Grundy Bank
Grundy Bank received 284 applications in 2025 and made 263 mortgages, in 22 counties across 6 states. The median rate its borrowers got was 6.875% on a median loan of $185,000. Of 273 decisions, 4 were denials — 1.5%, most often for credit history.
| Legal Entity Identifier | 549300F08RTZA4O1LF12 |
|---|---|
| Applications received | 284 |
| Mortgages made | 263 |
| Denied | 4 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.424 points |
| FDIC-insured bank | Yes: Grundy Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 131 | 6.800% | $235,000 | 0.7% |
| Refinancing | 41 | 6.500% | $295,000 | 0.0% |
| Cash-out refinancing | 51 | 6.750% | $145,000 | 3.8% |
| Other purposes | 40 | 7.250% | $50,000 | 2.3% |
Where Grundy Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grundy County, IL | 129 | 6.875% | 0.0% |
| Will County, IL | 64 | 6.875% | 1.5% |
| LaSalle County, IL | 26 | 6.500% | 7.1% |
| Kankakee County, IL | 9 | Under 10 loans | 10.0% |
| DuPage County, IL | 7 | Under 10 loans | 0.0% |
| Kendall County, IL | 6 | Under 10 loans | 0.0% |
| Cook County, IL | 3 | Under 10 loans | 0.0% |
| Livingston County, IL | 3 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 3 | Under 10 loans | 0.0% |
| Lake County, IL | 2 | Under 10 loans | 0.0% |
| Bureau County, IL | 1 | Under 10 loans | 0.0% |
| Kane County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Morgan County, IL | 1 | Under 10 loans | 0.0% |
| Pope County, IL | 1 | Under 10 loans | 0.0% |
| Parke County, IN | 1 | Under 10 loans | 0.0% |
| Gogebic County, MI | 1 | Under 10 loans | 0.0% |
| Muskegon County, MI | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| Vilas County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| DeKalb County, IL | 0 | Under 10 loans | Not published |
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When Grundy Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.