Mortgage Lender Index

Southern Bank

Southern Bank is a state bank, federal reserve member based in Poplar Bluff, Missouri, with $5.2 billion in assets and $4.4 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 66 branches in 36 counties.

FDIC certificate28332
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$5.2 billion
Deposits$4.4 billion
Offices69
Net income, year to date$39.0 million
Return on assets1.53%
Websitewww.bankwithsouthern.com
Mortgage lendingSouthern Bank reported 1,486 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Butler County, MO 5$671.1 million
Stoddard County, MO 5$259.0 million
Christian County, MO 4$281.7 million
Cape Girardeau County, MO 3$236.0 million
Greene County, MO 3$187.1 million
Clay County, MO 3$155.4 million
White County, AR 3$121.5 million
Oregon County, MO 3$116.4 million
Webster County, MO 2$180.9 million
Livingston County, MO 2$148.4 million
Craighead County, AR 2$131.5 million
Howell County, MO 2$119.7 million
New Madrid County, MO 2$114.3 million
Buchanan County, MO 2$92.2 million
Alexander County, IL 2$92.0 million
St. Louis County, MO 2$89.8 million
Scott County, MO 2$70.2 million
Dunklin County, MO 1$201.4 million
Nodaway County, MO 1$148.5 million
Taney County, MO 1$129.3 million
Jefferson County, MO 1$104.0 million
Ripley County, MO 1$83.9 million
Stone County, MO 1$82.9 million
Greene County, AR 1$77.0 million
Grundy County, MO 1$71.3 million
Platte County, MO 1$66.2 million
Linn County, MO 1$52.8 million
Union County, IL 1$51.7 million
Phelps County, MO 1$48.4 million
Independence County, AR 1$46.4 million
Jackson County, MO 1$42.2 million
Macon County, MO 1$33.9 million
Cooper County, MO 1$33.9 million
Carter County, MO 1$33.2 million
Johnson County, KS 1$26.7 million
Lonoke County, AR 1$20.4 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.