Home purchase lenders in Lake County
7,637 home purchase mortgages were made in Lake County, Florida, in 2025, by 504 lenders. The median rate their borrowers got was 6.375% on a median loan of $335,000. Of 9,340 decisions, 1,445 were denials — 15.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 728 | 6.499% | $325,000 | 10.0% |
| LENNAR MORTGAGE, LLC | 381 | 4.625% | $385,000 | 21.1% |
| DHI MORTGAGE COMPANY, LTD. | 258 | 4.990% | $345,000 | 16.9% |
| Rocket Mortgage, LLC | 251 | 6.500% | $285,000 | 14.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 238 | 6.750% | $345,000 | 4.0% |
| NFM, INC. | 223 | 4.990% | $445,000 | 5.5% |
| KBHS HOME LOANS, LLC | 193 | 5.990% | $365,000 | 17.5% |
| First Heritage Mortgage, LLC | 182 | 4.990% | $335,000 | 4.2% |
| GUILD MORTGAGE COMPANY | 164 | 5.813% | $345,000 | 5.2% |
| MOVEMENT MORTGAGE, LLC | 153 | 6.625% | $295,000 | 1.1% |
| Citizens First Bank | 145 | 6.875% | $255,000 | 4.0% |
| FBC MORTGAGE, LLC | 135 | 6.375% | $375,000 | 8.8% |
| PULTE MORTGAGE LLC | 131 | 6.125% | $475,000 | 25.6% |
| Loandepot.Com, LLC | 121 | 5.000% | $345,000 | 27.7% |
| Mortgage Research Center, LLC | 116 | 6.250% | $335,000 | 18.3% |
| NVR Mortgage Finance, Inc. | 116 | 6.125% | $430,000 | 27.0% |
| THE MORTGAGE FIRM, INC. | 114 | 6.750% | $285,000 | 4.1% |
| JET HOMELOANS, LP | 107 | 5.990% | $475,000 | 11.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 103 | 4.875% | $415,000 | 9.1% |
| Banco do Brasil Americas | 95 | 6.500% | $435,000 | 9.4% |
| Broker Solutions, Inc. | 85 | 6.875% | $305,000 | 3.4% |
| PENNYMAC LOAN SERVICES, LLC | 79 | 6.499% | $325,000 | 14.9% |
| AMWEST FUNDING CORP. | 77 | 6.875% | $405,000 | 2.5% |
| PARK SQUARE HOME MORTGAGE, LLC | 68 | 4.990% | $365,000 | 5.6% |
| Plains Commerce Bank | 66 | 6.495% | $310,000 | 10.8% |
| SouthState Bank, National Association | 65 | 7.200% | $95,000 | 19.8% |
| A&D Mortgage LLC | 64 | 6.875% | $370,000 | 8.3% |
| Navy Federal Credit Union | 63 | 6.250% | $335,000 | 14.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 61 | 6.625% | $255,000 | 6.3% |
| MORTGAGE FINANCIAL GROUP, INC. | 61 | 6.625% | $285,000 | 1.6% |
| RMC HOME MORTGAGE, LLC | 57 | 5.875% | $415,000 | 3.4% |
| United Southern Bank | 56 | Not published | $265,000 | 4.8% |
| JPMorgan Chase Bank, National Association | 55 | 6.625% | $275,000 | 14.1% |
| ZILLOW HOME LOANS, LLC | 55 | 6.625% | $315,000 | 5.2% |
| Truist Bank | 54 | 6.490% | $310,000 | 11.3% |
| 21st Mortgage Corporation | 53 | 9.370% | $145,000 | 66.9% |
| Ixonia Bank | 49 | 6.750% | $295,000 | 3.9% |
| NEWREZ LLC | 48 | 6.625% | $305,000 | 17.0% |
| Fairway Independent Mortgage Corporation | 47 | 6.688% | $295,000 | 4.0% |
| ALKAN MORTGAGE CORPORATION | 45 | 6.750% | $305,000 | 7.1% |
| GUARANTEED RATE, INC. | 44 | 6.625% | $280,000 | 6.4% |
| UNION HOME MORTGAGE CORP. | 44 | 6.500% | $270,000 | 10.2% |
| CMG MORTGAGE, INC. | 44 | 6.500% | $325,000 | 4.1% |
| Cornerstone First Mortgage, Inc | 40 | 6.990% | $335,000 | 0.0% |
| KIND LENDING, LLC | 39 | 6.500% | $335,000 | 15.2% |
| FREEDOM MORTGAGE CORPORATION | 39 | 6.250% | $335,000 | 9.3% |
| CHAMPIONS FUNDING, LLC | 38 | 7.937% | $325,000 | 7.3% |
| THE LOAN STORE, INC. | 37 | 6.625% | $215,000 | 16.0% |
| PLAZA HOME MORTGAGE, INC. | 37 | 6.375% | $295,000 | 17.8% |
| BRADESCO BANK | 37 | 6.500% | $385,000 | 7.3% |
| Wells Fargo Bank, National Association | 36 | 6.500% | $300,000 | 23.4% |
| Paramount Residential Mortgage Group, Inc. | 36 | 6.625% | $260,000 | 14.3% |
| TRIAD FINANCIAL SERVICES, INC. | 35 | 9.610% | $85,000 | 47.7% |
| FAIRWINDS CREDIT UNION | 35 | 6.000% | $315,000 | 18.6% |
| Bank of America, National Association | 34 | 6.063% | $255,000 | 37.0% |
| TRAILBLAZER MORTGAGE L.L.C. | 34 | 4.990% | $420,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 33 | 5.000% | $295,000 | 56.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | 33 | 6.625% | $355,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 33 | 6.875% | $285,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 32 | 6.750% | $300,000 | 8.6% |
| MATTAMY HOME FUNDING, LLC | 30 | 5.750% | $410,000 | 16.7% |
| Click n' Close, Inc. | 28 | 7.063% | $185,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 28 | 6.625% | $305,000 | 3.5% |
| USAA Federal Savings Bank | 27 | 6.500% | $345,000 | 20.6% |
| Waterstone Mortgage Corporation | 27 | 6.250% | $325,000 | 6.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.490% | $275,000 | 3.5% |
| Hometown Equity Mortgage, LLC | 25 | 7.125% | $345,000 | 44.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 25 | 6.750% | $285,000 | 13.3% |
