Carrollton Bank
Carrollton Bank received 1,655 applications in 2025 and made 1,334 mortgages, in 89 counties across 24 states. The median rate its borrowers got was 6.750% on a median loan of $165,000. Of 1,452 decisions, 107 were denials — 7.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300CP7747DCRW6U68 |
|---|---|
| Applications received | 1,655 |
| Mortgages made | 1,334 |
| Denied | 107 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 203 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.14 points |
| FDIC-insured bank | Yes: Carrollton Bank, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 916 | 6.500% | $175,000 | 4.5% |
| Refinancing | 188 | 7.250% | $205,000 | 6.0% |
| Cash-out refinancing | 34 | 6.688% | $110,000 | 23.9% |
| Other purposes | 196 | 7.500% | $95,000 | 17.2% |
Where Carrollton Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Louis County, MO | 397 | 6.750% | 7.7% |
| Madison County, IL | 287 | 6.750% | 5.9% |
| St. Charles County, MO | 106 | 6.750% | 9.2% |
| Sangamon County, IL | 91 | 6.750% | 4.2% |
| St. Louis city, MO | 80 | 6.563% | 11.0% |
| Jersey County, IL | 66 | 6.688% | 4.4% |
| St. Clair County, IL | 62 | 6.625% | 8.6% |
| Jefferson County, MO | 52 | 7.000% | 11.9% |
| Greene County, IL | 45 | 6.625% | 8.2% |
| Macoupin County, IL | 27 | 6.750% | 12.9% |
| Monroe County, IL | 9 | Under 10 loans | 0.0% |
| Camden County, MO | 9 | Under 10 loans | 0.0% |
| Franklin County, MO | 7 | Under 10 loans | 12.5% |
| Warren County, MO | 5 | Under 10 loans | 16.7% |
| Menard County, IL | 4 | Under 10 loans | 0.0% |
| Lincoln County, MO | 4 | Under 10 loans | 20.0% |
| Collier County, FL | 3 | Under 10 loans | 0.0% |
| Morgan County, IL | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Douglas County, CO | 2 | Under 10 loans | 33.3% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Bond County, IL | 2 | Under 10 loans | 33.3% |
| Calhoun County, IL | 2 | Under 10 loans | 0.0% |
| Cass County, IL | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Scott County, IL | 2 | Under 10 loans | 0.0% |
| Benzie County, MI | 2 | Under 10 loans | 0.0% |
| Crawford County, MO | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Honolulu County, HI | 1 | Under 10 loans | 0.0% |
| Champaign County, IL | 1 | Under 10 loans | 0.0% |
| Christian County, IL | 1 | Under 10 loans | 0.0% |
| Clinton County, IL | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Effingham County, IL | 1 | Under 10 loans | 0.0% |
| Fayette County, IL | 1 | Under 10 loans | 0.0% |
| Jackson County, IL | 1 | Under 10 loans | 0.0% |
| Macon County, IL | 1 | Under 10 loans | 0.0% |
| Montgomery County, IL | 1 | Under 10 loans | 50.0% |
| Perry County, IL | 1 | Under 10 loans | 0.0% |
| Piatt County, IL | 1 | Under 10 loans | 0.0% |
| Tazewell County, IL | 1 | Under 10 loans | 0.0% |
| Henry County, IN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.