Mortgage lenders in Genesee County
8,751 mortgages were made in Genesee County, Michigan, in 2025, by 344 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 11,858 decisions, 2,620 were denials — 22.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 846 | 6.875% | $155,000 | 18.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 748 | 6.501% | $195,000 | 14.0% |
| PRESTON HOME LOANS INC | 517 | 6.625% | $175,000 | 2.6% |
| Dort Financial Credit Union | 498 | 6.625% | $75,000 | 20.5% |
| The Huntington National Bank | 449 | 7.590% | $105,000 | 42.8% |
| ELGA CREDIT UNION | 354 | 8.730% | $55,000 | 20.2% |
| Genisys Credit Union | 263 | 7.240% | $85,000 | 16.2% |
| J. VIRGIL, INC. | 263 | 6.625% | $195,000 | 0.4% |
| LAKE MICHIGAN CREDIT UNION | 192 | 6.500% | $205,000 | 5.4% |
| FINANCIAL PLUS CREDIT UNION | 184 | 7.240% | $55,000 | 25.5% |
| BLG HOLDINGS, INC. | 158 | 6.625% | $190,000 | 1.9% |
| DAS Acquisition Company, LLC | 152 | 6.625% | $165,000 | 1.9% |
| Fifth Third Bank, National Association | 148 | 8.000% | $75,000 | 38.4% |
| First State Bank | 135 | 6.625% | $235,000 | 2.9% |
| JPMorgan Chase Bank, National Association | 113 | 6.625% | $125,000 | 17.9% |
| MORTGAGE 1 INCORPORATED | 102 | 6.625% | $195,000 | 2.8% |
| Mortgage Research Center, LLC | 96 | 6.375% | $250,000 | 31.3% |
| UNION HOME MORTGAGE CORP. | 91 | 6.625% | $195,000 | 9.0% |
| PENNYMAC LOAN SERVICES, LLC | 85 | 6.375% | $215,000 | 14.9% |
| Frankenmuth Credit Union | 85 | 7.125% | $105,000 | 0.0% |
| ChoiceOne Bank | 83 | 6.750% | $125,000 | 23.8% |
| The Dart Bank | 82 | 6.750% | $245,000 | 7.7% |
| FREEDOM MORTGAGE CORPORATION | 80 | 6.250% | $205,000 | 13.1% |
| Broker Solutions, Inc. | 77 | 6.625% | $135,000 | 17.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 71 | 6.625% | $195,000 | 7.6% |
| SECURITY CREDIT UNION | 71 | 6.500% | $45,000 | 19.8% |
| ROSS MORTGAGE CORPORATION | 71 | 6.625% | $195,000 | 1.4% |
| SOVITA Credit Union | 67 | 6.000% | $55,000 | 5.6% |
| NEWREZ LLC | 65 | 6.625% | $175,000 | 35.9% |
| CREDIT UNION ONE | 64 | 8.240% | $70,000 | 37.2% |
| Flagstar Bank, N.A. | 63 | 6.625% | $175,000 | 28.1% |
| NATIONSTAR MORTGAGE LLC | 63 | 7.000% | $115,000 | 24.4% |
| Loandepot.Com, LLC | 62 | 7.125% | $85,000 | 31.9% |
| TOWNE MORTGAGE COMPANY | 62 | 6.433% | $185,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 60 | 8.490% | $55,000 | 50.7% |
| Citizens Bank, National Association | 56 | 7.900% | $85,000 | 28.4% |
| PNC Bank, National Association | 55 | 7.360% | $105,000 | 40.4% |
| Kiavi Funding, Inc. | 52 | 7.750% | $60,000 | 5.5% |
| 21st Mortgage Corporation | 51 | 11.060% | $45,000 | 68.5% |
| PLAZA HOME MORTGAGE, INC. | 50 | 6.750% | $190,000 | 23.1% |
| Prosperity Home Mortgage, LLC | 45 | 6.500% | $185,000 | 13.2% |
| STAUNTON FINANCIAL, INC. | 45 | 6.500% | $225,000 | 4.3% |
| MOVEMENT MORTGAGE, LLC | 42 | 6.625% | $80,000 | 8.3% |
| MORTGAGE CENTER L.C | 41 | 6.250% | $305,000 | 8.9% |
| FIGURE LENDING LLC | 40 | 8.725% | $45,000 | 21.2% |
| ZILLOW HOME LOANS, LLC | 40 | 6.625% | $210,000 | 11.1% |
| Sunflower Bank, National Association | 38 | 6.625% | $195,000 | 13.6% |
| AmeriSave Mortgage Corporation | 36 | 7.125% | $80,000 | 71.2% |
| GUARANTEED RATE, INC. | 36 | 6.650% | $210,000 | 10.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 35 | 6.750% | $185,000 | 6.8% |
| THE LOAN STORE, INC. | 35 | 6.875% | $175,000 | 13.3% |
| GreenStone Farm Credit Services, FLCA | 35 | 6.650% | $345,000 | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 34 | 7.625% | $105,000 | 19.6% |
| Zippy Loans, LLC | 33 | 8.800% | $45,000 | 42.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 33 | 6.625% | $155,000 | 25.0% |
| Coastal Community Bank | 32 | 11.740% | $35,000 | 2.9% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 31 | 7.500% | $105,000 | 22.5% |
| Independent Bank | 31 | 6.750% | $175,000 | 16.2% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 30 | 8.000% | $65,000 | 5.1% |
| Navy Federal Credit Union | 28 | 7.125% | $170,000 | 40.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.625% | $115,000 | 37.5% |
| GUILD MORTGAGE COMPANY | 28 | 6.563% | $165,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 26 | 5.750% | $255,000 | 14.6% |
| Click n' Close, Inc. | 25 | 6.625% | $155,000 | 3.9% |
| LAKEVIEW LOAN SERVICING, LLC | 24 | 7.250% | $155,000 | 43.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.563% | $210,000 | 4.0% |
| Bank of America, National Association | 23 | 5.750% | $155,000 | 59.7% |
| Lendage, LLC | 23 | 10.750% | $45,000 | 4.0% |
| VIBE CREDIT UNION | 23 | 6.500% | $105,000 | 0.0% |
| SPRING EQ, LLC | 22 | 9.688% | $50,000 | 68.5% |
| MICHIGAN MUTUAL, INC. | 21 | 7.125% | $135,000 | 17.7% |
| First Merchants Bank | 20 | 6.563% | $265,000 | 4.8% |
