Mortgage lenders in Jefferson County
6,586 mortgages were made in Jefferson County, Missouri, in 2025, by 315 lenders. The median rate their borrowers got was 6.625% on a median loan of $205,000. Of 8,578 decisions, 1,668 were denials — 19.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 535 | 6.625% | $225,000 | 2.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 347 | 6.500% | $255,000 | 7.9% |
| Rocket Mortgage, LLC | 339 | 6.625% | $175,000 | 18.9% |
| DAS Acquisition Company, LLC | 278 | 6.750% | $255,000 | 2.6% |
| FIRST COMMUNITY | 265 | 6.625% | $75,000 | 31.9% |
| Broker Solutions, Inc. | 224 | 6.625% | $230,000 | 8.9% |
| TOGETHER CREDIT UNION | 212 | 7.500% | $105,000 | 16.3% |
| First State Community Bank | 201 | 7.000% | $155,000 | 10.8% |
| U.S. Bank National Association | 167 | 8.050% | $105,000 | 41.2% |
| GERSHMAN INVESTMENT CORP. | 148 | 6.500% | $245,000 | 4.5% |
| PENNYMAC LOAN SERVICES, LLC | 143 | 6.499% | $215,000 | 15.9% |
| NEWREZ LLC | 142 | 6.625% | $255,000 | 26.1% |
| Commerce Bank | 139 | 6.875% | $55,000 | 38.1% |
| FLAT BRANCH MORTGAGE, INC. | 138 | 6.500% | $255,000 | 0.0% |
| FAMILY FINANCE MORTGAGE, LLC | 115 | 6.750% | $265,000 | 0.0% |
| Mortgage Research Center, LLC | 99 | 6.250% | $275,000 | 24.4% |
| VANTAGE Credit Union | 98 | 7.250% | $75,000 | 15.6% |
| Bank of America, National Association | 97 | 6.240% | $105,000 | 37.0% |
| ARSENAL CREDIT UNION | 92 | 6.750% | $100,000 | 10.6% |
| NATIONSTAR MORTGAGE LLC | 87 | 8.250% | $95,000 | 15.1% |
| FREEDOM MORTGAGE CORPORATION | 85 | 6.250% | $225,000 | 15.3% |
| Regions Bank | 80 | 5.750% | $105,000 | 27.6% |
| Stifel Bank and Trust | 79 | 6.375% | $235,000 | 1.3% |
| GUARANTEED RATE AFFINITY, LLC | 75 | 6.500% | $255,000 | 8.3% |
| Ozarks Federal Savings and Loan Association | 69 | 7.500% | $215,000 | 6.8% |
| BLOOMSDALE BANK | 60 | Not published | $205,000 | 4.8% |
| JLB CORPORATION | 57 | 6.250% | $215,000 | 7.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 56 | 6.625% | $215,000 | 3.5% |
| The Central Trust Bank | 54 | 6.625% | $230,000 | 1.8% |
| Midwest BankCentre | 53 | 6.500% | $185,000 | 5.4% |
| PNC Bank, National Association | 52 | 7.598% | $85,000 | 35.4% |
| Carrollton Bank | 52 | 7.000% | $245,000 | 11.9% |
| Navy Federal Credit Union | 51 | 6.375% | $225,000 | 30.1% |
| NEIGHBORS Credit Union | 51 | Not published | $65,000 | 26.1% |
| Century Credit Union | 47 | Not published | $75,000 | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 45 | 6.625% | $245,000 | 2.2% |
| Loandepot.Com, LLC | 43 | 6.990% | $145,000 | 37.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 41 | 6.750% | $245,000 | 8.7% |
| First State Bank of St. Charles, Missouri | 41 | 6.500% | $265,000 | 0.0% |
| 21st Mortgage Corporation | 40 | 11.245% | $60,000 | 69.9% |
| Fairway Independent Mortgage Corporation | 40 | 6.688% | $215,000 | 4.8% |
| AmeriSave Mortgage Corporation | 39 | 7.375% | $125,000 | 64.9% |
| PLAZA HOME MORTGAGE, INC. | 35 | 7.125% | $185,000 | 18.2% |
| Enterprise Bank & Trust | 34 | Not published | $125,000 | 17.1% |
| 254900A6RJO3HDSWBD64 | 32 | 6.125% | $280,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 31 | 6.125% | $185,000 | 33.9% |
| Nations Lending Corporation | 30 | 6.563% | $215,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 28 | 5.990% | $225,000 | 8.7% |
| DELMAR FINANCIAL COMPANY | 28 | 6.495% | $235,000 | 3.1% |
| GENEVA FINANCIAL, LLC | 27 | 6.500% | $235,000 | 0.0% |
| PLANET HOME LENDING, LLC | 27 | 6.375% | $255,000 | 12.9% |
| FCB Banks | 27 | 6.750% | $255,000 | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 26 | 6.625% | $220,000 | 3.7% |
| JPMorgan Chase Bank, National Association | 25 | 6.490% | $225,000 | 12.9% |
| UMB Bank, National Association | 25 | 5.990% | $105,000 | 21.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 24 | 6.433% | $210,000 | 26.5% |
| First Bank | 24 | 6.875% | $195,000 | 17.2% |
| ALLIANCE CREDIT UNION | 24 | Not published | $105,000 | 3.9% |
| TRIAD FINANCIAL SERVICES, INC. | 23 | 9.480% | $55,000 | 58.3% |
| Paramount Bank | 23 | 6.750% | $275,000 | 11.5% |
| SPRING EQ, LLC | 22 | 8.650% | $55,000 | 56.6% |
| LAKEVIEW LOAN SERVICING, LLC | 22 | 6.688% | $230,000 | 53.4% |
| Kiavi Funding, Inc. | 22 | 8.000% | $170,000 | 0.0% |
| FIGURE LENDING LLC | 20 | 9.275% | $55,000 | 25.0% |
| Wells Fargo Bank, National Association | 20 | 6.188% | $160,000 | 12.5% |
| COMMUNITYAMERICA CREDIT UNION | 20 | 6.433% | $85,000 | 13.0% |
| Midland States Bank | 20 | 5.990% | $140,000 | 23.1% |
| West Community Credit Union | 20 | 7.990% | $70,000 | 12.5% |
| Heritage Community Bank | 20 | Not published | $180,000 | 0.0% |
| ACCESS CAPITAL FUNDING, L.L.C. | 17 | 6.375% | $275,000 | 0.0% |
| Farmers and Merchants Bank of St. Clair | 16 | Not published | $125,000 | 4.4% |
| LEADERONE FINANCIAL CORPORATION | 16 | 6.250% | $300,000 | 15.8% |
