Mortgage lenders in Manatee County
12,753 mortgages were made in Manatee County, Florida, in 2025, by 709 lenders. The median rate their borrowers got was 6.490% on a median loan of $315,000. Of 17,537 decisions, 4,088 were denials — 23.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 908 | 4.875% | $305,000 | 20.8% |
| DHI MORTGAGE COMPANY, LTD. | 825 | 4.750% | $355,000 | 17.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 823 | 6.499% | $355,000 | 21.1% |
| Rocket Mortgage, LLC | 606 | 6.633% | $245,000 | 23.1% |
| Suncoast Credit Union | 441 | 7.500% | $95,000 | 18.7% |
| Taylor Morrison Home Funding, Inc. | 343 | 5.750% | $355,000 | 20.2% |
| PENNYMAC LOAN SERVICES, LLC | 323 | 6.624% | $345,000 | 20.4% |
| Bank of America, National Association | 246 | 6.000% | $155,000 | 41.0% |
| Loandepot.Com, LLC | 241 | 5.750% | $305,000 | 14.9% |
| CMG MORTGAGE, INC. | 237 | 6.625% | $365,000 | 6.1% |
| PULTE MORTGAGE LLC | 232 | 5.250% | $395,000 | 14.0% |
| NEAL COMMUNITIES FUNDING, LLC | 181 | 5.750% | $325,000 | 8.6% |
| Third Federal Savings and Loan Association of Cleveland | 169 | 6.990% | $135,000 | 35.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 159 | 6.750% | $345,000 | 5.2% |
| M/I FINANCIAL, LLC | 154 | 5.875% | $365,000 | 0.0% |
| Fifth Third Bank, National Association | 151 | 7.250% | $175,000 | 47.9% |
| Regions Bank | 149 | 6.000% | $255,000 | 36.9% |
| NVR Mortgage Finance, Inc. | 148 | 5.990% | $345,000 | 26.7% |
| SouthState Bank, National Association | 139 | 6.975% | $225,000 | 18.9% |
| Truist Bank | 125 | 6.690% | $120,000 | 47.2% |
| Navy Federal Credit Union | 124 | 7.250% | $205,000 | 36.4% |
| JPMorgan Chase Bank, National Association | 118 | 6.625% | $285,000 | 17.9% |
| NEWREZ LLC | 117 | 6.750% | $355,000 | 35.7% |
| Fairway Independent Mortgage Corporation | 113 | 6.875% | $325,000 | 10.3% |
| KBHS HOME LOANS, LLC | 108 | 5.650% | $325,000 | 9.1% |
| FREEDOM MORTGAGE CORPORATION | 103 | 6.250% | $365,000 | 16.6% |
| THE LOAN STORE, INC. | 99 | 7.250% | $265,000 | 15.3% |
| FBC MORTGAGE, LLC | 94 | 4.990% | $405,000 | 3.1% |
| Mortgage Research Center, LLC | 92 | 6.250% | $385,000 | 33.3% |
| GUARANTEED RATE AFFINITY, LLC | 88 | 6.875% | $350,000 | 7.0% |
| NATIONSTAR MORTGAGE LLC | 84 | 8.250% | $105,000 | 19.8% |
| Bank OZK | 81 | 5.990% | $155,000 | 42.1% |
| BayFirst National Bank | 81 | 8.000% | $135,000 | 25.2% |
| U.S. Bank National Association | 76 | 6.490% | $345,000 | 26.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 72 | 6.125% | $335,000 | 8.8% |
| FAIRWAY FUNDING GROUP, INC. | 70 | 6.625% | $375,000 | 5.4% |
| PNC Bank, National Association | 67 | 7.610% | $165,000 | 32.4% |
| ACHIEVA CREDIT UNION | 66 | 7.250% | $105,000 | 26.3% |
| MOVEMENT MORTGAGE, LLC | 65 | 6.875% | $365,000 | 11.6% |
| Broker Solutions, Inc. | 64 | 6.625% | $295,000 | 20.7% |
| GUILD MORTGAGE COMPANY | 64 | 6.563% | $285,000 | 5.7% |
| BMO Bank National Association | 63 | 8.480% | $125,000 | 53.2% |
| MIDFLORIDA | 61 | 6.125% | $155,000 | 59.4% |
| Wells Fargo Bank, National Association | 61 | 6.125% | $325,000 | 19.5% |
| NFM, INC. | 61 | 6.625% | $355,000 | 3.1% |
| Cornerstone First Mortgage, Inc | 61 | 6.625% | $335,000 | 3.2% |
| Paramount Residential Mortgage Group, Inc. | 60 | 6.563% | $325,000 | 4.8% |
| ZILLOW HOME LOANS, LLC | 60 | 6.495% | $280,000 | 7.6% |
| Citizens Bank, National Association | 59 | 7.900% | $205,000 | 34.8% |
| Commerce Home Mortgage, Inc. | 59 | 7.375% | $395,000 | 11.9% |
| GUARANTEED RATE, INC. | 58 | 6.300% | $335,000 | 20.8% |
| JMAC LENDING, INC. | 58 | 6.625% | $370,000 | 3.3% |
| Ixonia Bank | 54 | 6.875% | $295,000 | 8.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 51 | 4.990% | $375,000 | 11.5% |
| CHAMPIONS FUNDING, LLC | 50 | 7.625% | $305,000 | 21.5% |
| FIGURE LENDING LLC | 49 | 8.550% | $85,000 | 30.6% |
| PANORAMA MORTGAGE GROUP, LLC | 49 | 6.375% | $295,000 | 0.0% |
| HANCOCK WHITNEY BANK | 48 | 6.125% | $200,000 | 16.4% |
