Mortgage lenders in Lake County
11,853 mortgages were made in Lake County, Florida, in 2025, by 617 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 16,775 decisions, 4,151 were denials — 24.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,043 | 6.375% | $325,000 | 15.6% |
| Rocket Mortgage, LLC | 784 | 6.625% | $215,000 | 21.7% |
| LENNAR MORTGAGE, LLC | 381 | 4.625% | $385,000 | 21.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 272 | 6.750% | $345,000 | 6.7% |
| DHI MORTGAGE COMPANY, LTD. | 258 | 4.990% | $345,000 | 17.1% |
| PENNYMAC LOAN SERVICES, LLC | 251 | 6.499% | $285,000 | 16.6% |
| NFM, INC. | 224 | 4.990% | $450,000 | 5.5% |
| Loandepot.Com, LLC | 220 | 6.125% | $295,000 | 26.6% |
| KBHS HOME LOANS, LLC | 193 | 5.990% | $365,000 | 17.5% |
| Truist Bank | 192 | 6.690% | $145,000 | 42.0% |
| Citizens First Bank | 190 | 6.950% | $225,000 | 11.8% |
| First Heritage Mortgage, LLC | 183 | 4.990% | $335,000 | 4.2% |
| FAIRWINDS CREDIT UNION | 181 | 7.000% | $95,000 | 41.2% |
| GUILD MORTGAGE COMPANY | 178 | 5.875% | $345,000 | 5.3% |
| Navy Federal Credit Union | 177 | 7.750% | $145,000 | 34.0% |
| MOVEMENT MORTGAGE, LLC | 175 | 6.625% | $285,000 | 2.9% |
| FREEDOM MORTGAGE CORPORATION | 159 | 6.250% | $315,000 | 12.1% |
| FBC MORTGAGE, LLC | 142 | 6.375% | $375,000 | 8.3% |
| Mortgage Research Center, LLC | 136 | 6.250% | $330,000 | 38.3% |
| Bank of America, National Association | 135 | 6.375% | $105,000 | 52.7% |
| PULTE MORTGAGE LLC | 131 | 6.125% | $475,000 | 25.6% |
| NEWREZ LLC | 127 | 6.625% | $295,000 | 36.6% |
| THE MORTGAGE FIRM, INC. | 122 | 6.688% | $285,000 | 5.9% |
| NVR Mortgage Finance, Inc. | 116 | 6.125% | $430,000 | 27.0% |
| JET HOMELOANS, LP | 111 | 6.125% | $475,000 | 10.9% |
| Broker Solutions, Inc. | 110 | 6.750% | $295,000 | 21.7% |
| JPMorgan Chase Bank, National Association | 105 | 6.625% | $215,000 | 15.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 103 | 4.875% | $415,000 | 9.1% |
| Regions Bank | 97 | 5.875% | $125,000 | 40.8% |
| SPRING EQ, LLC | 96 | 8.925% | $85,000 | 62.6% |
| Banco do Brasil Americas | 95 | 6.500% | $435,000 | 10.3% |
| NATIONSTAR MORTGAGE LLC | 93 | 7.490% | $135,000 | 13.5% |
| Fifth Third Bank, National Association | 92 | 7.450% | $140,000 | 40.7% |
| SouthState Bank, National Association | 89 | 7.200% | $95,000 | 32.1% |
| AMWEST FUNDING CORP. | 83 | 6.875% | $385,000 | 4.6% |
| A&D Mortgage LLC | 81 | 6.875% | $365,000 | 11.6% |
| FIGURE LENDING LLC | 80 | 8.900% | $65,000 | 29.8% |
| PNC Bank, National Association | 76 | 7.765% | $105,000 | 31.4% |
| PARTNERS Federal Credit Union | 75 | 7.000% | $125,000 | 34.5% |
| United Southern Bank | 73 | Not published | $245,000 | 9.0% |
| MORTGAGE FINANCIAL GROUP, INC. | 70 | 6.625% | $280,000 | 1.4% |
| THE LOAN STORE, INC. | 69 | 7.000% | $195,000 | 21.8% |
| Plains Commerce Bank | 69 | 6.490% | $315,000 | 11.5% |
| PARK SQUARE HOME MORTGAGE, LLC | 68 | 4.990% | $365,000 | 5.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 65 | 6.500% | $255,000 | 5.6% |
| Coastal Community Bank | 62 | 10.490% | $55,000 | 3.3% |
| GUARANTEED RATE, INC. | 62 | 6.775% | $270,000 | 15.8% |
