Mortgage Lender Index

First Heritage Mortgage, LLC

First Heritage Mortgage, LLC received 9,080 applications in 2025 and made 7,383 mortgages, in 321 counties across 18 states. The median rate its borrowers got was 6.350% on a median loan of $365,000. Of 7,731 decisions, 302 were denials — 3.9%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300EM8ID8J7F8OM55
Applications received9,080
Mortgages made7,383
Denied302
Approved, not taken up46
Withdrawn or incomplete1,349
Loans bought from other lenders0
Median rate spread over the prime offer rate0.066 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase7,013 6.375%$365,000 3.8%
Refinancing277 6.125%$475,000 4.1%
Cash-out refinancing89 6.375%$395,000 13.5%
Other purposes4 Under 10 loansUnder 10 loans 0.0%

Where First Heritage Mortgage, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Prince George's County, MD 4296.250%5.9%
Fairfax County, VA 4196.375%2.8%
Prince William County, VA 3126.250%3.7%
Wake County, NC 2906.500%2.0%
Henrico County, VA 2906.490%3.6%
Montgomery County, MD 2846.375%3.0%
Richland County, SC 2506.125%3.1%
Greenville County, SC 2476.250%2.7%
Chesterfield County, VA 2456.500%5.4%
Lexington County, SC 2356.500%2.5%
Jefferson County, WV 2156.250%1.4%
Loudoun County, VA 1946.480%0.5%
Lake County, FL 1834.990%4.2%
Spartanburg County, SC 1695.990%2.3%
Polk County, FL 1294.990%14.4%
Aiken County, SC 1285.500%4.5%
Albemarle County, VA 1176.375%0.9%
Brevard County, FL 1114.990%2.6%
Columbia County, GA 1045.125%4.6%
Frederick County, MD 976.375%3.0%
Alexandria city, VA 926.375%2.1%
Fluvanna County, VA 906.375%1.1%
Union County, NC 876.375%6.4%
District of Columbia, DC 866.375%3.4%
Fulton County, GA 826.250%3.5%
Gwinnett County, GA 796.480%9.2%
Richmond city, VA 796.480%1.2%
Anne Arundel County, MD 726.428%0.0%
Berkeley County, SC 705.813%1.4%
Charleston County, SC 666.125%8.2%
Montgomery County, VA 666.750%1.5%
Volusia County, FL 654.990%0.0%
Bartow County, GA 656.125%1.5%
Charles County, MD 646.250%5.8%
Cherokee County, GA 556.750%1.8%
Osceola County, FL 544.990%6.9%
Hanover County, VA 546.250%3.6%
Durham County, NC 496.500%2.0%
Beaufort County, SC 496.750%2.0%
Orange County, VA 446.000%2.2%
Arlington County, VA 426.313%2.3%
Berkeley County, WV 426.125%4.6%
Baltimore city, MD 416.625%0.0%
Manassas Park city, VA 416.625%0.0%
Baltimore County, MD 406.500%2.4%
Sumter County, SC 396.250%0.0%
Spotsylvania County, VA 376.250%5.1%
Mecklenburg County, NC 366.313%7.7%
Charlottesville city, VA 356.500%2.8%
Kershaw County, SC 346.053%5.6%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.