Mortgage Lender Index

HANCOCK WHITNEY BANK

HANCOCK WHITNEY BANK received 5,969 applications in 2025 and made 3,719 mortgages, in 224 counties across 22 states. The median rate its borrowers got was 6.000% on a median loan of $185,000. Of 5,181 decisions, 1,308 were denials — 25.3%, most often for debt-to-income ratio.

Legal Entity IdentifierNSGZD26XPW2CUM2JKU70
Applications received5,969
Mortgages made3,719
Denied1,308
Approved, not taken up154
Withdrawn or incomplete788
Loans bought from other lenders821
Median rate spread over the prime offer rate-0.16 points
FDIC-insured bankYes: Hancock Whitney Bank, 193 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,674 6.310%$235,000 10.3%
Refinancing432 4.990%$185,000 16.8%
Cash-out refinancing73 6.750%$205,000 26.7%
Other purposes1,540 4.990%$105,000 37.6%

Where HANCOCK WHITNEY BANK lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
East Baton Rouge Parish, LA 3966.125%19.7%
Jefferson Parish, LA 3205.875%25.4%
Orleans Parish, LA 2635.625%29.1%
St. Tammany Parish, LA 2184.990%23.2%
Ascension Parish, LA 1686.250%12.2%
Lafayette Parish, LA 1686.125%22.6%
Harrison County, MS 1614.990%27.7%
Mobile County, AL 1485.750%22.5%
Livingston Parish, LA 1315.750%26.5%
Harris County, TX 986.125%18.7%
Terrebonne Parish, LA 826.063%32.3%
Tangipahoa Parish, LA 774.990%30.4%
Hillsborough County, FL 766.000%20.4%
Jackson County, MS 764.990%35.5%
Pinellas County, FL 716.000%28.3%
Lafourche Parish, LA 686.125%32.1%
Hancock County, MS 654.990%23.3%
Manatee County, FL 486.125%16.4%
Pasco County, FL 436.000%21.8%
Duval County, FL 426.188%18.9%
Pearl River County, MS 426.188%34.8%
Lamar County, MS 396.625%24.5%
Baldwin County, AL 386.478%14.6%
Calcasieu Parish, LA 366.125%21.3%
Escambia County, FL 355.750%24.5%
Bay County, FL 286.750%32.6%
Forrest County, MS 286.438%30.0%
Walton County, FL 276.875%30.0%
St. Charles Parish, LA 254.990%23.5%
St. Mary Parish, LA 254.990%30.0%
Leon County, FL 245.558%25.0%
Okaloosa County, FL 246.063%22.9%
St. Bernard Parish, LA 235.625%24.2%
Washington Parish, LA 234.990%30.3%
St. Landry Parish, LA 205.558%33.3%
Hernando County, FL 186.188%5.3%
Sarasota County, FL 186.688%25.0%
Montgomery County, TX 186.250%9.5%
Iberville Parish, LA 176.250%32.0%
Fort Bend County, TX 176.125%21.7%
Clay County, FL 166.000%11.1%
Santa Rosa County, FL 167.675%33.3%
West Feliciana Parish, LA 166.500%20.0%
East Feliciana Parish, LA 156.125%0.0%
Evangeline Parish, LA 156.125%10.5%
St. Martin Parish, LA 156.375%46.4%
Assumption Parish, LA 145.308%0.0%
Iberia Parish, LA 134.990%35.0%
Plaquemines Parish, LA 124.990%29.4%
Pointe Coupee Parish, LA 126.375%0.0%

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When HANCOCK WHITNEY BANK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.