Mortgage lenders in Kendall County
4,039 mortgages were made in Kendall County, Illinois, in 2025, by 327 lenders. The median rate their borrowers got was 6.750% on a median loan of $265,000. Of 5,311 decisions, 1,041 were denials — 19.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 265 | 6.124% | $365,000 | 8.5% |
| Rocket Mortgage, LLC | 242 | 6.875% | $225,000 | 18.7% |
| GUARANTEED RATE, INC. | 226 | 6.750% | $295,000 | 5.6% |
| GUILD MORTGAGE COMPANY | 148 | 6.625% | $305,000 | 6.6% |
| Fifth Third Bank, National Association | 139 | 8.000% | $105,000 | 34.3% |
| Old Second National Bank | 122 | 7.250% | $105,000 | 12.7% |
| Loandepot.Com, LLC | 119 | 6.875% | $245,000 | 12.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 101 | 6.750% | $295,000 | 2.8% |
| JPMorgan Chase Bank, National Association | 101 | 6.625% | $245,000 | 11.9% |
| DHI MORTGAGE COMPANY, LTD. | 99 | 5.875% | $385,000 | 24.6% |
| NVR Mortgage Finance, Inc. | 98 | 6.125% | $375,000 | 10.1% |
| M/I FINANCIAL, LLC | 93 | 5.875% | $445,000 | 4.6% |
| LENNAR MORTGAGE, LLC | 77 | 5.250% | $435,000 | 3.7% |
| NATIONSTAR MORTGAGE LLC | 72 | 8.500% | $85,000 | 13.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 72 | 6.625% | $350,000 | 5.2% |
| Fairway Independent Mortgage Corporation | 62 | 6.875% | $315,000 | 7.4% |
| FREEDOM MORTGAGE CORPORATION | 59 | 6.250% | $325,000 | 7.7% |
| PENNYMAC LOAN SERVICES, LLC | 59 | 6.375% | $295,000 | 12.5% |
| COMPASS MORTGAGE, INC. | 59 | 6.750% | $345,000 | 0.0% |
| BMO Bank National Association | 58 | 8.743% | $105,000 | 48.3% |
| PNC Bank, National Association | 55 | 7.930% | $105,000 | 28.4% |
| THE LOAN STORE, INC. | 55 | 6.875% | $215,000 | 4.4% |
| U.S. Bank National Association | 54 | 8.025% | $155,000 | 53.8% |
| First National Bank of Omaha | 52 | 7.490% | $105,000 | 31.7% |
| GREENSTATE Credit Union | 51 | 6.875% | $195,000 | 8.3% |
| NEWREZ LLC | 46 | 6.933% | $265,000 | 38.2% |
| First American Bank | 40 | 7.500% | $105,000 | 27.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 40 | 6.490% | $340,000 | 12.5% |
| The Huntington National Bank | 39 | 7.840% | $155,000 | 34.9% |
| Old National Bank | 39 | 6.500% | $125,000 | 22.6% |
| Navy Federal Credit Union | 38 | 8.313% | $135,000 | 25.5% |
| Barrington Bank & Trust Company, National Association | 34 | 6.625% | $255,000 | 5.6% |
| Coastal Community Bank | 33 | 10.490% | $55,000 | 3.5% |
| Bank of America, National Association | 31 | 6.375% | $155,000 | 52.2% |
| Mortgage Research Center, LLC | 30 | 6.250% | $375,000 | 26.8% |
| NUMARK CREDIT UNION | 30 | 7.500% | $75,000 | 31.8% |
| KEY MORTGAGE SERVICES, INC. | 30 | 6.625% | $335,000 | 0.0% |
| FIGURE LENDING LLC | 28 | 9.200% | $65,000 | 13.0% |
| DuPage Credit Union | 28 | 7.500% | $85,000 | 33.3% |
| CONSUMERS COOPERATIVE CREDIT UNION | 26 | 7.375% | $105,000 | 0.0% |
| POINT MORTGAGE CORPORATION | 26 | 6.495% | $305,000 | 0.0% |
| ALLIANT CREDIT UNION | 25 | 6.875% | $185,000 | 16.1% |
| MLD MORTGAGE INC. | 25 | 6.625% | $305,000 | 0.0% |
| SPRING EQ, LLC | 24 | 9.888% | $55,000 | 57.4% |
| Lendage, LLC | 24 | 10.625% | $75,000 | 7.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 22 | 8.265% | $115,000 | 15.4% |
| LOWER, LLC | 22 | 6.875% | $285,000 | 8.3% |
| UNION HOME MORTGAGE CORP. | 22 | 6.563% | $320,000 | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 20 | 6.688% | $300,000 | 0.0% |
| Broker Solutions, Inc. | 18 | 6.813% | $360,000 | 40.6% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 8.188% | $100,000 | 56.0% |
| AmeriSave Mortgage Corporation | 17 | 9.000% | $75,000 | 69.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.563% | $235,000 | 55.9% |
| North Shore Trust and Savings | 14 | Not published | $350,000 | 6.3% |
| GENEVA FINANCIAL, LLC | 13 | 6.625% | $325,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.975% | $355,000 | 36.4% |
| Homeland Mortgage Company | 12 | 6.625% | $310,000 | 0.0% |
| Discover Bank | 11 | 8.910% | $65,000 | 79.3% |
| PLANET HOME LENDING, LLC | 11 | 6.125% | $365,000 | 8.3% |
| Heartland Bank and Trust Company | 10 | 8.000% | $115,000 | 15.4% |
| BAY EQUITY LLC | 10 | 6.557% | $260,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.563% | $300,000 | 16.7% |
| Servion, Inc. | 10 | 6.500% | $230,000 | 0.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Midland States Bank | 9 | Under 10 loans | Under 10 loans | 28.6% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 55.6% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 42.9% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Busey Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NEW WAVE LENDING GROUP INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| A & N MORTGAGE SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 6 | Under 10 loans | Under 10 loans | 82.1% |
| HealthCare Associates Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Grundy Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 12.5% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Lisle Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNITED HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION 1 | 4 | Under 10 loans | Under 10 loans | 55.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Great Lakes Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CROWN MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NORTHERN Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Resource Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PACOR MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SELECT LENDING SERVICES LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Central Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STREATOR ONIZED CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OSB Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Commercial Bank & Trust, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Holcomb Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U S WIDE FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| St. Charles Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterman State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 60.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eureka Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROPER RATE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 127 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kendall County
26 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First National Bank of Omaha | 4 | $471.4 million |
| Old Second National Bank | 4 | $400.8 million |
| Heartland Bank and Trust Company | 3 | $116.5 million |
| JPMorgan Chase Bank, National Association | 2 | $471.4 million |
| Byline Bank | 2 | $205.0 million |
| BMO Bank National Association | 2 | $184.7 million |
| Fifth Third Bank, National Association | 2 | $184.6 million |
| Midland States Bank | 2 | $133.9 million |
| Servbank, National Association | 1 | $520.7 million |
| Old National Bank | 1 | $69.4 million |
| U.S. Bank National Association | 1 | $36.9 million |
| American Commercial Bank & Trust, National Association | 1 | $13.5 million |
| Woodforest National Bank | 1 | $4.1 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.