| KIND LENDING, LLC | 47 | 6.875% | $355,000 | 32.9% |
| Coastal Community Bank | 45 | 8.990% | $55,000 | 1.9% |
| LAKEVIEW LOAN SERVICING, LLC | 43 | 6.250% | $345,000 | 55.5% |
| SPRING EQ, LLC | 42 | 9.425% | $105,000 | 71.8% |
| Luminate Bank | 41 | 6.875% | $325,000 | 6.8% |
| UNION HOME MORTGAGE CORP. | 41 | 6.625% | $325,000 | 6.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 40 | 6.750% | $395,000 | 8.9% |
| T2 FINANCIAL LLC | 40 | 6.875% | $325,000 | 6.4% |
| EVERETT FINANCIAL, INC. | 39 | 6.625% | $315,000 | 4.9% |
| TD Bank, National Association | 38 | 7.440% | $255,000 | 48.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 38 | 6.563% | $325,000 | 4.8% |
| Hometown Equity Mortgage, LLC | 36 | 7.625% | $500,000 | 37.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 36 | 7.375% | $300,000 | 14.3% |
| MATTAMY HOME FUNDING, LLC | 36 | 5.688% | $405,000 | 0.0% |
| Kiavi Funding, Inc. | 34 | 10.600% | $285,000 | 8.1% |
| A&D Mortgage LLC | 33 | 6.875% | $305,000 | 15.0% |
| TrustCo Bank | 32 | 5.933% | $180,000 | 29.2% |
| AmeriSave Mortgage Corporation | 31 | 8.625% | $105,000 | 73.8% |
| Synovus Bank | 31 | 6.625% | $275,000 | 30.4% |
| AMWEST FUNDING CORP. | 31 | 6.875% | $285,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 31 | 6.100% | $585,000 | 10.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 30 | 6.188% | $320,000 | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 29 | 10.350% | $145,000 | 24.4% |
| PHH Mortgage Corporation | 29 | 6.125% | $375,000 | 9.4% |
| Waterstone Mortgage Corporation | 29 | 6.625% | $245,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 28 | 6.875% | $305,000 | 9.7% |
| LOWER, LLC | 28 | 6.813% | $290,000 | 15.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 27 | 6.990% | $155,000 | 20.0% |
| Northpointe Bank | 27 | 7.250% | $375,000 | 6.9% |
| TOLL BROTHERS MORTGAGE COMPANY | 27 | 6.490% | $675,000 | 17.1% |
| DEEPHAVEN MORTGAGE LLC | 26 | 7.375% | $340,000 | 29.0% |
| First Horizon Bank | 26 | 7.010% | $205,000 | 22.9% |
| Grow Financial Federal Credit Union | 25 | 8.250% | $105,000 | 24.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.563% | $280,000 | 7.7% |
| THE MORTGAGE FIRM, INC. | 24 | 6.750% | $310,000 | 3.5% |
| Click n' Close, Inc. | 24 | 7.688% | $115,000 | 0.0% |
| Lendage, LLC | 23 | 9.750% | $55,000 | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 23 | 6.625% | $325,000 | 25.0% |
| Plains Commerce Bank | 22 | 6.375% | $335,000 | 26.7% |
| JET HOMELOANS, LP | 22 | 4.990% | $385,000 | 0.0% |
| Citadel Servicing Corporation | 22 | 7.313% | $300,000 | 3.6% |
| Discover Bank | 21 | 8.330% | $85,000 | 78.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 6.499% | $215,000 | 60.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 21 | 5.750% | $415,000 | 30.0% |
| HOMEXPRESS MORTGAGE CORP. | 21 | 7.500% | $365,000 | 46.2% |
| GTE Federal Credit Union | 20 | 6.938% | $160,000 | 40.5% |
| OCMBC, INC. | 20 | 7.499% | $360,000 | 10.7% |
| Filo Mortgage, L.L.C. | 20 | 6.500% | $380,000 | 8.3% |
| Flagstar Bank, N.A. | 20 | 6.125% | $285,000 | 39.4% |
| PENTAGON FEDERAL CREDIT UNION | 19 | 7.500% | $205,000 | 58.3% |
| RESICENTRAL, LLC | 19 | 6.375% | $375,000 | 8.7% |
| VAN DYK MORTGAGE CORPORATION | 19 | 6.750% | $355,000 | 0.0% |
| FLORIDA CENTRAL CREDIT UNION | 19 | 6.600% | $85,000 | 9.5% |
| Charles Schwab Bank, SSB | 19 | 5.625% | $715,000 | 9.1% |
| BETTER MORTGAGE CORPORATION | 18 | 6.688% | $265,000 | 54.6% |
| CLEAREDGE LENDING LLC | 18 | 6.999% | $410,000 | 21.7% |
| VISTA POINT MORTGAGE, LLC | 18 | 7.438% | $440,000 | 5.0% |
| LAKE MICHIGAN CREDIT UNION | 17 | 6.615% | $445,000 | 16.7% |
| STOCKTON MORTGAGE CORPORATION | 17 | 6.875% | $335,000 | 5.6% |
| LENDSURE MORTGAGE CORP. | 17 | 7.625% | $455,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.188% | $210,000 | 10.5% |
| Easy Street Capital, LLC | 16 | 9.900% | $255,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.375% | $435,000 | 46.4% |
| STG MORTGAGE INC | 15 | 6.375% | $405,000 | 23.8% |