| VICTORY MORTGAGE, L.L.C. | 16 | 6.000% | $370,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 6.750% | $195,000 | 25.9% |
| Zippy Loans, LLC | 14 | 8.775% | $35,000 | 50.0% |
| Montgomery Bank | 14 | 7.745% | $190,000 | 16.7% |
| EVERETT FINANCIAL, INC. | 14 | 6.990% | $260,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 13 | 6.750% | $235,000 | 26.3% |
| SCOTT CREDIT UNION | 13 | 6.500% | $125,000 | 27.8% |
| The Bank of Old Monroe | 13 | Not published | $95,000 | 6.3% |
| Lindell Bank & Trust Company | 13 | Not published | $115,000 | 18.8% |
| Bank Star | 13 | Not published | $185,000 | 13.3% |
| TAMMAC HOLDINGS CORPORATION | 12 | 9.550% | $65,000 | 62.3% |
| Discover Bank | 12 | 9.200% | $85,000 | 75.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 6.658% | $195,000 | 14.3% |
| GUARANTEED RATE, INC. | 12 | 6.538% | $240,000 | 25.0% |
| USAA Federal Savings Bank | 12 | 6.125% | $300,000 | 36.8% |
| BMO Bank National Association | 12 | 8.980% | $95,000 | 33.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 12 | 6.375% | $230,000 | 7.7% |
| COMMUNITY MORTGAGE, LLC | 12 | 6.370% | $305,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 11 | 6.875% | $315,000 | 0.0% |
| Equity Prime Mortgage LLC | 10 | 6.688% | $195,000 | 8.3% |
| ROYAL UNITED MORTGAGE LLC | 10 | 6.688% | $125,000 | 28.6% |
| Bell Bank | 10 | 6.490% | $330,000 | 23.1% |
| ENVOY MORTGAGE, LTD | 10 | 6.625% | $235,000 | 9.1% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Truist Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Sullivan Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| First Mid Bank & Trust, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 55.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 66.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 28.6% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Option Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank of Freedom | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST HERITAGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MRV Banks | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 64.7% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 40.0% |
| MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 11.1% |
| GOLDEN EMPIRE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CNB St Louis Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Banks of Missouri | 4 | Under 10 loans | Under 10 loans | 33.3% |
| The Bank of Missouri | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Peoples National Bank , N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Town & Country Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Waterloo | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Busey Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NQM FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Triad Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 2 | Under 10 loans | Under 10 loans | 77.8% |
| 254900O723MCLR701H50 | 2 | Under 10 loans | Under 10 loans | 75.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| THOMPSON KANE & COMPANY, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U S WIDE FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Maries County Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fortifi Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST MIDAMERICA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Regional Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLTRU FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 115 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jefferson County
44 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Enterprise Bank & Trust | 6 | $493.7 million |
| First State Community Bank | 6 | $468.0 million |
| Midwest BankCentre | 4 | $392.0 million |
| U.S. Bank National Association | 3 | $448.1 million |
| Bloomsdale Bank | 3 | $134.0 million |
| Commerce Bank | 2 | $391.2 million |
| Midwest Regional Bank | 2 | $384.7 million |
| PNC Bank, National Association | 2 | $89.0 million |
| Carrollton Bank | 1 | $196.0 million |
| Bank of America, National Association | 1 | $155.5 million |
| Southern Bank | 1 | $104.0 million |
| UMB Bank, National Association | 1 | $93.3 million |
| Bank Star | 1 | $85.9 million |
| Farmers and Merchants Bank of St. Clair | 1 | $79.7 million |
| Lindell Bank & Trust Company | 1 | $66.4 million |
| Midland States Bank | 1 | $46.3 million |
| Regions Bank | 1 | $46.0 million |
| BMO Bank National Association | 1 | $43.0 million |
| Ozarks Federal Savings and Loan Association | 1 | $41.9 million |
| First Bank | 1 | $38.3 million |
| MRV Banks | 1 | $36.5 million |
| Town & Country Bank | 1 | $31.4 million |
| JPMorgan Chase Bank, National Association | 1 | $13.4 million |
| Heritage Community Bank | 1 | $11.0 million |
Get told when this changes
When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.