Mortgage lenders in Seminole County
9,529 mortgages were made in Seminole County, Florida, in 2025, by 560 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 13,548 decisions, 3,376 were denials — 24.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,075 | 6.495% | $355,000 | 14.1% |
| Rocket Mortgage, LLC | 710 | 6.750% | $245,000 | 18.5% |
| FAIRWINDS CREDIT UNION | 457 | 6.875% | $95,000 | 35.1% |
| Truist Bank | 237 | 6.865% | $185,000 | 39.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 235 | 6.625% | $355,000 | 6.2% |
| PENNYMAC LOAN SERVICES, LLC | 228 | 6.499% | $360,000 | 17.4% |
| Bank of America, National Association | 219 | 6.240% | $155,000 | 46.0% |
| Navy Federal Credit Union | 206 | 7.750% | $160,000 | 31.7% |
| Fifth Third Bank, National Association | 136 | 7.900% | $155,000 | 39.7% |
| Regions Bank | 133 | 5.875% | $165,000 | 43.8% |
| THE MORTGAGE FIRM, INC. | 132 | 6.624% | $330,000 | 2.9% |
| TrustCo Bank | 124 | 5.875% | $145,000 | 29.8% |
| PULTE MORTGAGE LLC | 123 | 5.000% | $325,000 | 17.5% |
| FREEDOM MORTGAGE CORPORATION | 121 | 6.250% | $345,000 | 15.2% |
| FBC MORTGAGE, LLC | 116 | 6.688% | $355,000 | 5.7% |
| Loandepot.Com, LLC | 107 | 7.250% | $165,000 | 28.8% |
| NATIONSTAR MORTGAGE LLC | 107 | 8.500% | $125,000 | 6.0% |
| JPMorgan Chase Bank, National Association | 104 | 6.375% | $305,000 | 15.0% |
| DHI MORTGAGE COMPANY, LTD. | 104 | 5.250% | $405,000 | 11.8% |
| ADDITION FINANCIAL | 100 | 6.500% | $105,000 | 28.7% |
| Broker Solutions, Inc. | 96 | 6.875% | $295,000 | 17.3% |
| SPRING EQ, LLC | 94 | 9.275% | $90,000 | 60.7% |
| NEWREZ LLC | 93 | 6.750% | $235,000 | 36.9% |
| FIGURE LENDING LLC | 89 | 9.050% | $65,000 | 24.7% |
| THE LOAN STORE, INC. | 89 | 6.990% | $255,000 | 12.7% |
| M/I FINANCIAL, LLC | 84 | 6.000% | $565,000 | 0.0% |
| PNC Bank, National Association | 82 | 7.905% | $155,000 | 34.7% |
| Wells Fargo Bank, National Association | 81 | 6.250% | $295,000 | 22.9% |
| SPACE COAST CREDIT UNION | 80 | 4.740% | $115,000 | 23.3% |
| MOVEMENT MORTGAGE, LLC | 77 | 6.875% | $275,000 | 5.9% |
| Mortgage Research Center, LLC | 75 | 6.250% | $395,000 | 43.0% |
| Plains Commerce Bank | 75 | 6.625% | $365,000 | 3.8% |
| Waterstone Mortgage Corporation | 72 | 6.433% | $295,000 | 5.3% |
| Coastal Community Bank | 67 | 9.990% | $55,000 | 4.6% |
| Fairway Independent Mortgage Corporation | 67 | 6.490% | $355,000 | 8.2% |
| Seacoast National Bank | 63 | 7.250% | $165,000 | 32.7% |
| KBHS HOME LOANS, LLC | 61 | 6.125% | $425,000 | 4.7% |
| SouthState Bank, National Association | 60 | 6.625% | $295,000 | 29.2% |
| TD Bank, National Association | 58 | 7.865% | $155,000 | 29.3% |
| KIND LENDING, LLC | 58 | 6.500% | $370,000 | 26.5% |
| MORTGAGE EQUITY PARTNERS LLC | 58 | 6.500% | $305,000 | 10.8% |
| Third Federal Savings and Loan Association of Cleveland | 55 | 6.990% | $125,000 | 42.7% |
| ALKAN MORTGAGE CORPORATION | 55 | 6.750% | $355,000 | 1.6% |
| GUARANTEED RATE, INC. | 54 | 6.688% | $340,000 | 16.7% |
| GUARANTEED RATE AFFINITY, LLC | 53 | 6.500% | $345,000 | 1.8% |
| A&D Mortgage LLC | 53 | 6.875% | $295,000 | 10.2% |
| TRAILBLAZER MORTGAGE L.L.C. | 52 | 3.990% | $425,000 | 3.7% |
| CMG MORTGAGE, INC. | 50 | 6.500% | $350,000 | 14.3% |
| Kiavi Funding, Inc. | 50 | 9.725% | $315,000 | 13.3% |
| Paramount Residential Mortgage Group, Inc. | 49 | 6.625% | $325,000 | 5.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 45 | 10.240% | $105,000 | 6.1% |
| MIDFLORIDA | 44 | 6.188% | $160,000 | 54.9% |
| UNION HOME MORTGAGE CORP. | 44 | 6.250% | $375,000 | 9.3% |
