MY MORTGAGE, INC.
MY MORTGAGE, INC. received 1,191 applications in 2025 and made 880 mortgages, in 95 counties across 16 states. The median rate its borrowers got was 6.750% on a median loan of $375,000. Of 951 decisions, 21 were denials — 2.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300NT030LXB2A8T82 |
|---|---|
| Applications received | 1,191 |
| Mortgages made | 880 |
| Denied | 21 |
| Approved, not taken up | 50 |
| Withdrawn or incomplete | 240 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.852 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 803 | 6.750% | $385,000 | 2.2% |
| Refinancing | 77 | 6.625% | $345,000 | 2.2% |
Where MY MORTGAGE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 215 | 6.875% | 1.3% |
| Hillsborough County, FL | 189 | 6.625% | 2.0% |
| Broward County, FL | 78 | 6.750% | 2.4% |
| Pasco County, FL | 52 | 6.563% | 1.8% |
| Hernando County, FL | 40 | 6.625% | 0.0% |
| Lee County, FL | 32 | 6.813% | 0.0% |
| Orange County, FL | 18 | 6.688% | 5.3% |
| Osceola County, FL | 18 | 6.625% | 4.8% |
| Baltimore County, MD | 14 | 6.625% | 0.0% |
| Polk County, FL | 12 | 6.688% | 18.8% |
| Pinellas County, FL | 10 | 6.625% | 0.0% |
| Anne Arundel County, MD | 9 | Under 10 loans | 0.0% |
| Prince George's County, MD | 9 | Under 10 loans | 0.0% |
| Dallas County, TX | 9 | Under 10 loans | 0.0% |
| Highlands County, FL | 8 | Under 10 loans | 0.0% |
| Manatee County, FL | 8 | Under 10 loans | 0.0% |
| Hudson County, NJ | 8 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 7 | Under 10 loans | 12.5% |
| St. Lucie County, FL | 7 | Under 10 loans | 0.0% |
| Bergen County, NJ | 7 | Under 10 loans | 12.5% |
| Charlotte County, FL | 6 | Under 10 loans | 0.0% |
| Collier County, FL | 6 | Under 10 loans | 0.0% |
| Hendry County, FL | 5 | Under 10 loans | 0.0% |
| Marion County, FL | 5 | Under 10 loans | 0.0% |
| Sarasota County, FL | 5 | Under 10 loans | 0.0% |
| Charles County, MD | 5 | Under 10 loans | 14.3% |
| Lake County, FL | 4 | Under 10 loans | 0.0% |
| Union County, NJ | 4 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 0.0% |
| Brevard County, FL | 3 | Under 10 loans | 0.0% |
| Harford County, MD | 3 | Under 10 loans | 0.0% |
| Wicomico County, MD | 3 | Under 10 loans | 0.0% |
| Baltimore city, MD | 3 | Under 10 loans | 0.0% |
| Essex County, NJ | 3 | Under 10 loans | 0.0% |
| District of Columbia, DC | 2 | Under 10 loans | 33.3% |
| Clay County, FL | 2 | Under 10 loans | 0.0% |
| Duval County, FL | 2 | Under 10 loans | 0.0% |
| Monroe County, FL | 2 | Under 10 loans | 0.0% |
| Seminole County, FL | 2 | Under 10 loans | 0.0% |
| Baldwin County, GA | 2 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Howard County, MD | 2 | Under 10 loans | 0.0% |
| Queen Anne's County, MD | 2 | Under 10 loans | 0.0% |
| Worcester County, MD | 2 | Under 10 loans | 0.0% |
| Passaic County, NJ | 2 | Under 10 loans | 33.3% |
| Sussex County, NJ | 2 | Under 10 loans | 0.0% |
| Currituck County, NC | 2 | Under 10 loans | 0.0% |
| Guilford County, NC | 2 | Under 10 loans | 0.0% |
| Kaufman County, TX | 2 | Under 10 loans | 0.0% |
| Henrico County, VA | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.