| CONSUMERS CREDIT UNION | 20 | 6.563% | $95,000 | 12.5% |
| EVERETT FINANCIAL, INC. | 19 | 6.990% | $195,000 | 7.4% |
| PFCU | 19 | 7.000% | $55,000 | 9.5% |
| MICHIGAN FIRST CREDIT UNION | 19 | 7.000% | $155,000 | 24.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 19 | 6.625% | $125,000 | 5.0% |
| Equity Prime Mortgage LLC | 18 | 6.875% | $220,000 | 18.2% |
| GoodLeap, LLC | 18 | 5.990% | $110,000 | 32.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 18 | 6.813% | $160,000 | 30.8% |
| PLANET HOME LENDING, LLC | 18 | 6.250% | $210,000 | 21.7% |
| PHH Mortgage Corporation | 16 | 6.813% | $165,000 | 23.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.500% | $265,000 | 21.1% |
| CONSTRUCTIVE LOANS, LLC | 15 | 8.125% | $75,000 | 0.0% |
| DFCU FINANCIAL | 14 | 6.625% | $185,000 | 22.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 14 | 7.150% | $150,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 13 | 6.750% | $215,000 | 58.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 6.990% | $145,000 | 36.4% |
| BPL MORTGAGE TRUST, LLC | 13 | 7.750% | $75,000 | 31.6% |
| Discover Bank | 12 | 9.310% | $65,000 | 77.8% |
| KIND LENDING, LLC | 12 | 6.938% | $205,000 | 38.1% |
| ROYAL UNITED MORTGAGE LLC | 12 | 6.813% | $85,000 | 43.5% |
| MEMBER FIRST MORTGAGE, LLC | 12 | 6.625% | $190,000 | 13.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 10.975% | $110,000 | 13.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 11 | 10.365% | $95,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 11 | 6.375% | $225,000 | 0.0% |
| M/I FINANCIAL, LLC | 11 | 4.875% | $385,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.625% | $165,000 | 0.0% |
| COMMUNITY CHOICE | 10 | 8.620% | $70,000 | 44.4% |
| Third Federal Savings and Loan Association of Cleveland | 10 | 6.990% | $105,000 | 28.6% |
| Commerce Home Mortgage, Inc. | 10 | 8.563% | $240,000 | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 10 | 6.625% | $185,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 6.750% | $195,000 | 9.1% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 67.7% |
| CMG MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 26.7% |
| Mercantile Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Superior National Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| University Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| RUOFF MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LOC Credit Union | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Lake Trust Credit Union | 6 | Under 10 loans | Under 10 loans | 45.5% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 70.8% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 11.1% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Wildfire Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LAFCU Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| COMMUNITY FINANCIAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN EDUCATIONAL | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Isabella Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 64.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 14.3% |
| TEAM ONE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNITED FINANCIAL Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 80.0% |
| Comerica Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 37.5% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Connexus Credit Union | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TRUE COMMUNITY Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Extra | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Michigan Legacy Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 83.7% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 83.3% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Michigan United Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADVIA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Ann Arbor | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST STATE FINANCIAL, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Consumers Professional Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 144 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Genesee County
46 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Huntington National Bank | 14 | $1.7 billion |
| JPMorgan Chase Bank, National Association | 13 | $2.1 billion |
| ChoiceOne Bank | 8 | $791.3 million |
| Fifth Third Bank, National Association | 5 | $426.9 million |
| Flagstar Bank, National Association | 2 | $152.7 million |
| PNC Bank, National Association | 2 | $121.8 million |
| Independent Bank | 1 | $70.0 million |
| Oxford Bank | 1 | $30.0 million |
Get told when this changes
When the next year’s lending figures are out for Genesee County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.