County, IN 1$54.2 million
Lee County, FL 1$53.0 million
LaGrange County, IN 1$47.1 million
Monroe County, MI 1$47.0 million
Miami County, IN 1$46.3 million
Fulton County, IN 1$41.9 million
Huntington County, IN 1$41.4 million
Calhoun County, MI 1$38.5 million
Wabash County, IN 1$33.1 million
Iron County, MI 1$31.0 million
Mecklenburg County, NC 1$0

Closed since the 2025 survey

16 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.