Mortgage Lender Index

Arvest Bank

Arvest Bank received 20,365 applications in 2025 and made 13,363 mortgages, in 690 counties across 46 states. The median rate its borrowers got was 6.875% on a median loan of $165,000. Of 16,717 decisions, 3,089 were denials — 18.5%, most often for debt-to-income ratio.

Legal Entity IdentifierCOINQMNIM6RBU631DD85
Applications received20,365
Mortgages made13,363
Denied3,089
Approved, not taken up265
Withdrawn or incomplete3,648
Loans bought from other lenders21
Median rate spread over the prime offer rate0.399 points
FDIC-insured bankYes: Arvest Bank, 229 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase6,580 6.625%$245,000 7.5%
Refinancing1,871 7.250%$155,000 19.6%
Cash-out refinancing991 6.625%$175,000 21.9%
Other purposes3,921 7.750%$75,000 30.8%

Where Arvest Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Benton County, AR 1,9327.000%15.4%
Washington County, AR 1,2917.125%16.4%
Tulsa County, OK 9457.000%22.9%
Pulaski County, AR 6616.875%19.0%
Johnson County, KS 4686.750%12.9%
Oklahoma County, OK 3656.750%15.3%
Jackson County, MO 3606.875%17.1%
Sebastian County, AR 3526.750%16.1%
Jasper County, MO 3026.900%20.9%
Greene County, MO 2777.000%13.1%
Pope County, AR 2576.750%17.8%
Saline County, AR 2267.000%16.3%
Craighead County, AR 2136.875%14.1%
Garland County, AR 2057.250%23.5%
Baxter County, AR 1697.500%13.1%
Comanche County, OK 1667.500%18.7%
Faulkner County, AR 1646.875%16.0%
Washington County, OK 1627.500%20.6%
Wagoner County, OK 1577.000%21.3%
Crawford County, AR 1496.875%21.8%
Newton County, MO 1486.875%14.9%
Cleveland County, OK 1377.000%17.3%
Stephens County, OK 1167.500%13.7%
Delaware County, OK 1127.000%26.3%
Christian County, MO 1096.875%13.0%
Cherokee County, OK 1096.625%13.5%
Clay County, MO 996.625%14.4%
Pittsburg County, OK 996.500%19.5%
Johnson County, AR 986.563%15.4%
Rogers County, OK 956.625%21.4%
Carroll County, AR 937.350%15.5%
Madison County, AR 917.500%21.5%
Cass County, MO 806.875%13.0%
Taney County, MO 806.875%21.6%
McDonald County, MO 797.000%23.3%
Boone County, AR 767.000%22.2%
Ottawa County, OK 756.875%20.2%
Lonoke County, AR 716.875%17.1%
Stone County, MO 717.000%22.8%
Creek County, OK 716.875%23.2%
Mayes County, OK 707.188%23.1%
Lawrence County, MO 697.250%33.7%
Barry County, MO 677.000%28.4%
Canadian County, OK 667.000%22.7%
Le Flore County, OK 666.875%28.0%
Pottawatomie County, OK 607.290%25.0%
Marion County, AR 597.750%20.3%
Yell County, AR 586.938%21.6%
Grady County, OK 587.250%23.7%
Webster County, MO 577.750%15.9%

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When Arvest Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.