Mortgage lenders in York County
8,940 mortgages were made in York County, South Carolina, in 2025, by 466 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 11,674 decisions, 2,278 were denials — 19.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 912 | 6.625% | $255,000 | 14.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 613 | 6.125% | $345,000 | 10.5% |
| FOUNDERS FEDERAL CREDIT UNION | 523 | 7.500% | $135,000 | 22.0% |
| MOVEMENT MORTGAGE, LLC | 389 | 6.500% | $295,000 | 2.9% |
| Bank of America, National Association | 235 | 6.000% | $155,000 | 24.3% |
| SouthState Bank, National Association | 233 | 6.850% | $235,000 | 16.4% |
| Loandepot.Com, LLC | 206 | 5.990% | $325,000 | 17.2% |
| DHI MORTGAGE COMPANY, LTD. | 185 | 5.250% | $325,000 | 14.9% |
| PENNYMAC LOAN SERVICES, LLC | 176 | 6.250% | $315,000 | 10.8% |
| First-Citizens Bank & Trust Company | 171 | 6.375% | $175,000 | 19.9% |
| LENNAR MORTGAGE, LLC | 151 | 6.125% | $405,000 | 5.0% |
| First Federal Bank | 150 | 6.250% | $285,000 | 6.8% |
| FREEDOM MORTGAGE CORPORATION | 136 | 6.250% | $325,000 | 12.5% |
| Truist Bank | 124 | 6.500% | $205,000 | 33.7% |
| Navy Federal Credit Union | 123 | 7.750% | $145,000 | 25.6% |
| Mortgage Research Center, LLC | 112 | 6.250% | $380,000 | 26.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 110 | 6.625% | $310,000 | 5.1% |
| American Security Mortgage Corp. | 109 | 6.375% | $395,000 | 0.9% |
| First National Bank of Pennsylvania | 102 | 6.140% | $210,000 | 20.9% |
| NEWREZ LLC | 95 | 6.500% | $285,000 | 30.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 91 | 6.625% | $325,000 | 8.7% |
| NATIONSTAR MORTGAGE LLC | 90 | 8.500% | $105,000 | 10.5% |
| STATE EMPLOYEES' | 88 | 6.250% | $195,000 | 27.3% |
| Wells Fargo Bank, National Association | 83 | 6.375% | $260,000 | 13.4% |
| SPRING EQ, LLC | 81 | 8.325% | $85,000 | 53.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 81 | 6.500% | $325,000 | 1.2% |
| Family Trust Federal Credit Union | 77 | Not published | $165,000 | 10.5% |
| JPMorgan Chase Bank, National Association | 76 | 6.250% | $335,000 | 10.6% |
| GUILD MORTGAGE COMPANY | 76 | 6.490% | $315,000 | 5.4% |
| ZILLOW HOME LOANS, LLC | 66 | 6.500% | $275,000 | 2.9% |
| Broker Solutions, Inc. | 62 | 6.625% | $255,000 | 12.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 62 | 6.557% | $415,000 | 4.6% |
| PNC Bank, National Association | 59 | 7.840% | $175,000 | 29.9% |
| UNION HOME MORTGAGE CORP. | 59 | 6.500% | $395,000 | 10.1% |
| Fifth Third Bank, National Association | 56 | 7.745% | $200,000 | 21.6% |
| Shea Mortgage Inc. | 53 | 5.990% | $605,000 | 1.8% |
| Fairway Independent Mortgage Corporation | 51 | 6.625% | $355,000 | 3.7% |
| Truliant Federal Credit Union | 49 | 7.250% | $115,000 | 54.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 48 | 6.313% | $440,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 10.050% | $145,000 | 76.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 46 | 7.438% | $165,000 | 16.4% |
| FIGURE LENDING LLC | 45 | 10.450% | $65,000 | 28.9% |
| CMG MORTGAGE, INC. | 45 | 6.500% | $335,000 | 9.4% |
| Arthur State Bank | 45 | 7.125% | $495,000 | 0.0% |
| Citizens Bank, National Association | 44 | 7.400% | $200,000 | 30.3% |
| AmeriSave Mortgage Corporation | 43 | 8.500% | $85,000 | 59.8% |
| Kiavi Funding, Inc. | 42 | 10.620% | $195,000 | 10.4% |
| THE LOAN STORE, INC. | 41 | 6.490% | $365,000 | 5.7% |
| Alcova Mortgage LLC | 41 | 6.500% | $315,000 | 2.0% |
| Bank of York | 41 | Not published | $125,000 | 12.5% |
| Ameris Bank | 40 | 6.490% | $340,000 | 6.8% |
| SKYLA FEDERAL CREDIT UNION | 39 | 7.250% | $255,000 | 22.0% |
| LAKEVIEW LOAN SERVICING, LLC | 38 | 6.250% | $270,000 | 53.8% |
| TD Bank, National Association | 38 | 7.550% | $205,000 | 25.5% |
| Third Federal Savings and Loan Association of Cleveland | 38 | 6.990% | $155,000 | 29.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 38 | 6.500% | $275,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 37 | 6.875% | $525,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 35 | 5.625% | $545,000 | 12.5% |
| Regions Bank | 34 | 6.063% | $255,000 | 22.8% |
| Ixonia Bank | 34 | 6.933% | $415,000 | 5.4% |
| PLAZA HOME MORTGAGE, INC. | 33 | 6.500% | $275,000 | 17.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 32 | 6.433% | $290,000 | 8.6% |
| LOWER, LLC | 31 | 6.500% | $295,000 | 19.1% |
| SHARONVIEW FEDERAL CREDIT UNION | 30 | 7.500% | $115,000 | 37.7% |
| Towne Bank | 29 | 6.250% | $265,000 | 16.7% |
| GUARANTEED RATE AFFINITY, LLC | 29 | 6.375% | $315,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.063% | $365,000 | 0.0% |
| NBKC BANK | 27 | 6.125% | $425,000 | 3.6% |
| INSPIRE HOME LOANS INC. | 26 | 5.875% | $315,000 | 3.6% |
| BETTER MORTGAGE CORPORATION | 25 | 8.000% | $325,000 | 44.7% |
| Plains Commerce Bank | 24 | 6.438% | $395,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 24 | 6.625% | $395,000 | 0.0% |
| GUARANTEED RATE, INC. | 23 | 6.375% | $285,000 | 14.3% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 7.750% | $125,000 | 36.1% |
| Click n' Close, Inc. | 22 | 6.438% | $250,000 | 12.0% |
| United Bank | 21 | 7.000% | $105,000 | 27.6% |
| OriginPoint, LLC | 21 | 6.450% | $515,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 20 | 5.813% | $320,000 | 23.9% |