| ADDITION FINANCIAL | 58 | 6.750% | $80,000 | 36.4% |
| RMC HOME MORTGAGE, LLC | 57 | 5.875% | $415,000 | 3.4% |
| ZILLOW HOME LOANS, LLC | 56 | 6.563% | $315,000 | 5.1% |
| Fairway Independent Mortgage Corporation | 55 | 6.750% | $275,000 | 5.1% |
| 21st Mortgage Corporation | 53 | 9.370% | $145,000 | 67.8% |
| MIDFLORIDA | 53 | 6.000% | $175,000 | 49.0% |
| CMG MORTGAGE, INC. | 53 | 6.625% | $315,000 | 6.3% |
| Wells Fargo Bank, National Association | 52 | 6.500% | $280,000 | 25.7% |
| UNION HOME MORTGAGE CORP. | 52 | 6.500% | $270,000 | 8.6% |
| Seacoast National Bank | 51 | 7.250% | $155,000 | 42.4% |
| Ixonia Bank | 51 | 6.875% | $285,000 | 3.8% |
| LAKEVIEW LOAN SERVICING, LLC | 50 | 6.500% | $250,000 | 62.4% |
| CHAMPIONS FUNDING, LLC | 50 | 7.875% | $315,000 | 15.3% |
| ALKAN MORTGAGE CORPORATION | 49 | 6.750% | $295,000 | 9.5% |
| AmeriSave Mortgage Corporation | 47 | 8.500% | $85,000 | 67.8% |
| KIND LENDING, LLC | 46 | 6.500% | $325,000 | 17.9% |
| TrustCo Bank | 45 | 5.875% | $205,000 | 41.5% |
| SPACE COAST CREDIT UNION | 45 | 6.740% | $105,000 | 26.9% |
| SUCCESS MORTGAGE PARTNERS, INC. | 45 | 6.625% | $355,000 | 0.0% |
| TD Bank, National Association | 44 | 7.440% | $205,000 | 42.9% |
| Third Federal Savings and Loan Association of Cleveland | 44 | 6.990% | $130,000 | 42.5% |
| Paramount Residential Mortgage Group, Inc. | 43 | 6.625% | $275,000 | 14.0% |
| PLAZA HOME MORTGAGE, INC. | 43 | 6.375% | $295,000 | 18.9% |
| Cornerstone First Mortgage, Inc | 43 | 6.990% | $335,000 | 0.0% |
| U.S. Bank National Association | 42 | 6.563% | $295,000 | 38.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 39 | 9.600% | $205,000 | 11.1% |
| Suncoast Credit Union | 38 | 7.000% | $180,000 | 17.4% |
| Equity Prime Mortgage LLC | 37 | 6.625% | $295,000 | 15.9% |
| Citizens Bank, National Association | 37 | 8.150% | $105,000 | 33.3% |
| EVERETT FINANCIAL, INC. | 37 | 6.875% | $285,000 | 5.1% |
| BRADESCO BANK | 37 | 6.500% | $385,000 | 7.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 36 | 6.500% | $220,000 | 56.1% |
| Hometown Equity Mortgage, LLC | 36 | 7.000% | $345,000 | 45.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 36 | 6.625% | $185,000 | 24.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 36 | 6.750% | $295,000 | 7.7% |
| PLANET HOME LENDING, LLC | 36 | 6.250% | $325,000 | 26.5% |
| TRIAD FINANCIAL SERVICES, INC. | 35 | 9.610% | $85,000 | 47.7% |
| TRAILBLAZER MORTGAGE L.L.C. | 34 | 4.990% | $420,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 33 | 5.000% | $295,000 | 56.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 33 | 6.625% | $285,000 | 14.6% |
| USAA Federal Savings Bank | 32 | 6.500% | $340,000 | 19.5% |
| Lendage, LLC | 31 | 11.125% | $75,000 | 8.1% |
| Click n' Close, Inc. | 31 | 7.125% | $175,000 | 0.0% |
| Waterstone Mortgage Corporation | 30 | 6.313% | $310,000 | 6.3% |
| MATTAMY HOME FUNDING, LLC | 30 | 5.750% | $410,000 | 16.7% |
| MORTGAGE EQUITY PARTNERS LLC | 30 | 6.625% | $305,000 | 3.2% |
| Commerce Home Mortgage, Inc. | 29 | 7.990% | $305,000 | 23.7% |
| GUARANTEED RATE AFFINITY, LLC | 29 | 6.490% | $295,000 | 8.8% |
