Grand River Bank
Grand River Bank received 62 applications in 2025 and made 48 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $275,000. Of 52 decisions, 3 were denials — 5.8%.
| Legal Entity Identifier | 549300L7610D7H3Z5585 |
|---|---|
| Applications received | 62 |
| Mortgages made | 48 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Grand River Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $275,000 | 5.6% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where Grand River Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, MI | 21 | Not published | 8.7% |
| Ottawa County, MI | 16 | Not published | 0.0% |
| Allegan County, MI | 6 | Under 10 loans | 12.5% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Mecosta County, MI | 1 | Under 10 loans | 0.0% |
| Missaukee County, MI | 1 | Under 10 loans | 0.0% |
| Muskegon County, MI | 1 | Under 10 loans | 0.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Grand River Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.