| MATTAMY HOME FUNDING, LLC | 42 | 5.500% | $335,000 | 8.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 41 | 6.375% | $255,000 | 10.6% |
| U.S. Bank National Association | 40 | 7.375% | $230,000 | 50.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 39 | 7.290% | $145,000 | 14.9% |
| Lendage, LLC | 39 | 10.625% | $65,000 | 14.9% |
| ZILLOW HOME LOANS, LLC | 37 | 6.490% | $335,000 | 0.0% |
| JMAC LENDING, INC. | 36 | 6.375% | $325,000 | 2.7% |
| LAKEVIEW LOAN SERVICING, LLC | 35 | 6.625% | $255,000 | 63.6% |
| AmeriSave Mortgage Corporation | 35 | 8.125% | $105,000 | 70.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 34 | 6.625% | $165,000 | 46.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 34 | 6.375% | $570,000 | 10.9% |
| Citizens Bank, National Association | 32 | 8.400% | $115,000 | 32.7% |
| GUILD MORTGAGE COMPANY | 32 | 6.558% | $285,000 | 2.9% |
| FIRST COMMUNITY MORTGAGE, INC. | 31 | 6.625% | $365,000 | 5.3% |
| Ixonia Bank | 30 | 6.750% | $325,000 | 11.8% |
| First Horizon Bank | 30 | 6.563% | $245,000 | 13.9% |
| BETTER MORTGAGE CORPORATION | 29 | 8.000% | $125,000 | 46.3% |
| PENTAGON FEDERAL CREDIT UNION | 28 | 7.563% | $160,000 | 36.4% |
| AMWEST FUNDING CORP. | 28 | 6.750% | $240,000 | 3.5% |
| RESICENTRAL, LLC | 28 | 6.188% | $410,000 | 3.5% |
| Commerce Home Mortgage, Inc. | 27 | 8.250% | $355,000 | 10.0% |
| LOWER, LLC | 26 | 6.688% | $285,000 | 13.3% |
| Luminate Bank | 26 | 6.624% | $365,000 | 3.6% |
| HOMEXPRESS MORTGAGE CORP. | 25 | 7.625% | $255,000 | 40.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 24 | 6.625% | $345,000 | 7.7% |
| Discover Bank | 23 | 8.930% | $105,000 | 78.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 23 | 6.375% | $395,000 | 12.9% |
| GoodLeap, LLC | 23 | 7.650% | $75,000 | 21.6% |
| PARTNERS Federal Credit Union | 23 | 6.625% | $205,000 | 25.0% |
| Flagstar Bank, N.A. | 22 | 6.625% | $370,000 | 37.1% |
| EVERETT FINANCIAL, INC. | 22 | 6.625% | $360,000 | 0.0% |
| VYSTAR CREDIT UNION | 21 | 6.750% | $175,000 | 55.6% |
| Equity Prime Mortgage LLC | 21 | 6.500% | $315,000 | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 21 | 7.249% | $285,000 | 19.2% |
| 212 LOANS, LLC. | 21 | 11.990% | $225,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 20 | 6.500% | $365,000 | 17.2% |
| Cornerstone First Mortgage, Inc | 20 | 6.688% | $300,000 | 0.0% |
| ALLIANT CREDIT UNION | 19 | 7.750% | $135,000 | 44.1% |
| Mortgage Lenders Investment Trading Corporation | 19 | 6.750% | $335,000 | 9.5% |
| PLAZA HOME MORTGAGE, INC. | 18 | 6.490% | $275,000 | 42.4% |
| CHAMPIONS FUNDING, LLC | 18 | 7.500% | $240,000 | 35.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 18 | 6.625% | $310,000 | 14.3% |
| NextMortgage, LLC | 18 | 6.750% | $220,000 | 18.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.625% | $350,000 | 5.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 18 | 9.750% | $270,000 | 0.0% |
| OCMBC, INC. | 17 | 7.499% | $325,000 | 22.2% |
| Click n' Close, Inc. | 17 | 7.125% | $255,000 | 10.0% |
| Suncoast Credit Union | 17 | 7.000% | $115,000 | 22.7% |
| NFM, INC. | 17 | 6.625% | $315,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 16 | 7.313% | $240,000 | 27.3% |
| Valon Mortgage, Inc. | 16 | 8.250% | $65,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 16 | 6.500% | $335,000 | 15.8% |
| NORTHPOINT MORTGAGE, INC. | 16 | 6.625% | $350,000 | 0.0% |
| PLANET HOME LENDING, LLC | 15 | 5.990% | $315,000 | 16.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 6.250% | $375,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.375% | $335,000 | 35.0% |
| NEXERA HOLDING LLC | 13 | 7.250% | $375,000 | 23.5% |