| VYSTAR CREDIT UNION | 28 | 7.000% | $90,000 | 59.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 28 | 6.490% | $290,000 | 9.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 27 | 6.125% | $335,000 | 29.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 27 | 8.190% | $105,000 | 12.5% |
| OCMBC, INC. | 25 | 6.875% | $305,000 | 22.7% |
| Kiavi Funding, Inc. | 25 | 10.500% | $235,000 | 18.8% |
| LOWER, LLC | 25 | 6.375% | $285,000 | 7.4% |
| The First National Bank of Mount Dora | 25 | Not published | $275,000 | 10.3% |
| FINANCE OF AMERICA REVERSE LLC | 25 | 6.500% | $185,000 | 7.4% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 7.250% | $145,000 | 42.9% |
| DEEPHAVEN MORTGAGE LLC | 24 | 7.375% | $270,000 | 17.2% |
| Discover Bank | 23 | 8.930% | $75,000 | 77.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 23 | 6.375% | $355,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 23 | 6.625% | $315,000 | 3.9% |
| NEW DAY FINANCIAL, LLC | 22 | 6.875% | $325,000 | 59.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 22 | 7.312% | $305,000 | 26.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.870% | $265,000 | 11.5% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 22 | 6.750% | $275,000 | 0.0% |
| Flagstar Bank, N.A. | 21 | 6.549% | $295,000 | 30.3% |
| Luminate Bank | 21 | 6.625% | $215,000 | 12.5% |
| Florida Credit Union | 20 | 5.990% | $105,000 | 71.8% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 20 | 6.750% | $315,000 | 20.0% |
| LAKE MICHIGAN CREDIT UNION | 20 | 6.428% | $410,000 | 8.7% |
| First Federal Bank | 19 | 6.250% | $275,000 | 13.6% |
| BETTER MORTGAGE CORPORATION | 18 | 6.938% | $175,000 | 53.7% |
| Citadel Servicing Corporation | 17 | 7.500% | $295,000 | 6.7% |
| JMAC LENDING, INC. | 17 | 6.490% | $365,000 | 10.5% |
| PHH Mortgage Corporation | 16 | 6.125% | $345,000 | 23.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 16 | 6.250% | $265,000 | 27.6% |
| Reliable Holdings Manager dba Lendz Financial | 16 | 7.188% | $335,000 | 5.9% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 16 | 6.875% | $355,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 15 | 6.125% | $325,000 | 37.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 5.990% | $235,000 | 16.0% |
| GoodLeap, LLC | 14 | 5.933% | $125,000 | 26.9% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 7.563% | $305,000 | 48.3% |
| Valon Mortgage, Inc. | 14 | 8.625% | $75,000 | 18.2% |
| EMM LOANS LLC | 13 | 6.750% | $325,000 | 7.1% |
| NextMortgage, LLC | 13 | 6.990% | $295,000 | 0.0% |
| RESICENTRAL, LLC | 13 | 6.125% | $335,000 | 0.0% |
| LoanUnited.com, LLC | 12 | 6.058% | $410,000 | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.125% | $345,000 | 7.7% |
| Prosperity Home Mortgage, LLC | 12 | 6.688% | $260,000 | 20.0% |
| PFN Lending Group, Inc. | 12 | 5.990% | $265,000 | 20.0% |
| Mortgage Lenders Investment Trading Corporation | 12 | 7.000% | $255,000 | 12.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 9.990% | $115,000 | 67.3% |
| Ameris Bank | 11 | 6.375% | $235,000 | 29.4% |
| CAMPUS USA CREDIT UNION | 11 | 7.750% | $45,000 | 31.3% |
| Nations Lending Corporation | 11 | 6.500% | $365,000 | 18.8% |
| City National Bank of Florida | 11 | 6.125% | $345,000 | 8.3% |
