Mortgage Lender Index

Union Savings And Loan Association

Union Savings And Loan Association received 173 applications in 2025 and made 139 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 170 decisions, 20 were denials — 11.8%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493006VVC2EW2KLYK29
Applications received173
Mortgages made139
Denied20
Approved, not taken up11
Withdrawn or incomplete3
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Union Savings and Loan Association, 4 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase58 Not published$135,000 13.3%
Refinancing55 Not published$165,000 13.2%
Cash-out refinancing23 Not published$75,000 4.2%
Other purposes3 Under 10 loansUnder 10 loans 0.0%

Where Union Savings And Loan Association lends most

The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Fayette County, IN 68Not published12.8%
Rush County, IN 15Not published11.1%
Wayne County, IN 12Not published7.7%
Decatur County, IN 9Under 10 loans10.0%
Hancock County, IN 7Under 10 loans18.2%
Franklin County, IN 4Under 10 loans0.0%
Butler County, OH 4Under 10 loans20.0%
Marion County, IN 3Under 10 loans25.0%
Ripley County, IN 3Under 10 loans0.0%
Shelby County, IN 2Under 10 loans0.0%
Union County, IN 2Under 10 loans0.0%
Bartholomew County, IN 1Under 10 loans0.0%
Delaware County, IN 1Under 10 loans0.0%
Henry County, IN 1Under 10 loans0.0%
Madison County, IN 1Under 10 loans50.0%
Martin County, IN 1Under 10 loans0.0%
Montgomery County, OH 1Under 10 loans0.0%
Preble County, OH 1Under 10 loans0.0%

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When Union Savings And Loan Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.