Family Trust Federal Credit Union
Family Trust Federal Credit Union received 146 applications in 2025 and made 118 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 132 decisions, 14 were denials — 10.6%.
| Legal Entity Identifier | 254900756YRTYX32I428 |
|---|---|
| Applications received | 146 |
| Mortgages made | 118 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | Not published | $265,000 | 8.6% |
| Refinancing | 16 | Not published | $315,000 | 5.9% |
| Cash-out refinancing | 25 | Not published | $135,000 | 16.7% |
| Other purposes | 24 | Not published | $55,000 | 11.1% |
Where Family Trust Federal Credit Union lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| York County, SC | 77 | Not published | 10.5% |
| Anderson County, SC | 10 | Not published | 9.1% |
| Chester County, SC | 9 | Under 10 loans | 0.0% |
| Lancaster County, SC | 7 | Under 10 loans | 22.2% |
| Greenville County, SC | 4 | Under 10 loans | 20.0% |
| Mecklenburg County, NC | 3 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 2 | Under 10 loans | 0.0% |
| Burke County, NC | 1 | Under 10 loans | 0.0% |
| Guilford County, NC | 1 | Under 10 loans | 0.0% |
| Lincoln County, NC | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Union County, SC | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Family Trust Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.