| LONGBRIDGE FINANCIAL, LLC | 11 | 6.000% | $145,000 | 0.0% |
| Helm Bank USA | 11 | Not published | $345,000 | 0.0% |
| The Federal Savings Bank | 10 | 6.563% | $345,000 | 9.1% |
| NBKC BANK | 10 | 6.250% | $275,000 | 23.1% |
| Loan Funder LLC | 10 | 7.659% | $230,000 | 16.7% |
| TOWNE MORTGAGE COMPANY | 10 | 6.870% | $310,000 | 8.3% |
| LENDSURE MORTGAGE CORP. | 10 | 7.750% | $385,000 | 0.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Logan Finance Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Mainstreet Community Bank of Florida | 9 | Under 10 loans | Under 10 loans | 30.8% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| General Mortgage Capital Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Intercredit Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 64.5% |
| McCoy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 47.1% |
| Filo Mortgage, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 18.2% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 62.2% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 7 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Bethpage Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 41.7% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| VISTA POINT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| DIGITAL | 7 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| INSIGHT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LAUNCH CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 45.5% |
| 254900HL2VMAYA3J5494 | 6 | Under 10 loans | Under 10 loans | 30.0% |
| CLIFFCO, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 61.5% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 417 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lake County
69 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| United Southern Bank | 12 | $732.2 million |
| Truist Bank | 9 | $2.2 billion |
| Bank of America, National Association | 6 | $1.1 billion |
| Seacoast National Bank | 6 | $856.6 million |
| Wells Fargo Bank, National Association | 5 | $858.5 million |
| JPMorgan Chase Bank, National Association | 5 | $660.2 million |
| TrustCo Bank | 5 | $124.8 million |
| PNC Bank, National Association | 4 | $373.9 million |
| SouthState Bank, National Association | 3 | $332.5 million |
| The First National Bank of Mount Dora | 3 | $317.6 million |
| Fifth Third Bank, National Association | 3 | $180.6 million |
| TD Bank, National Association | 2 | $280.7 million |
| Regions Bank | 2 | $165.9 million |
| Mainstreet Community Bank of Florida | 1 | $195.0 million |
| United Community Bank | 1 | $93.1 million |
| Climate First Bank | 1 | $80.7 million |
| First Southern Bank | 1 | $11.8 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens First Bank, 1129 Main St, The Villages
- Citizens First Bank, 1500 Banderos Ave, The Villages
- Citizens First Bank, 3290 Us Highway 441/27, Fruitland Park
- Citizens First Bank, 800 W North Blvd, Leesburg
- Wells Fargo Bank, National Association, 400 W North Blvd, Leesburg
Get told when this changes
When the next year’s lending figures are out for Lake County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.