Mortgage lenders in South Carolina, county by county
142,410 mortgages were made in South Carolina in 2025, across 46 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Horry County | 639 | 15,158 | 6.625% | $235,000 | 22.4% |
| Greenville County | 578 | 14,241 | 6.500% | $255,000 | 20.7% |
| Charleston County | 607 | 11,606 | 6.625% | $365,000 | 20.2% |
| Spartanburg County | 470 | 10,852 | 6.375% | $225,000 | 22.1% |
| Richland County | 483 | 10,401 | 6.375% | $225,000 | 22.4% |
| Berkeley County | 458 | 8,999 | 6.250% | $315,000 | 20.7% |
| York County | 466 | 8,940 | 6.500% | $285,000 | 19.5% |
| Lexington County | 426 | 8,577 | 6.500% | $225,000 | 20.6% |
| Beaufort County | 527 | 6,565 | 6.625% | $355,000 | 22.5% |
| Dorchester County | 414 | 5,504 | 6.490% | $295,000 | 22.5% |
| Anderson County | 414 | 5,433 | 6.500% | $215,000 | 22.1% |
| Aiken County | 364 | 4,659 | 6.490% | $225,000 | 22.1% |
| Lancaster County | 362 | 3,547 | 6.500% | $285,000 | 20.8% |
| Pickens County | 368 | 2,960 | 6.540% | $225,000 | 22.4% |
| Florence County | 279 | 2,332 | 6.625% | $185,000 | 31.2% |
| Sumter County | 252 | 2,060 | 6.375% | $205,000 | 25.5% |
| Oconee County | 338 | 2,006 | 6.624% | $230,000 | 22.6% |
| Kershaw County | 248 | 1,732 | 6.375% | $225,000 | 24.4% |
| Laurens County | 267 | 1,714 | 6.490% | $225,000 | 30.2% |
| Jasper County | 241 | 1,574 | 6.490% | $315,000 | 25.7% |
| Georgetown County | 293 | 1,475 | 6.750% | $265,000 | 25.5% |
| Orangeburg County | 256 | 1,260 | 6.625% | $180,000 | 46.9% |
| Greenwood County | 222 | 1,240 | 6.500% | $175,000 | 24.7% |
| Cherokee County | 209 | 971 | 6.625% | $185,000 | 28.6% |
| Darlington County | 207 | 944 | 6.625% | $165,000 | 33.2% |
| Chester County | 165 | 800 | 6.500% | $225,000 | 31.2% |
| Colleton County | 208 | 710 | 6.625% | $215,000 | 40.6% |
| Chesterfield County | 162 | 642 | 6.750% | $165,000 | 34.1% |
| Edgefield County | 160 | 627 | 6.375% | $245,000 | 22.2% |
| Newberry County | 186 | 613 | 6.625% | $205,000 | 28.4% |
| Clarendon County | 159 | 523 | 6.750% | $175,000 | 32.0% |
| Union County | 143 | 419 | 6.500% | $165,000 | 29.7% |
| Marion County | 145 | 358 | 6.750% | $135,000 | 41.2% |
| Fairfield County | 150 | 356 | 6.625% | $185,000 | 32.2% |
| Abbeville County | 146 | 350 | 6.625% | $185,000 | 34.5% |
| Dillon County | 112 | 314 | 6.750% | $135,000 | 42.9% |
| Saluda County | 118 | 267 | 6.625% | $205,000 | 29.2% |
| Calhoun County | 113 | 239 | 6.538% | $195,000 | 33.0% |
| Williamsburg County | 113 | 235 | 6.875% | $135,000 | 47.8% |
| Barnwell County | 93 | 231 | 6.875% | $145,000 | 42.6% |
| McCormick County | 118 | 229 | 6.625% | $205,000 | 25.8% |
| Marlboro County | 104 | 225 | 6.935% | $125,000 | 39.7% |
| Hampton County | 112 | 217 | 6.750% | $145,000 | 51.8% |
| Lee County | 94 | 145 | 6.875% | $145,000 | 46.2% |
| Bamberg County | 86 | 110 | 6.500% | $135,000 | 51.2% |
| Allendale County | 52 | 50 | 6.990% | $115,000 | 54.5% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.