| Hometown Equity Mortgage, LLC | 13 | 7.500% | $275,000 | 45.8% |
| FINANCE OF AMERICA REVERSE LLC | 13 | 6.375% | $165,000 | 27.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.375% | $345,000 | 22.2% |
| First Federal Bank | 13 | 6.250% | $345,000 | 0.0% |
| STG MORTGAGE INC | 13 | 6.375% | $375,000 | 7.1% |
| Bell Bank | 13 | 6.250% | $405,000 | 7.1% |
| NBKC BANK | 12 | 6.500% | $430,000 | 25.0% |
| QUORUM FEDERAL CREDIT UNION | 12 | 8.500% | $130,000 | 40.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.188% | $265,000 | 15.8% |
| Ameris Bank | 12 | 6.933% | $460,000 | 23.5% |
| 254900HL2VMAYA3J5494 | 12 | 7.188% | $510,000 | 7.1% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 12 | 6.688% | $300,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 11 | 8.490% | $75,000 | 59.4% |
| Tomo Mortgage, LLC | 11 | 6.250% | $415,000 | 15.4% |
| CLEAREDGE LENDING LLC | 11 | 6.999% | $295,000 | 31.3% |
| First-Citizens Bank & Trust Company | 11 | 5.990% | $135,000 | 21.4% |
| T2 FINANCIAL LLC | 11 | 6.750% | $365,000 | 0.0% |
| Easy Street Capital, LLC | 11 | 9.900% | $195,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 6.250% | $415,000 | 25.7% |
| Synovus Bank | 10 | 6.950% | $280,000 | 31.3% |
| Citadel Servicing Corporation | 10 | 7.938% | $245,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 10 | 6.563% | $375,000 | 16.7% |
| TOP FLITE FINANCIAL, INC. | 10 | 6.688% | $275,000 | 0.0% |
| EMBRACE HOME LOANS, INC. | 10 | 6.433% | $380,000 | 7.7% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 57.7% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 78.3% |
| McCoy Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 40.0% |
| LAUNCH CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 9.1% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| One Florida Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 66.7% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| 2549005Z23HAAZ6QDM98 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cogent Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Bethpage Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 41.7% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Florida Capital Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| COMMUNITY CREDIT UNION of FLORIDA | 7 | Under 10 loans | Under 10 loans | 22.2% |
| USF Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 57.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 20.0% |
| OriginPoint, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Florida Credit Union | 5 | Under 10 loans | Under 10 loans | 81.5% |
| MISSION LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| DIGITAL | 5 | Under 10 loans | Under 10 loans | 16.7% |
| United Community Bank | 5 | Under 10 loans | Under 10 loans | 40.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Reliable Holdings Manager dba Lendz Financial | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 28.6% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLIFFCO, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 20.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 360 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Seminole County
92 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Surety Bank, 3001 W Lake Mary Blvd, Lake Mary
- Synchrony Bank, 965 Keller Rd, Altamonte Springs
- Synovus Bank, 1859 W State Road 434, Longwood
- Synovus Bank, 217 Wheelhouse Ln, Lake Mary
- Winter Park National Bank, 505 Wekiva Springs Road #700, Longwood
Get told when this changes
When the next year’s lending figures are out for Seminole County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.