Home purchase lenders in York County
4,663 home purchase mortgages were made in York County, South Carolina, in 2025, by 361 lenders. The median rate their borrowers got was 6.375% on a median loan of $335,000. Of 5,536 decisions, 679 were denials — 12.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 316 | 6.500% | $325,000 | 9.4% |
| MOVEMENT MORTGAGE, LLC | 302 | 6.500% | $295,000 | 2.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 267 | 6.499% | $335,000 | 7.1% |
| DHI MORTGAGE COMPANY, LTD. | 184 | 5.250% | $325,000 | 15.0% |
| LENNAR MORTGAGE, LLC | 151 | 6.125% | $405,000 | 5.0% |
| FOUNDERS FEDERAL CREDIT UNION | 136 | 6.188% | $290,000 | 11.2% |
| First Federal Bank | 134 | 6.250% | $285,000 | 5.6% |
| Loandepot.Com, LLC | 110 | 4.990% | $345,000 | 8.3% |
| American Security Mortgage Corp. | 100 | 6.375% | $390,000 | 1.0% |
| SouthState Bank, National Association | 93 | 6.500% | $305,000 | 5.1% |
| Mortgage Research Center, LLC | 84 | 6.250% | $375,000 | 5.6% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 79 | 6.500% | $325,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 75 | 6.625% | $325,000 | 1.3% |
| Bank of America, National Association | 73 | 5.990% | $305,000 | 13.1% |
| GUILD MORTGAGE COMPANY | 69 | 6.490% | $315,000 | 3.7% |
| First National Bank of Pennsylvania | 66 | 6.125% | $255,000 | 23.3% |
| ZILLOW HOME LOANS, LLC | 66 | 6.500% | $275,000 | 2.9% |
| JPMorgan Chase Bank, National Association | 61 | 6.375% | $365,000 | 10.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 61 | 6.750% | $405,000 | 4.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 55 | 6.625% | $425,000 | 5.2% |
| PENNYMAC LOAN SERVICES, LLC | 55 | 6.375% | $375,000 | 8.3% |
| Shea Mortgage Inc. | 53 | 5.990% | $605,000 | 1.8% |
| First-Citizens Bank & Trust Company | 51 | 5.990% | $305,000 | 13.3% |
| Wells Fargo Bank, National Association | 46 | 6.375% | $330,000 | 6.0% |
| UNION HOME MORTGAGE CORP. | 46 | 6.500% | $400,000 | 2.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 46 | 6.433% | $440,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 10.050% | $145,000 | 76.9% |
| Fairway Independent Mortgage Corporation | 45 | 6.688% | $355,000 | 2.2% |
| Broker Solutions, Inc. | 39 | 6.500% | $295,000 | 4.9% |
| Truist Bank | 38 | 6.113% | $435,000 | 15.6% |
| Arthur State Bank | 38 | 7.125% | $495,000 | 0.0% |
| STATE EMPLOYEES' | 35 | 6.000% | $345,000 | 20.5% |
| Taylor Morrison Home Funding, Inc. | 35 | 5.625% | $545,000 | 12.5% |
| Alcova Mortgage LLC | 34 | 6.500% | $300,000 | 2.4% |
| CMG MORTGAGE, INC. | 34 | 6.375% | $365,000 | 7.7% |
| Ameris Bank | 33 | 6.490% | $355,000 | 2.9% |
| Ixonia Bank | 32 | 6.933% | $390,000 | 2.9% |
| Kiavi Funding, Inc. | 31 | 11.200% | $195,000 | 5.9% |
| TOTAL MORTGAGE SERVICES, LLC | 30 | 6.875% | $530,000 | 0.0% |
| NEWREZ LLC | 29 | 6.125% | $375,000 | 14.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 29 | 6.500% | $275,000 | 0.0% |
| Navy Federal Credit Union | 28 | 6.188% | $335,000 | 14.7% |
| THE LOAN STORE, INC. | 28 | 6.433% | $390,000 | 0.0% |
| LOWER, LLC | 27 | 6.500% | $315,000 | 6.9% |
| INSPIRE HOME LOANS INC. | 26 | 5.875% | $315,000 | 3.6% |
| Family Trust Federal Credit Union | 26 | Not published | $250,000 | 7.1% |
| GUARANTEED RATE AFFINITY, LLC | 25 | 6.500% | $315,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 23 | 6.125% | $425,000 | 17.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 23 | 6.500% | $285,000 | 11.5% |
| PLAZA HOME MORTGAGE, INC. | 23 | 6.500% | $275,000 | 14.8% |
| ENVOY MORTGAGE, LTD | 22 | 6.625% | $395,000 | 0.0% |
| Plains Commerce Bank | 20 | 6.500% | $395,000 | 0.0% |
| MATTAMY HOME FUNDING, LLC | 20 | 5.433% | $265,000 | 4.8% |
| Towne Bank | 19 | 6.250% | $285,000 | 13.6% |
| JET HOMELOANS, LP | 19 | 4.990% | $395,000 | 4.8% |
| OriginPoint, LLC | 19 | 6.450% | $455,000 | 0.0% |
| 21st Mortgage Corporation | 18 | 9.490% | $85,000 | 55.1% |
| NBKC BANK | 18 | 6.125% | $445,000 | 0.0% |
| Click n' Close, Inc. | 18 | 6.688% | $260,000 | 5.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 17 | 6.625% | $315,000 | 5.6% |
| First Heritage Mortgage, LLC | 17 | 4.990% | $395,000 | 5.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 16 | 6.313% | $365,000 | 0.0% |
| Bank of York | 16 | Not published | $190,000 | 5.6% |
| CANOPY MORTGAGE, LLC | 16 | 5.870% | $230,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 16 | 6.433% | $355,000 | 0.0% |
| KIND LENDING, LLC | 15 | 6.990% | $335,000 | 28.6% |
| Fifth Third Bank, National Association | 15 | 6.375% | $555,000 | 6.3% |
| GUARANTEED RATE, INC. | 14 | 6.538% | $285,000 | 6.3% |
| Regions Bank | 14 | 6.313% | $775,000 | 5.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 14 | 6.625% | $370,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.495% | $285,000 | 12.5% |
| American Airlines Federal Credit Union | 13 | 6.125% | $395,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.375% | $305,000 | 0.0% |
| PNC Bank, National Association | 13 | 6.375% | $275,000 | 7.1% |
| Atlantic Coast Mortgage, LLC | 13 | 6.250% | $345,000 | 13.3% |
| Primis Mortgage Company | 13 | 6.563% | $255,000 | 0.0% |
| U.S. Bank National Association | 12 | 6.688% | $400,000 | 20.0% |
| SKYLA FEDERAL CREDIT UNION | 12 | 6.170% | $405,000 | 14.3% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.558% | $490,000 | 0.0% |
| Equity Prime Mortgage LLC | 11 | 6.750% | $365,000 | 21.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.625% | $415,000 | 0.0% |
| First Community Bank | 11 | 6.500% | $275,000 | 21.4% |
| BETTER MORTGAGE CORPORATION | 10 | 6.438% | $455,000 | 23.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 5.995% | $405,000 | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 28.6% |
| TD Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Filo Mortgage, L.L.C. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 10.0% |
| INTERCOASTAL MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 13.3% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Uwharrie Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KBHS HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| RESICENTRAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| LIMA ONE CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900YZ174H294JW398 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 894500CFQPXSLHK0OK52 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Belmont Savings Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RAPID MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 55.4% |
| Truliant Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JAMS-01, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 60.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Lenders Investment Trading Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| City Lending Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 9845005BP6974AE5D838 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 161 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.