DuPage Credit Union
DuPage Credit Union received 991 applications in 2025 and made 558 mortgages, in 27 counties across 7 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 850 decisions, 283 were denials — 33.3%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300WUGYTMN4HIT493 |
|---|---|
| Applications received | 991 |
| Mortgages made | 558 |
| Denied | 283 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 141 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.28 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | 6.625% | $275,000 | 33.7% |
| Refinancing | 19 | 6.000% | $225,000 | 28.6% |
| Cash-out refinancing | 136 | 7.500% | $125,000 | 30.8% |
| Other purposes | 342 | 7.500% | $75,000 | 34.4% |
Where DuPage Credit Union lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| DuPage County, IL | 339 | 7.500% | 29.8% |
| Kane County, IL | 70 | 7.250% | 26.8% |
| Will County, IL | 59 | 7.250% | 38.5% |
| Cook County, IL | 31 | 7.250% | 52.9% |
| Kendall County, IL | 28 | 7.500% | 33.3% |
| McHenry County, IL | 10 | 6.875% | 23.1% |
| Lake County, IL | 7 | Under 10 loans | 52.9% |
| DeKalb County, IL | 5 | Under 10 loans | 16.7% |
| LaSalle County, IL | 2 | Under 10 loans | 0.0% |
| Lee County, IL | 2 | Under 10 loans | 0.0% |
| Boone County, IL | 1 | Under 10 loans | 0.0% |
| Grundy County, IL | 1 | Under 10 loans | 50.0% |
| Marshall County, IL | 1 | Under 10 loans | 0.0% |
| Monroe County, IL | 1 | Under 10 loans | 0.0% |
| Winnebago County, IL | 1 | Under 10 loans | 50.0% |
| Sumter County, FL | 0 | Under 10 loans | Not published |
| Carroll County, IL | 0 | Under 10 loans | Not published |
| Jo Daviess County, IL | 0 | Under 10 loans | 100.0% |
| Macon County, IL | 0 | Under 10 loans | 100.0% |
| St. Clair County, IL | 0 | Under 10 loans | Not published |
| Woodford County, IL | 0 | Under 10 loans | 100.0% |
| Scott County, IA | 0 | Under 10 loans | 100.0% |
| Ottawa County, MI | 0 | Under 10 loans | Not published |
| Wayne County, MI | 0 | Under 10 loans | 100.0% |
| Doña Ana County, NM | 0 | Under 10 loans | 100.0% |
| Craven County, NC | 0 | Under 10 loans | 100.0% |
| Racine County, WI | 0 | Under 10 loans | 100.0% |
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When DuPage Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.