Mortgage Lender Index

K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.

K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. received 5,604 applications in 2025 and made 4,029 mortgages, in 79 counties across 13 states. The median rate its borrowers got was 5.990% on a median loan of $415,000. Of 4,738 decisions, 709 were denials — 15.0%, most often for debt-to-income ratio.

Legal Entity Identifier5493004N9PMBSLEZOF16
Applications received5,604
Mortgages made4,029
Denied709
Approved, not taken up0
Withdrawn or incomplete866
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.258 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,029 5.990%$415,000 15.0%
Refinancing0 Under 10 loansUnder 10 loans Not published

Where K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 3364.990%14.5%
Sussex County, DE 2006.500%8.7%
Sacramento County, CA 1754.750%7.4%
Harris County, TX 1375.500%33.5%
Pinal County, AZ 1324.990%14.8%
Kern County, CA 1305.125%13.3%
Galveston County, TX 1235.875%6.1%
Queen Anne's County, MD 1086.875%1.8%
Grayson County, TX 1056.625%17.3%
Monmouth County, NJ 956.875%16.7%
San Joaquin County, CA 945.375%8.7%
New Castle County, DE 936.875%3.1%
Somerset County, NJ 816.625%5.8%
Spotsylvania County, VA 816.125%22.9%
St. Lucie County, FL 735.500%29.8%
Kent County, DE 716.500%10.1%
Beaufort County, SC 706.688%11.4%
Berkeley County, WV 676.490%8.2%
Brevard County, FL 645.500%16.9%
Orange County, FL 646.188%22.0%
Chatham County, GA 646.125%16.9%
Chambers County, TX 645.875%22.9%
Tarrant County, TX 636.490%13.7%
Mercer County, NJ 626.625%3.1%
Liberty County, TX 605.688%23.1%
Loudoun County, VA 586.558%10.8%
Los Angeles County, CA 554.990%20.3%
Lorain County, OH 555.990%6.8%
Prince George's County, MD 536.625%13.1%
Montgomery County, TX 525.625%20.0%
Solano County, CA 515.125%7.3%
Marion County, FL 506.125%21.9%
Martin County, FL 445.813%10.2%
Fairfax County, VA 446.433%12.0%
San Bernardino County, CA 435.250%6.5%
Charleston County, SC 436.500%8.5%
Collin County, TX 435.750%23.2%
Middlesex County, NJ 416.990%6.8%
Fort Bend County, TX 414.990%44.6%
Dallas County, TX 405.500%24.5%
Fresno County, CA 394.990%11.4%
Morris County, NJ 396.875%2.5%
Frederick County, MD 386.625%20.8%
Summit County, OH 375.875%15.9%
Berkeley County, SC 376.750%11.9%
Stark County, OH 365.933%10.0%
Orange County, VA 346.250%19.1%
Yuba County, CA 334.750%15.4%
Baltimore city, MD 326.500%25.6%
Lake County, OH 315.750%8.8%

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When K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.