| GoodLeap, LLC | 15 | 5.990% | $155,000 | 29.6% |
| NQM FUNDING, LLC | 15 | 7.499% | $385,000 | 9.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 7.000% | $315,000 | 21.1% |
| NBKC BANK | 15 | 6.125% | $415,000 | 11.8% |
| Liberty | 15 | 6.875% | $365,000 | 6.3% |
| Valon Mortgage, Inc. | 15 | 8.625% | $55,000 | 21.7% |
| NEXERA HOLDING LLC | 15 | 7.375% | $475,000 | 11.8% |
| Stifel Bank and Trust | 15 | 6.250% | $445,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 14 | 6.740% | $410,000 | 51.7% |
| Equity Prime Mortgage LLC | 14 | 6.125% | $305,000 | 26.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 7.125% | $360,000 | 12.5% |
| SUMMIT FUNDING, INC. | 14 | 6.875% | $355,000 | 6.7% |
| 254900M2C4Q6DATP2889 | 13 | 6.375% | $285,000 | 35.0% |
| Centennial Bank | 13 | 7.750% | $305,000 | 12.5% |
| ALLIANT CREDIT UNION | 13 | 7.750% | $265,000 | 23.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 13 | 6.624% | $335,000 | 0.0% |
| PLANET HOME LENDING, LLC | 13 | 6.125% | $375,000 | 26.3% |
| FIRST HOME MORTGAGE CORPORATION | 13 | 6.375% | $465,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 13 | 9.990% | $215,000 | 0.0% |
| The Bank of Tampa | 13 | Not published | $605,000 | 7.1% |
| NexBank | 13 | 6.500% | $315,000 | 13.3% |
| Bethpage Federal Credit Union | 12 | 6.990% | $135,000 | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.427% | $340,000 | 25.0% |
| SPACE COAST CREDIT UNION | 12 | 5.313% | $180,000 | 40.9% |
| The Huntington National Bank | 12 | 6.188% | $460,000 | 18.8% |
| CALCON MUTUAL MORTGAGE LLC | 12 | 6.875% | $345,000 | 17.7% |
| Cogent Bank | 12 | Not published | $375,000 | 14.3% |
| Prosperity Home Mortgage, LLC | 12 | 6.875% | $320,000 | 7.7% |
| Cadence Bank | 12 | 6.625% | $380,000 | 14.3% |
| USF Federal Credit Union | 12 | 6.000% | $115,000 | 14.3% |
| Bell Bank | 12 | 6.125% | $420,000 | 14.3% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 7.250% | $265,000 | 0.0% |
| United Community Bank | 11 | 6.500% | $355,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 11 | 6.500% | $425,000 | 0.0% |
| Ameris Bank | 10 | 7.375% | $225,000 | 50.0% |
| ARC HOME LLC | 10 | 7.000% | $410,000 | 16.7% |
| GERSHMAN INVESTMENT CORP. | 10 | 6.250% | $435,000 | 0.0% |
| MLD MORTGAGE INC. | 10 | 6.438% | $315,000 | 0.0% |
| Mid-Continent Funding, Inc. | 10 | 6.375% | $330,000 | 8.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 7.058% | $475,000 | 0.0% |
| Luminate Home Loans, Inc. | 10 | 7.058% | $315,000 | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 33.3% |
| Synergy One Lending, Inc. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CHURCHILL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 35.7% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 74.2% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Valley National Bank | 8 | Under 10 loans | Under 10 loans | 16.7% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Crews Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIUM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE EQUITABLE MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 30.0% |
| RBC Bank, (Georgia) National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| The Dart Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOWER Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Savings Bank, F.S.B. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 54.6% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| SmartFi Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 509 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Manatee County
99 FDIC-insured branches from 26 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 6160 14th St W, Bradenton
- Cadence Bank, 2207 Manatee Ave W, Bradenton
- Synovus Bank, 2520 Manatee Ave W, Bradenton
- Synovus Bank, 6705 Sr 70 East, Bradenton
Get told when this changes
When the next year’s lending figures are out for Manatee County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.