| American Airlines Federal Credit Union | 20 | 6.500% | $305,000 | 14.3% |
| MATTAMY HOME FUNDING, LLC | 20 | 5.433% | $265,000 | 4.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 19 | 6.625% | $215,000 | 60.0% |
| Equity Prime Mortgage LLC | 19 | 6.750% | $345,000 | 29.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 19 | 6.375% | $285,000 | 7.4% |
| JET HOMELOANS, LP | 19 | 4.990% | $395,000 | 4.8% |
| 21st Mortgage Corporation | 18 | 9.490% | $85,000 | 58.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 18 | 6.058% | $445,000 | 14.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 18 | 6.625% | $305,000 | 5.3% |
| CANOPY MORTGAGE, LLC | 18 | 6.058% | $230,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 17 | 6.990% | $265,000 | 48.7% |
| KIND LENDING, LLC | 17 | 6.990% | $335,000 | 34.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 6.374% | $295,000 | 19.1% |
| Filo Mortgage, L.L.C. | 17 | 6.625% | $355,000 | 13.6% |
| PLANET HOME LENDING, LLC | 17 | 6.375% | $305,000 | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 17 | 9.490% | $155,000 | 15.0% |
| First Heritage Mortgage, LLC | 17 | 4.990% | $395,000 | 5.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 16 | 6.433% | $355,000 | 0.0% |
| Discover Bank | 15 | 9.000% | $65,000 | 74.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 15 | 6.625% | $395,000 | 0.0% |
| Primis Mortgage Company | 15 | 6.688% | $295,000 | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 15 | 7.500% | $95,000 | 0.0% |
| U.S. Bank National Association | 14 | 6.813% | $360,000 | 56.3% |
| The Federal Savings Bank | 14 | 6.313% | $475,000 | 11.8% |
| Atlantic Coast Mortgage, LLC | 14 | 6.438% | $310,000 | 12.5% |
| University Bank | 14 | 6.750% | $645,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 13 | 6.250% | $375,000 | 23.5% |
| ALLEGACY FEDERAL CREDIT UNION | 13 | 5.750% | $235,000 | 18.8% |
| CHAMPIONS FUNDING, LLC | 13 | 7.999% | $275,000 | 23.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 13 | 6.125% | $325,000 | 7.1% |
| TOWNE MORTGAGE COMPANY | 13 | 6.750% | $265,000 | 0.0% |
| USAA Federal Savings Bank | 12 | 6.125% | $405,000 | 38.1% |
| DIGITAL | 12 | 7.875% | $255,000 | 18.8% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 12 | 6.125% | $390,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 12 | 9.950% | $205,000 | 7.7% |
| Citadel Servicing Corporation | 11 | 7.625% | $275,000 | 0.0% |
| First Community Bank | 11 | 6.500% | $275,000 | 21.4% |
| Bethpage Federal Credit Union | 10 | 6.490% | $195,000 | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.250% | $365,000 | 20.0% |
| TOWER Federal Credit Union | 10 | 7.000% | $160,000 | 33.3% |
| INTERCOASTAL MORTGAGE, LLC | 10 | 6.625% | $360,000 | 7.7% |
| Morgan Stanley Private Bank, National Association | 10 | 5.838% | $775,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.563% | $220,000 | 9.1% |
| Uwharrie Bank | 10 | 6.563% | $425,000 | 9.1% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 13.3% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 52.6% |
| Mortgage Right | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Gateway First Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 61.9% |
| KBHS HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| United Community Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PULTE MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 894500CFQPXSLHK0OK52 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GEORGIA'S OWN | 7 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| SUCCESS LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Pinnacle Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| S. C. STATE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 22.2% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PIEDMONT ADVANTAGE CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KWIK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Belmont Savings Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CAPITAL CENTER, L.L.C. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RAPID MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SAFE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 266 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in York County
46 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 7 | $994.9 million |
| SouthState Bank, National Association | 5 | $877.7 million |
| Bank of America, National Association | 5 | $597.2 million |
| First-Citizens Bank & Trust Company | 5 | $506.9 million |
| Truist Bank | 4 | $378.8 million |
| Bank of York | 4 | $274.2 million |
| Woodforest National Bank | 4 | $8.1 million |
| TD Bank, National Association | 2 | $314.6 million |
| United Bank | 2 | $190.7 million |
| First Horizon Bank | 1 | $150.0 million |
| Fifth Third Bank, National Association | 1 | $67.6 million |
| PNC Bank, National Association | 1 | $55.0 million |
| First Community Bank | 1 | $50.5 million |
| JPMorgan Chase Bank, National Association | 1 | $47.8 million |
| First National Bank of Pennsylvania | 1 | $46.1 million |
| First Bank | 1 | $22.6 million |
| Arthur State Bank | 1 | $16.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.