Mortgage Lender Index

DATA MORTGAGE, INC.

DATA MORTGAGE, INC. received 515 applications in 2025 and made 321 mortgages, in 1,696 counties across 50 states. The median rate its borrowers got was 6.250% on a median loan of $325,000. Of 374 decisions, 45 were denials — 12.0%, most often for debt-to-income ratio.

Legal Entity Identifier5493008E4KBJCB6UKR64
Applications received515
Mortgages made321
Denied45
Approved, not taken up8
Withdrawn or incomplete141
Loans bought from other lenders8,577
Median rate spread over the prime offer rate0.248 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase89 6.750%$435,000 16.7%
Refinancing183 6.125%$325,000 10.5%
Cash-out refinancing35 6.250%$225,000 11.6%
Other purposes14 8.000%$95,000 0.0%

Where DATA MORTGAGE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 396.375%4.9%
Clark County, NV 256.625%3.6%
Orange County, CA 196.625%5.0%
Riverside County, CA 186.125%9.5%
San Bernardino County, CA 156.250%6.3%
Sacramento County, CA 116.500%8.3%
Maricopa County, AZ 6Under 10 loans22.2%
Kern County, CA 5Under 10 loans0.0%
Harris County, TX 5Under 10 loans0.0%
Jefferson County, AL 3Under 10 loans25.0%
San Joaquin County, CA 3Under 10 loans0.0%
Fulton County, GA 3Under 10 loans25.0%
Gwinnett County, GA 3Under 10 loans25.0%
Cook County, IL 3Under 10 loans0.0%
Dallas County, TX 3Under 10 loans0.0%
Pinal County, AZ 2Under 10 loans33.3%
Santa Barbara County, CA 2Under 10 loans0.0%
Santa Cruz County, CA 2Under 10 loans0.0%
Ventura County, CA 2Under 10 loans0.0%
Marion County, FL 2Under 10 loans0.0%
Volusia County, FL 2Under 10 loans33.3%
Douglas County, GA 2Under 10 loans0.0%
Henry County, GA 2Under 10 loans0.0%
Paulding County, GA 2Under 10 loans0.0%
Marion County, IN 2Under 10 loans0.0%
Jefferson County, KY 2Under 10 loans0.0%
Baltimore city, MD 2Under 10 loans0.0%
Wayne County, MI 2Under 10 loans0.0%
Clay County, MO 2Under 10 loans0.0%
Greene County, MO 2Under 10 loans0.0%
St. Louis County, MO 2Under 10 loans0.0%
Bergen County, NJ 2Under 10 loans0.0%
Philadelphia County, PA 2Under 10 loans0.0%
Providence County, RI 2Under 10 loans0.0%
Fairfax County, VA 2Under 10 loans0.0%
Prince William County, VA 2Under 10 loans0.0%
Pierce County, WA 2Under 10 loans0.0%
Colbert County, AL 1Under 10 loans0.0%
Madison County, AL 1Under 10 loans0.0%
Morgan County, AL 1Under 10 loans0.0%
Winston County, AL 1Under 10 loans0.0%
Southeast Fairbanks Census Area, AK 1Under 10 loans0.0%
Coconino County, AZ 1Under 10 loans0.0%
Navajo County, AZ 1Under 10 loans0.0%
Benton County, AR 1Under 10 loans50.0%
Alameda County, CA 1Under 10 loans0.0%
Butte County, CA 1Under 10 loans0.0%
Contra Costa County, CA 1Under 10 loans0.0%
Placer County, CA 1Under 10 loans0.0%
San Diego County, CA 1Under 10 loans0.0%

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When DATA MORTGAGE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.