Mortgage Lender Index

Commerce Bank

Commerce Bank is a state bank, federal reserve member based in Kansas City, Missouri, with $35.0 billion in assets and $28.1 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 151 branches in 52 counties.

FDIC certificate24998
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$35.0 billion
Deposits$28.1 billion
Offices153
Net income, year to date$215.3 million
Return on assets1.25%
Websitewww.commercebank.com
Mortgage lendingCommerce Bank reported 3,789 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
St. Louis County, MO 22$6.0 billion
Jackson County, MO 16$6.4 billion
Johnson County, KS 12$2.0 billion
Sedgwick County, KS 7$1.1 billion
St. Charles County, MO 6$1.1 billion
Greene County, MO 6$1.1 billion
Lee County, FL 5$1.1 billion
Boone County, MO 5$828.9 million
St. Louis city, MO 5$371.5 million
Clay County, MO 4$667.6 million
Collier County, FL 4$615.6 million
Peoria County, IL 3$359.2 million
Riley County, KS 3$221.7 million
McLean County, IL 2$752.6 million
Buchanan County, MO 2$571.7 million
Jefferson County, MO 2$391.2 million
Douglas County, KS 2$293.7 million
Cass County, MO 2$275.0 million
St. Clair County, IL 2$243.8 million
Jasper County, MO 2$237.7 million
Cape Girardeau County, MO 2$219.3 million
Platte County, MO 2$209.3 million
Tulsa County, OK 2$198.2 million
Maricopa County, AZ 2$176.1 million
Christian County, MO 2$153.0 million
Moniteau County, MO 2$131.4 million
Wyandotte County, KS 2$107.1 million
Laclede County, MO 1$209.0 million
Butler County, KS 1$170.3 million
Ellis County, KS 1$168.4 million
Crawford County, KS 1$151.3 million
Finney County, KS 1$137.9 million
Leavenworth County, KS 1$121.0 million
Adams County, CO 1$113.4 million
Palm Beach County, FL 1$106.7 million
Polk County, MO 1$105.7 million
Audrain County, MO 1$98.5 million
Marion County, MO 1$96.2 million
Butler County, MO 1$87.8 million
Woodford County, IL 1$83.0 million
Reno County, KS 1$73.0 million
Harris County, TX 1$72.5 million
Oklahoma County, OK 1$69.9 million
Randolph County, MO 1$68.9 million
Monroe County, IL 1$58.3 million
Cherokee County, KS 1$57.1 million
Taney County, MO 1$50.8 million
Arapahoe County, CO 1$47.8 million
Berkeley County, SC 1$47.0 million
Barry County, MO 1$41.4 million
Denver County, CO 1$24.8 million
Adams County, IL 1$4.4 million

Closed since the 2025 survey

5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.