Great Southern Bank
Great Southern Bank received 1,953 applications in 2025 and made 1,311 mortgages, in 189 counties across 30 states. The median rate its borrowers got was 6.625% on a median loan of $155,000. Of 1,747 decisions, 429 were denials — 24.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 1TMVIO1SD0RLIPEIW803 |
|---|---|
| Applications received | 1,953 |
| Mortgages made | 1,311 |
| Denied | 429 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 206 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.259 points |
| FDIC-insured bank | Yes: Great Southern Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 579 | 6.625% | $225,000 | 5.4% |
| Refinancing | 222 | 6.625% | $175,000 | 17.0% |
| Cash-out refinancing | 93 | 6.990% | $155,000 | 30.6% |
| Other purposes | 417 | 7.240% | $55,000 | 42.4% |
Where Great Southern Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, MO | 320 | 6.625% | 19.3% |
| St. Louis County, MO | 139 | 6.750% | 20.5% |
| Christian County, MO | 87 | 6.750% | 17.1% |
| Woodbury County, IA | 71 | 6.625% | 16.5% |
| St. Charles County, MO | 33 | 6.750% | 26.7% |
| Jasper County, IA | 32 | 6.625% | 18.0% |
| Stone County, MO | 32 | 6.813% | 22.0% |
| Johnson County, KS | 26 | 6.375% | 7.1% |
| Miami County, KS | 24 | 7.240% | 32.4% |
| Camden County, MO | 23 | 6.990% | 36.1% |
| St. Louis city, MO | 23 | 6.625% | 37.8% |
| Jasper County, MO | 21 | 6.933% | 12.5% |
| Webster County, MO | 20 | 6.750% | 20.0% |
| Jackson County, MO | 19 | 7.125% | 13.6% |
| Scott County, IA | 18 | 6.625% | 35.7% |
| Lawrence County, MO | 17 | 6.500% | 45.2% |
| Taney County, MO | 17 | 7.240% | 45.2% |
| Douglas County, MO | 15 | 6.500% | 37.5% |
| Hennepin County, MN | 13 | 6.688% | 23.5% |
| Polk County, IA | 12 | 6.745% | 25.0% |
| Polk County, MO | 12 | 6.750% | 25.0% |
| Mahaska County, IA | 11 | 6.500% | 35.3% |
| Monona County, IA | 10 | 6.250% | 33.3% |
| Plymouth County, IA | 10 | 6.683% | 0.0% |
| Cedar County, MO | 10 | 6.500% | 44.4% |
| Vernon County, MO | 10 | 7.250% | 47.4% |
| Dakota County, NE | 10 | 6.438% | 0.0% |
| Benton County, AR | 9 | Under 10 loans | 40.0% |
| Jefferson County, MO | 8 | Under 10 loans | 0.0% |
| Wright County, MO | 8 | Under 10 loans | 33.3% |
| Cass County, MO | 7 | Under 10 loans | 0.0% |
| Dade County, MO | 7 | Under 10 loans | 65.0% |
| Newton County, MO | 7 | Under 10 loans | 58.8% |
| Reynolds County, MO | 7 | Under 10 loans | 36.4% |
| Labette County, KS | 6 | Under 10 loans | 53.8% |
| Ramsey County, MN | 6 | Under 10 loans | 14.3% |
| Iron County, MO | 6 | Under 10 loans | 33.3% |
| Marion County, IA | 5 | Under 10 loans | 16.7% |
| Franklin County, KS | 5 | Under 10 loans | 61.5% |
| Franklin County, MO | 5 | Under 10 loans | 16.7% |
| Howell County, MO | 5 | Under 10 loans | 33.3% |
| Laclede County, MO | 5 | Under 10 loans | 50.0% |
| Texas County, MO | 5 | Under 10 loans | 0.0% |
| Warren County, MO | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| St. Clair County, IL | 4 | Under 10 loans | 20.0% |
| Dallas County, IA | 4 | Under 10 loans | 20.0% |
| Warren County, IA | 4 | Under 10 loans | 0.0% |
| Allen County, KS | 4 | Under 10 loans | 33.3% |
| Washington County, MN | 4 | Under 10 loans | 20.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.