Belmont Savings Bank, SSB
Belmont Savings Bank, SSB received 52 applications in 2025 and made 49 mortgages, in 6 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $385,000. Of 52 decisions, 2 were denials — 3.9%, most often for credit history.
| Legal Entity Identifier | 254900LVZ1O44BCREK60 |
|---|---|
| Applications received | 52 |
| Mortgages made | 49 |
| Denied | 2 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Belmont Savings Bank, SSB, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $415,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Belmont Savings Bank, SSB lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Gaston County, NC | 39 | Not published | 2.4% |
| York County, SC | 5 | Under 10 loans | 0.0% |
| Lincoln County, NC | 2 | Under 10 loans | 33.3% |
| Cleveland County, NC | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.