U S WIDE FINANCIAL LLC
U S WIDE FINANCIAL LLC received 201 applications in 2025 and made 155 mortgages, in 45 counties across 19 states. The median rate its borrowers got was 6.125% on a median loan of $375,000. Of 158 decisions, 3 were denials — 1.9%, most often for employment history.
| Legal Entity Identifier | 549300OBJRCHJ0G6XU24 |
|---|---|
| Applications received | 201 |
| Mortgages made | 155 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 43 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.194 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 97 | 6.375% | $385,000 | 2.0% |
| Refinancing | 53 | 5.875% | $375,000 | 0.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where U S WIDE FINANCIAL LLC lends most
The 45 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Charles County, MO | 53 | 6.125% | 0.0% |
| St. Louis County, MO | 38 | 6.125% | 0.0% |
| St. Louis city, MO | 7 | Under 10 loans | 12.5% |
| Bexar County, TX | 6 | Under 10 loans | 0.0% |
| Benton County, AR | 4 | Under 10 loans | 0.0% |
| Cook County, IL | 3 | Under 10 loans | 0.0% |
| McHenry County, IL | 3 | Under 10 loans | 0.0% |
| Kendall County, IL | 2 | Under 10 loans | 0.0% |
| Norfolk County, MA | 2 | Under 10 loans | 0.0% |
| Jefferson County, MO | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Williamson County, TN | 2 | Under 10 loans | 0.0% |
| Collin County, TX | 2 | Under 10 loans | 0.0% |
| Bedford County, VA | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 50.0% |
| Jackson County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| Madison County, IL | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Sherburne County, MN | 1 | Under 10 loans | 0.0% |
| Cape Girardeau County, MO | 1 | Under 10 loans | 50.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Chester County, PA | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 0 | Under 10 loans | Not published |
| Forsyth County, GA | 0 | Under 10 loans | Not published |
| Harris County, TX | 0 | Under 10 loans | Not published |
| Snohomish County, WA | 0 | Under 10 loans | Not published |
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When U S WIDE FINANCIAL LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.