Mortgage lenders in Lake County
6,378 mortgages were made in Lake County, Ohio, in 2025, by 325 lenders. The median rate their borrowers got was 6.875% on a median loan of $165,000. Of 8,460 decisions, 1,777 were denials — 21.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Huntington National Bank | 800 | 7.640% | $105,000 | 27.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 680 | 6.750% | $205,000 | 3.0% |
| Third Federal Savings and Loan Association of Cleveland | 484 | 6.740% | $135,000 | 20.2% |
| Rocket Mortgage, LLC | 480 | 6.750% | $155,000 | 17.6% |
| Citizens Bank, National Association | 340 | 7.650% | $115,000 | 26.0% |
| Fifth Third Bank, National Association | 219 | 7.250% | $105,000 | 27.4% |
| PNC Bank, National Association | 193 | 7.440% | $85,000 | 23.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 191 | 6.292% | $205,000 | 16.7% |
| JPMorgan Chase Bank, National Association | 131 | 6.625% | $175,000 | 8.9% |
| Dollar Bank, Federal Savings Bank | 125 | 6.750% | $75,000 | 24.6% |
| UNION HOME MORTGAGE CORP. | 115 | 6.875% | $225,000 | 5.7% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 111 | 6.540% | $245,000 | 1.8% |
| Synergy One Lending, Inc. | 99 | 6.625% | $185,000 | 7.5% |
| First National Bank of Pennsylvania | 97 | 6.490% | $145,000 | 22.4% |
| NVR Mortgage Finance, Inc. | 97 | 6.125% | $285,000 | 19.2% |
| CARDINAL CREDIT UNION, INC. | 79 | 7.400% | $115,000 | 29.0% |
| Mortgage Research Center, LLC | 76 | 6.500% | $245,000 | 31.6% |
| First Federal Savings and Loan Association of Lakewood | 73 | 6.575% | $235,000 | 11.0% |
| U.S. Bank National Association | 71 | 7.850% | $115,000 | 48.3% |
| GUARANTEED RATE, INC. | 68 | 6.550% | $195,000 | 4.2% |
| LIBERTY HOME MORTGAGE CORPORATION | 64 | 6.875% | $190,000 | 7.2% |
| PENNYMAC LOAN SERVICES, LLC | 63 | 6.375% | $225,000 | 16.7% |
| KeyBank National Association | 63 | 6.625% | $145,000 | 31.6% |
| RUOFF MORTGAGE COMPANY, INC. | 57 | 6.750% | $185,000 | 3.1% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $215,000 | 18.2% |
| Navy Federal Credit Union | 51 | 6.500% | $175,000 | 32.9% |
| NATIONSTAR MORTGAGE LLC | 49 | 7.125% | $115,000 | 14.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 48 | 6.688% | $190,000 | 12.7% |
| PULTE MORTGAGE LLC | 45 | 5.750% | $405,000 | 4.3% |
| Coastal Community Bank | 38 | 10.990% | $40,000 | 0.0% |
| FIGURE LENDING LLC | 38 | 8.900% | $45,000 | 29.5% |
| Loandepot.Com, LLC | 34 | 7.875% | $95,000 | 27.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 34 | 9.500% | $155,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 32 | 6.750% | $180,000 | 0.0% |
| CNB Bank | 32 | 6.063% | $165,000 | 10.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 31 | 5.750% | $335,000 | 8.8% |
| Lendage, LLC | 29 | 10.500% | $45,000 | 18.0% |
| Broker Solutions, Inc. | 28 | 6.995% | $190,000 | 25.6% |
| WesBanco Bank, Inc. | 28 | 6.625% | $155,000 | 14.3% |
| Kiavi Funding, Inc. | 28 | 9.950% | $165,000 | 9.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 7.125% | $205,000 | 3.6% |
| NEWREZ LLC | 26 | 6.500% | $150,000 | 36.6% |
| AmeriSave Mortgage Corporation | 23 | 7.125% | $95,000 | 65.7% |
| Union Savings Bank | 23 | 6.500% | $305,000 | 17.9% |
| UNION CAPITAL MORTGAGE CORPORATION | 22 | 6.625% | $270,000 | 4.4% |
| ZILLOW HOME LOANS, LLC | 22 | 6.688% | $185,000 | 4.4% |
| L C E FEDERAL CREDIT UNION | 21 | Not published | $55,000 | 19.2% |
| SPRING EQ, LLC | 20 | 9.038% | $55,000 | 66.2% |
| The Middlefield Banking Company | 20 | Not published | $145,000 | 12.5% |
| RELIANCE FIRST CAPITAL, LLC | 20 | 6.438% | $255,000 | 0.0% |
| The Andover Bank | 19 | Not published | $115,000 | 13.6% |
| Bank of America, National Association | 16 | 6.063% | $125,000 | 59.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 16 | 8.063% | $90,000 | 5.9% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.250% | $225,000 | 58.1% |
