Mortgage Lender Index

MORTGAGE CENTER L.C

MORTGAGE CENTER L.C received 3,556 applications in 2025 and made 2,562 mortgages, in 167 counties across 13 states. The median rate its borrowers got was 6.375% on a median loan of $205,000. Of 2,804 decisions, 233 were denials — 8.3%, most often for debt-to-income ratio.

Legal Entity Identifier549300X4P2GHQNMZGO79
Applications received3,556
Mortgages made2,562
Denied233
Approved, not taken up9
Withdrawn or incomplete752
Loans bought from other lenders0
Median rate spread over the prime offer rate0.3133 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,387 6.375%$265,000 3.7%
Refinancing228 6.000%$265,000 6.2%
Cash-out refinancing349 6.625%$135,000 6.4%
Other purposes598 7.375%$65,000 19.1%

Where MORTGAGE CENTER L.C lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Oakland County, MI 3986.250%5.0%
Wayne County, MI 3646.375%12.0%
Macomb County, MI 3046.563%5.3%
Livingston County, MI 1506.250%4.4%
St. Clair County, MI 1416.625%7.8%
Kalamazoo County, MI 1336.500%10.1%
Ingham County, MI 646.375%1.5%
Washtenaw County, MI 626.250%6.1%
Calhoun County, MI 546.500%14.1%
Rock County, WI 526.500%13.3%
Allegan County, MI 466.500%2.1%
Genesee County, MI 416.250%8.9%
Kent County, MI 376.250%2.6%
Barry County, MI 336.375%10.8%
Clinton County, MI 336.375%5.7%
Monroe County, MI 306.250%18.9%
McHenry County, IL 286.625%6.7%
Van Buren County, MI 286.563%9.7%
Ottawa County, MI 276.000%12.9%
Jackson County, MI 256.625%7.4%
Summit County, OH 237.000%0.0%
Walworth County, WI 236.750%11.5%
Cook County, IL 226.375%0.0%
Rock Island County, IL 186.313%0.0%
Eaton County, MI 186.313%10.0%
Cuyahoga County, OH 166.500%5.9%
Muskegon County, MI 156.375%6.3%
Winnebago County, IL 146.625%17.7%
Roscommon County, MI 146.500%0.0%
Henry County, IL 136.625%7.1%
Shiawassee County, MI 136.375%7.1%
Lake County, OH 136.875%35.0%
Lake County, IL 116.125%8.3%
Lapeer County, MI 116.500%0.0%
Sanilac County, MI 116.750%35.3%
Isabella County, MI 106.500%0.0%
Lucas County, OH 106.625%28.6%
DuPage County, IL 8Under 10 loans0.0%
Lenawee County, MI 8Under 10 loans20.0%
Waukesha County, WI 8Under 10 loans0.0%
Scott County, IA 7Under 10 loans0.0%
Benzie County, MI 7Under 10 loans0.0%
Cass County, MI 7Under 10 loans0.0%
Gratiot County, MI 7Under 10 loans0.0%
Montcalm County, MI 7Under 10 loans0.0%
Huron County, MI 6Under 10 loans0.0%
Kenosha County, WI 6Under 10 loans14.3%
Lee County, FL 5Under 10 loans0.0%
Will County, IL 5Under 10 loans0.0%
Alcona County, MI 5Under 10 loans0.0%

Get told when this changes

When MORTGAGE CENTER L.C’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.