Home purchase lenders in Genesee County
4,319 home purchase mortgages were made in Genesee County, Michigan, in 2025, by 254 lenders. The median rate their borrowers got was 6.625% on a median loan of $195,000. Of 5,217 decisions, 731 were denials — 14.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PRESTON HOME LOANS INC | 461 | 6.625% | $165,000 | 2.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 438 | 6.625% | $195,000 | 11.5% |
| Rocket Mortgage, LLC | 302 | 6.750% | $185,000 | 11.8% |
| J. VIRGIL, INC. | 215 | 6.625% | $195,000 | 0.5% |
| LAKE MICHIGAN CREDIT UNION | 152 | 6.375% | $235,000 | 3.8% |
| BLG HOLDINGS, INC. | 145 | 6.625% | $195,000 | 2.0% |
| DAS Acquisition Company, LLC | 131 | 6.625% | $165,000 | 1.4% |
| First State Bank | 117 | 6.625% | $235,000 | 1.7% |
| Dort Financial Credit Union | 102 | 6.063% | $165,000 | 12.7% |
| The Huntington National Bank | 90 | 6.625% | $180,000 | 27.0% |
| MORTGAGE 1 INCORPORATED | 82 | 6.625% | $195,000 | 3.5% |
| Mortgage Research Center, LLC | 81 | 6.500% | $245,000 | 11.6% |
| Genisys Credit Union | 81 | 6.625% | $235,000 | 8.9% |
| The Dart Bank | 66 | 6.750% | $245,000 | 5.6% |
| UNION HOME MORTGAGE CORP. | 65 | 6.625% | $195,000 | 7.1% |
| ROSS MORTGAGE CORPORATION | 62 | 6.625% | $190,000 | 1.6% |
| Broker Solutions, Inc. | 61 | 6.625% | $155,000 | 6.2% |
| TRIAD FINANCIAL SERVICES, INC. | 60 | 8.490% | $55,000 | 50.3% |
| JPMorgan Chase Bank, National Association | 56 | 6.625% | $195,000 | 18.3% |
| TOWNE MORTGAGE COMPANY | 55 | 6.490% | $185,000 | 0.0% |
| Flagstar Bank, N.A. | 51 | 6.625% | $195,000 | 21.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 51 | 6.625% | $195,000 | 0.0% |
| 21st Mortgage Corporation | 50 | 11.030% | $50,000 | 67.1% |
| Frankenmuth Credit Union | 47 | 6.750% | $175,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 40 | 6.625% | $210,000 | 11.1% |
| STAUNTON FINANCIAL, INC. | 40 | 6.562% | $215,000 | 4.8% |
| Prosperity Home Mortgage, LLC | 39 | 6.500% | $175,000 | 7.0% |
| PLAZA HOME MORTGAGE, INC. | 38 | 6.750% | $200,000 | 22.5% |
| MOVEMENT MORTGAGE, LLC | 38 | 6.625% | $75,000 | 9.3% |
| FINANCIAL PLUS CREDIT UNION | 36 | 6.625% | $130,000 | 14.3% |
| ELGA CREDIT UNION | 35 | 6.375% | $165,000 | 5.1% |
| Zippy Loans, LLC | 33 | 8.800% | $45,000 | 42.4% |
| MORTGAGE CENTER L.C | 33 | 6.250% | $315,000 | 5.7% |
| GUARANTEED RATE, INC. | 32 | 6.650% | $200,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 31 | 6.750% | $185,000 | 8.3% |
| PENNYMAC LOAN SERVICES, LLC | 30 | 6.624% | $235,000 | 11.8% |
| Sunflower Bank, National Association | 29 | 6.625% | $185,000 | 9.4% |
| Fifth Third Bank, National Association | 28 | 6.563% | $145,000 | 27.5% |
| Click n' Close, Inc. | 25 | 6.625% | $155,000 | 3.9% |
| THE LOAN STORE, INC. | 24 | 6.625% | $210,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 24 | 6.625% | $155,000 | 0.0% |
| Independent Bank | 22 | 6.750% | $185,000 | 4.4% |
| GreenStone Farm Credit Services, FLCA | 21 | 6.700% | $385,000 | 0.0% |
| NEWREZ LLC | 19 | 6.625% | $215,000 | 4.8% |
| EVERETT FINANCIAL, INC. | 18 | 6.933% | $185,000 | 4.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 18 | 6.625% | $110,000 | 5.3% |
| MICHIGAN MUTUAL, INC. | 17 | 7.125% | $115,000 | 20.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.750% | $235,000 | 5.6% |
| ChoiceOne Bank | 17 | 6.500% | $205,000 | 10.5% |
| First Merchants Bank | 16 | 6.563% | $265,000 | 5.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.813% | $150,000 | 36.4% |
| PNC Bank, National Association | 13 | 6.625% | $195,000 | 13.3% |
| Navy Federal Credit Union | 13 | 6.000% | $245,000 | 7.1% |
| Bank of America, National Association | 13 | 5.875% | $205,000 | 18.8% |
| CONSUMERS CREDIT UNION | 13 | 7.500% | $165,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.563% | $175,000 | 0.0% |
| KIND LENDING, LLC | 11 | 7.125% | $205,000 | 31.3% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 11 | 5.875% | $205,000 | 15.4% |
| M/I FINANCIAL, LLC | 11 | 4.875% | $385,000 | 0.0% |
| MICHIGAN FIRST CREDIT UNION | 11 | 6.500% | $235,000 | 0.0% |
| Equity Prime Mortgage LLC | 10 | 7.313% | $205,000 | 16.7% |
| MEMBER FIRST MORTGAGE, LLC | 10 | 6.625% | $170,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.625% | $170,000 | 0.0% |
| SECURITY CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 7.7% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PFCU | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Superior National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VIBE CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mercantile Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DFCU FINANCIAL | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 37.5% |
| CREDIT UNION ONE | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PFN Lending Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 61.5% |
| Fairway Independent Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 66.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FREEDOM MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Isabella Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 83.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 85.7% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Extra | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST STATE FINANCIAL, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FINANCIAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Consumers Professional Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Ann Arbor | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Comerica Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TRUE COMMUNITY Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Bay Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Lakes Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Shelby State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Monroe Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 4Front Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MARSHALL COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eaton Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DATA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Providence Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Grand River Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN ONE COMMUNITY Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 54 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.