Mortgage Lender Index

THE MORTGAGE LINK, INC.

THE MORTGAGE LINK, INC. received 3,250 applications in 2025 and made 2,460 mortgages, in 288 counties across 28 states. The median rate its borrowers got was 6.625% on a median loan of $245,000. Of 2,746 decisions, 40 were denials — 1.5%, most often for debt-to-income ratio.

Legal Entity Identifier549300IJO7NO6VDZPD35
Applications received3,250
Mortgages made2,460
Denied40
Approved, not taken up246
Withdrawn or incomplete504
Loans bought from other lenders0
Median rate spread over the prime offer rate0.486 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,190 6.625%$245,000 1.3%
Refinancing167 6.490%$305,000 1.6%
Cash-out refinancing98 6.875%$215,000 3.4%
Other purposes5 Under 10 loansUnder 10 loans 14.3%

Where THE MORTGAGE LINK, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Wayne County, MI 3916.625%1.2%
Tulsa County, OK 2606.350%1.1%
Wagoner County, OK 1486.125%0.0%
Dallas County, TX 1396.625%0.7%
Oakland County, MI 896.750%0.0%
Montgomery County, MD 756.500%3.5%
Macomb County, MI 646.625%1.5%
Tarrant County, TX 616.750%0.0%
Denton County, TX 556.625%0.0%
Frederick County, MD 486.562%1.9%
Midland County, TX 476.875%0.0%
Collin County, TX 406.750%0.0%
Oklahoma County, OK 376.375%0.0%
Creek County, OK 366.250%0.0%
Rogers County, OK 356.250%0.0%
Monroe County, MI 346.688%2.9%
Prince George's County, MD 326.563%10.3%
Ector County, TX 326.625%0.0%
Cleveland County, OK 266.625%0.0%
Lubbock County, TX 266.500%0.0%
Montrose County, CO 236.750%0.0%
Randall County, TX 226.875%0.0%
Maricopa County, AZ 206.813%8.0%
Baltimore County, MD 206.433%4.4%
Webb County, TX 206.250%0.0%
Livingston County, MI 196.875%0.0%
Muskogee County, OK 175.750%0.0%
Kaufman County, TX 176.625%0.0%
Ellis County, TX 166.370%5.6%
Potter County, TX 166.990%0.0%
Anne Arundel County, MD 156.750%11.8%
Okmulgee County, OK 156.500%0.0%
Osage County, OK 156.625%0.0%
Bastrop County, TX 156.500%0.0%
El Paso County, TX 156.500%21.7%
Tom Green County, TX 156.625%0.0%
Canadian County, OK 136.625%0.0%
Adams County, PA 126.625%5.9%
Washington County, MD 116.625%0.0%
Harris County, TX 116.625%0.0%
Washington County, OK 106.563%0.0%
Rockwall County, TX 106.813%0.0%
Cook County, IL 8Under 10 loans0.0%
Andrews County, TX 8Under 10 loans0.0%
Dallam County, TX 8Under 10 loans0.0%
Duval County, FL 7Under 10 loans0.0%
Kendall County, IL 7Under 10 loans0.0%
Will County, IL 7Under 10 loans0.0%
Lafayette Parish, LA 7Under 10 loans0.0%
Howard County, MD 7Under 10 loans0.0%

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When THE MORTGAGE LINK, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.