AMERICA FIRST Federal Credit Union received 22,220 applications in 2025 and made
15,271 mortgages, in 286 counties across 41 states.
The median rate its borrowers got was 6.990% on a median loan of $95,000.
Of 21,174 decisions, 4,765 were denials — 22.5%, most often for credit history.
Legal Entity Identifier
5493007I0X1GRWIU8B34
Applications received
22,220
Mortgages made
15,271
Denied
4,765
Approved, not taken up
1,138
Withdrawn or incomplete
1,046
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.4 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
992
6.740%
$255,000
22.8%
Refinancing
5,041
7.240%
$115,000
18.4%
Cash-out refinancing
193
6.625%
$265,000
40.2%
Other purposes
9,045
6.990%
$75,000
24.0%
Where AMERICA FIRST Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When AMERICA FIRST Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.