TRUE COMMUNITY Credit Union
TRUE COMMUNITY Credit Union received 709 applications in 2025 and made 515 mortgages, in 30 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $65,000. Of 688 decisions, 137 were denials — 19.9%. 7 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300VFL91481SLWI91 |
|---|---|
| Applications received | 709 |
| Mortgages made | 515 |
| Denied | 137 |
| Approved, not taken up | 36 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | Not published | $225,000 | 6.6% |
| Refinancing | 10 | Not published | $80,000 | 15.4% |
| Cash-out refinancing | 28 | Not published | $120,000 | 17.0% |
| Other purposes | 427 | Not published | $65,000 | 22.1% |
Where TRUE COMMUNITY Credit Union lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, MI | 301 | Not published | 16.5% |
| Wayne County, MI | 70 | Not published | 34.2% |
| Ingham County, MI | 24 | Not published | 21.2% |
| Washtenaw County, MI | 23 | Not published | 32.4% |
| Hillsdale County, MI | 15 | Not published | 11.1% |
| Lenawee County, MI | 13 | Not published | 11.1% |
| Calhoun County, MI | 12 | Not published | 23.5% |
| Oakland County, MI | 10 | Not published | 8.3% |
| Livingston County, MI | 9 | Under 10 loans | 10.0% |
| Monroe County, MI | 7 | Under 10 loans | 0.0% |
| Macomb County, MI | 5 | Under 10 loans | 0.0% |
| Eaton County, MI | 3 | Under 10 loans | 0.0% |
| Genesee County, MI | 3 | Under 10 loans | 25.0% |
| Kalamazoo County, MI | 3 | Under 10 loans | 0.0% |
| Berrien County, MI | 2 | Under 10 loans | 0.0% |
| Allegan County, MI | 1 | Under 10 loans | 0.0% |
| Antrim County, MI | 1 | Under 10 loans | 0.0% |
| Benzie County, MI | 1 | Under 10 loans | 0.0% |
| Charlevoix County, MI | 1 | Under 10 loans | 0.0% |
| Clinton County, MI | 1 | Under 10 loans | 66.7% |
| Emmet County, MI | 1 | Under 10 loans | 0.0% |
| Gladwin County, MI | 1 | Under 10 loans | 0.0% |
| Gogebic County, MI | 1 | Under 10 loans | 0.0% |
| Luce County, MI | 1 | Under 10 loans | 0.0% |
| Manistee County, MI | 1 | Under 10 loans | 0.0% |
| Montcalm County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 0 | Under 10 loans | 100.0% |
| Clare County, MI | 0 | Under 10 loans | 100.0% |
| St. Joseph County, MI | 0 | Under 10 loans | Not published |
| Schoolcraft County, MI | 0 | Under 10 loans | 0.0% |
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When TRUE COMMUNITY Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.