GOLDEN EMPIRE MORTGAGE, INC. received 5,605 applications in 2025 and made
4,154 mortgages, in 171 counties across 16 states.
The median rate its borrowers got was 6.375% on a median loan of $365,000.
Of 4,571 decisions, 316 were denials — 6.9%, most often for insufficient cash.
Legal Entity Identifier
254900VHUBSJJKOMBF27
Applications received
5,605
Mortgages made
4,154
Denied
316
Approved, not taken up
101
Withdrawn or incomplete
1,034
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.221 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
3,568
6.250%
$365,000
6.4%
Refinancing
299
6.375%
$465,000
8.7%
Cash-out refinancing
276
6.625%
$295,000
11.9%
Other purposes
11
6.500%
$95,000
0.0%
Where GOLDEN EMPIRE MORTGAGE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When GOLDEN EMPIRE MORTGAGE, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.