Mortgage Lender Index

Northwest Bank

Northwest Bank received 5,915 applications in 2025 and made 4,158 mortgages, in 167 counties across 13 states. The median rate its borrowers got was 6.250% on a median loan of $105,000. Of 5,288 decisions, 1,087 were denials — 20.6%, most often for credit history.

Legal Entity IdentifierLVR1UQE8OOCO93IHEB52
Applications received5,915
Mortgages made4,158
Denied1,087
Approved, not taken up43
Withdrawn or incomplete627
Loans bought from other lenders3
Median rate spread over the prime offer rate-0.0845 points
FDIC-insured bankYes: Northwest Bank, 164 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,031 6.500%$175,000 11.9%
Refinancing130 6.250%$95,000 24.0%
Cash-out refinancing966 6.000%$105,000 19.3%
Other purposes2,031 6.000%$65,000 24.6%

Where Northwest Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Erie County, NY 5856.250%20.3%
Erie County, PA 3916.250%16.6%
Niagara County, NY 1876.000%22.2%
Allegheny County, PA 1756.000%23.9%
Lancaster County, PA 1725.875%20.5%
Chautauqua County, NY 1636.500%17.5%
Warren County, PA 1606.250%18.2%
Venango County, PA 1416.125%15.6%
Lorain County, OH 1346.000%27.6%
Delaware County, IN 1246.000%17.3%
Crawford County, PA 1076.250%10.7%
Centre County, PA 1046.250%18.0%
Elk County, PA 936.125%21.5%
McKean County, PA 886.375%20.7%
Lycoming County, PA 866.250%22.3%
Luzerne County, PA 786.375%28.3%
Butler County, PA 776.000%14.4%
Lebanon County, PA 776.000%16.5%
Kosciusko County, IN 736.250%11.0%
St. Joseph County, IN 686.000%29.9%
Clearfield County, PA 636.250%18.8%
Clinton County, PA 596.250%31.5%
Washington County, PA 566.250%18.8%
Clarion County, PA 506.375%21.9%
Grant County, IN 456.125%32.4%
Cambria County, PA 426.250%17.7%
Dauphin County, PA 416.250%12.5%
Potter County, PA 406.250%25.9%
Blair County, PA 366.250%18.2%
Monroe County, NY 356.625%31.4%
Armstrong County, PA 346.188%17.1%
Elkhart County, IN 325.500%15.8%
Greene County, IN 326.500%25.0%
York County, PA 266.000%21.2%
Tioga County, PA 256.500%43.2%
Cattaraugus County, NY 246.500%14.3%
Randolph County, IN 226.375%21.4%
Summit County, OH 196.000%9.5%
Cuyahoga County, OH 176.250%32.0%
Forest County, PA 166.250%15.8%
Hamilton County, IN 125.688%20.0%
Monroe County, IN 126.438%7.7%
Beaver County, PA 116.000%0.0%
Berks County, PA 116.000%21.4%
Cumberland County, PA 106.000%9.1%
Huntingdon County, PA 105.938%0.0%
Lawrence County, PA 106.563%16.7%
Mercer County, PA 106.438%23.1%
Westmoreland County, PA 106.125%41.2%
Erie County, OH 9Under 10 loans16.7%

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When Northwest Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.