VERITAS FUNDING, LLC
VERITAS FUNDING, LLC received 1,988 applications in 2025 and made 942 mortgages, in 479 counties across 21 states. The median rate its borrowers got was 6.125% on a median loan of $305,000. Of 1,193 decisions, 167 were denials — 14.0%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300UVOSI4XZZGUE14 |
|---|---|
| Applications received | 1,988 |
| Mortgages made | 942 |
| Denied | 167 |
| Approved, not taken up | 84 |
| Withdrawn or incomplete | 795 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.293 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 339 | 6.250% | $415,000 | 1.4% |
| Refinancing | 105 | 5.750% | $265,000 | 18.6% |
| Cash-out refinancing | 487 | 6.250% | $255,000 | 19.2% |
| Other purposes | 11 | 9.875% | $65,000 | 25.0% |
Where VERITAS FUNDING, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Utah County, UT | 81 | 6.250% | 1.2% |
| Salt Lake County, UT | 80 | 6.500% | 4.6% |
| Bonneville County, ID | 65 | 6.250% | 4.2% |
| Tooele County, UT | 48 | 5.875% | 2.0% |
| Davis County, UT | 36 | 6.250% | 0.0% |
| Washington County, UT | 19 | 6.375% | 0.0% |
| Cook County, IL | 17 | 6.250% | 19.1% |
| Maricopa County, AZ | 16 | 5.990% | 8.7% |
| Pima County, AZ | 9 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 9 | Under 10 loans | 0.0% |
| Chatham County, GA | 7 | Under 10 loans | 0.0% |
| Pinal County, AZ | 6 | Under 10 loans | 30.0% |
| Fresno County, CA | 6 | Under 10 loans | 0.0% |
| Kern County, CA | 6 | Under 10 loans | 25.0% |
| Hillsborough County, FL | 6 | Under 10 loans | 12.5% |
| Hendricks County, IN | 6 | Under 10 loans | 0.0% |
| Marion County, IN | 6 | Under 10 loans | 22.2% |
| Doña Ana County, NM | 6 | Under 10 loans | 0.0% |
| Weber County, UT | 6 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 5 | Under 10 loans | 16.7% |
| Jefferson County, ID | 5 | Under 10 loans | 0.0% |
| Will County, IL | 5 | Under 10 loans | 0.0% |
| Sandoval County, NM | 5 | Under 10 loans | 0.0% |
| Brunswick County, NC | 5 | Under 10 loans | 16.7% |
| Wake County, NC | 5 | Under 10 loans | 0.0% |
| Franklin County, OH | 5 | Under 10 loans | 16.7% |
| Greenville County, SC | 5 | Under 10 loans | 16.7% |
| Mohave County, AZ | 4 | Under 10 loans | 14.3% |
| Yuma County, AZ | 4 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 4 | Under 10 loans | 0.0% |
| El Paso County, CO | 4 | Under 10 loans | 16.7% |
| Miami-Dade County, FL | 4 | Under 10 loans | 0.0% |
| Bibb County, GA | 4 | Under 10 loans | 20.0% |
| Silver Bow County, MT | 4 | Under 10 loans | 0.0% |
| Yellowstone County, MT | 4 | Under 10 loans | 0.0% |
| Burlington County, NJ | 4 | Under 10 loans | 16.7% |
| Rowan County, NC | 4 | Under 10 loans | 20.0% |
| Hamilton County, OH | 4 | Under 10 loans | 28.6% |
| Lake County, OH | 4 | Under 10 loans | 0.0% |
| Licking County, OH | 4 | Under 10 loans | 0.0% |
| Montgomery County, OH | 4 | Under 10 loans | 14.3% |
| Lane County, OR | 4 | Under 10 loans | 0.0% |
| Berkeley County, SC | 4 | Under 10 loans | 0.0% |
| Dorchester County, SC | 4 | Under 10 loans | 20.0% |
| Horry County, SC | 4 | Under 10 loans | 28.6% |
| Richland County, SC | 4 | Under 10 loans | 20.0% |
| Lonoke County, AR | 3 | Under 10 loans | 0.0% |
| Riverside County, CA | 3 | Under 10 loans | 40.0% |
| San Diego County, CA | 3 | Under 10 loans | 16.7% |
| Tulare County, CA | 3 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.