LAUNCH CREDIT UNION
LAUNCH CREDIT UNION received 1,458 applications in 2025 and made 599 mortgages, in 33 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $85,000. Of 1,292 decisions, 564 were denials — 43.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930029L79O0A2ZXF27 |
|---|---|
| Applications received | 1,458 |
| Mortgages made | 599 |
| Denied | 564 |
| Approved, not taken up | 129 |
| Withdrawn or incomplete | 166 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.6025 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 51 | 6.365% | $305,000 | 13.7% |
| Refinancing | 14 | 5.683% | $220,000 | 43.8% |
| Cash-out refinancing | 534 | 7.000% | $75,000 | 45.5% |
Where LAUNCH CREDIT UNION lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brevard County, FL | 375 | 6.750% | 43.7% |
| Volusia County, FL | 150 | 6.750% | 44.8% |
| Orange County, FL | 19 | 6.250% | 32.5% |
| Flagler County, FL | 10 | 7.125% | 25.0% |
| Seminole County, FL | 9 | Under 10 loans | 33.3% |
| Osceola County, FL | 7 | Under 10 loans | 50.0% |
| Lake County, FL | 6 | Under 10 loans | 46.2% |
| Hernando County, FL | 4 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 4 | Under 10 loans | 33.3% |
| Indian River County, FL | 3 | Under 10 loans | 28.6% |
| Duval County, FL | 2 | Under 10 loans | 66.7% |
| Marion County, FL | 2 | Under 10 loans | 66.7% |
| Broward County, FL | 1 | Under 10 loans | 25.0% |
| Citrus County, FL | 1 | Under 10 loans | 50.0% |
| Clay County, FL | 1 | Under 10 loans | 66.7% |
| Glades County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 80.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 0 | Under 10 loans | 100.0% |
| Bay County, FL | 0 | Under 10 loans | 100.0% |
| Charlotte County, FL | 0 | Under 10 loans | 25.0% |
| Lee County, FL | 0 | Under 10 loans | 100.0% |
| Leon County, FL | 0 | Under 10 loans | 100.0% |
| Manatee County, FL | 0 | Under 10 loans | Not published |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
| Nassau County, FL | 0 | Under 10 loans | Not published |
| Okaloosa County, FL | 0 | Under 10 loans | 100.0% |
| Palm Beach County, FL | 0 | Under 10 loans | Not published |
| Pasco County, FL | 0 | Under 10 loans | 100.0% |
| Polk County, FL | 0 | Under 10 loans | 60.0% |
| St. Johns County, FL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.