| First Commonwealth Bank | 15 | 6.875% | $185,000 | 5.9% |
| CENTURY | 14 | 7.000% | $75,000 | 12.5% |
| POLARIS HOME FUNDING CORP. | 14 | 6.688% | $205,000 | 0.0% |
| MORTGAGE CENTER L.C | 13 | 6.875% | $135,000 | 35.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 13 | 6.500% | $225,000 | 7.1% |
| NFM, INC. | 13 | 6.750% | $215,000 | 0.0% |
| Flagstar Bank, N.A. | 11 | 7.000% | $265,000 | 31.3% |
| BETTER MORTGAGE CORPORATION | 11 | 7.250% | $145,000 | 38.9% |
| Ixonia Bank | 11 | 6.750% | $185,000 | 7.7% |
| The Farmers National Bank of Canfield | 11 | 6.500% | $165,000 | 21.4% |
| Wells Fargo Bank, National Association | 10 | 6.438% | $165,000 | 28.6% |
| GoodLeap, LLC | 10 | 5.875% | $140,000 | 22.2% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.813% | $210,000 | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.188% | $200,000 | 0.0% |
| MM LENDING, LLC | 10 | 12.000% | $170,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 64.3% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 14.3% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| VAN DYK MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 73.3% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| COAST ONE MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 80.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 68.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Seven Seventeen Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Civista Bank | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Alcova Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| YOUR HOME FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 47.4% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Northwest Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 28.6% |
| US MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 25.9% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 28.6% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Ohio Catholic Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION ONE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Warsaw Federal Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CF Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BARINGS MULTIFAMILY CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Skyrock Mortgage Corp | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ENDEAVOR CAPITAL, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Catholic Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BEST REWARD FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Day Air Credit Union, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 125 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lake County
50 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National Association | 8 | $1.3 billion |
| The Huntington National Bank | 7 | $1.5 billion |
| KeyBank National Association | 6 | $697.9 million |
| Fifth Third Bank, National Association | 4 | $579.9 million |
| Citizens Bank, National Association | 4 | $545.9 million |
| Dollar Bank, Federal Savings Bank | 4 | $281.0 million |
| PNC Bank, National Association | 3 | $515.5 million |
| Flagstar Bank, National Association | 3 | $353.1 million |
| U.S. Bank National Association | 3 | $196.0 million |
| Bank of America, National Association | 2 | $7.5 million |
| Third Federal Savings and Loan Association of Cleveland | 1 | $427.8 million |
| CNB Bank | 1 | $204.6 million |
| WesBanco Bank, Inc. | 1 | $70.2 million |
| First National Bank of Pennsylvania | 1 | $61.9 million |
| The Andover Bank | 1 | $52.5 million |
| First Federal Savings and Loan Association of Lakewood | 1 | $52.1 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens Bank, National Association, 9231 Chillicothe Road, Kirkland
- JPMorgan Chase Bank, National Association, 4850 Robinhood Dr, Willoughby
Get told when this changes
When the next year’s lending figures are out for Lake County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.