| Equity Prime Mortgage LLC | 24 | 6.563% | $285,000 | 17.2% |
| Commerce Home Mortgage, Inc. | 23 | 7.875% | $315,000 | 20.7% |
| Fifth Third Bank, National Association | 23 | 6.375% | $415,000 | 13.8% |
| Kiavi Funding, Inc. | 22 | 10.595% | $245,000 | 15.4% |
| MIDFLORIDA | 21 | 6.125% | $295,000 | 38.2% |
| Regions Bank | 21 | 6.375% | $295,000 | 16.7% |
| U.S. Bank National Association | 21 | 6.250% | $415,000 | 22.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 21 | 6.990% | $265,000 | 12.0% |
| GUARANTEED RATE AFFINITY, LLC | 21 | 6.400% | $345,000 | 4.6% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 21 | 6.750% | $275,000 | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 20 | 6.750% | $315,000 | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 20 | 6.500% | $370,000 | 0.0% |
| Seacoast National Bank | 19 | 6.500% | $405,000 | 28.6% |
| Luminate Bank | 19 | 6.875% | $225,000 | 9.5% |
| The First National Bank of Mount Dora | 19 | Not published | $225,000 | 9.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 19 | 6.625% | $335,000 | 4.8% |
| Flagstar Bank, N.A. | 18 | 6.525% | $305,000 | 28.0% |
| First Federal Bank | 17 | 6.250% | $275,000 | 10.5% |
| Suncoast Credit Union | 17 | 5.375% | $285,000 | 5.6% |
| LOWER, LLC | 17 | 6.500% | $285,000 | 5.6% |
| PARTNERS Federal Credit Union | 16 | 5.825% | $300,000 | 11.1% |
| TrustCo Bank | 15 | 6.250% | $365,000 | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 15 | 7.125% | $345,000 | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 15 | 6.365% | $525,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 6.750% | $255,000 | 11.8% |
| OCMBC, INC. | 14 | 7.125% | $350,000 | 27.6% |
| JMAC LENDING, INC. | 14 | 6.370% | $410,000 | 12.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 14 | 6.813% | $355,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.058% | $405,000 | 6.7% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.490% | $185,000 | 12.5% |
| NextMortgage, LLC | 13 | 6.990% | $295,000 | 0.0% |
| EMM LOANS LLC | 13 | 6.750% | $325,000 | 7.1% |
| PLANET HOME LENDING, LLC | 12 | 6.625% | $305,000 | 29.4% |
| TD Bank, National Association | 11 | 6.625% | $465,000 | 26.7% |
| RESICENTRAL, LLC | 11 | 6.125% | $345,000 | 0.0% |
| PFN Lending Group, Inc. | 11 | 5.990% | $265,000 | 8.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 10.245% | $110,000 | 68.6% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 7.120% | $395,000 | 41.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 5.933% | $265,000 | 18.8% |
| Citadel Servicing Corporation | 10 | 7.187% | $290,000 | 0.0% |
| SPACE COAST CREDIT UNION | 10 | 6.313% | $390,000 | 9.1% |
| City National Bank of Florida | 10 | 6.308% | $310,000 | 9.1% |
| TOWNE MORTGAGE COMPANY | 10 | 6.870% | $310,000 | 9.1% |
| Helm Bank USA | 10 | Not published | $675,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Intercredit Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Mainstreet Community Bank of Florida | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Summit Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 60.5% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900HL2VMAYA3J5494 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ADDITION FINANCIAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Lenders Investment Trading Corporation | 6 | Under 10 loans | Under 10 loans | 25.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 58.3% |
| CLEAREDGE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AmeriSave Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NORTHPOINT MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| 2549005Z23HAAZ6QDM98 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PREMIER LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLIFFCO, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Credit Union | 4 | Under 10 loans | Under 10 loans | 77.8% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 11.1% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EMBRACE HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Terrabank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 56.5% |
| Park Lane Finance Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 3 | Under 10 loans | Under 10 loans | 16.7% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| J. VIRGIL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 9845007CY0EC0F59W414 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 304 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.