Bank of Ann Arbor
Bank of Ann Arbor received 212 applications in 2025 and made 155 mortgages, in 25 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $295,000. Of 172 decisions, 10 were denials — 5.8%.
| Legal Entity Identifier | 549300PI8J8CV6B53I58 |
|---|---|
| Applications received | 212 |
| Mortgages made | 155 |
| Denied | 10 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Ann Arbor, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 121 | Not published | $295,000 | 3.8% |
| Refinancing | 16 | Not published | $240,000 | 5.9% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Other purposes | 11 | Not published | $465,000 | 15.4% |
Where Bank of Ann Arbor lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washtenaw County, MI | 76 | Not published | 3.6% |
| Wayne County, MI | 22 | Not published | 12.0% |
| Oakland County, MI | 16 | Not published | 10.5% |
| Livingston County, MI | 13 | Not published | 7.1% |
| Gladwin County, MI | 3 | Under 10 loans | 0.0% |
| Ingham County, MI | 3 | Under 10 loans | 0.0% |
| Jackson County, MI | 3 | Under 10 loans | 0.0% |
| Macomb County, MI | 3 | Under 10 loans | 0.0% |
| Genesee County, MI | 2 | Under 10 loans | 33.3% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Antrim County, MI | 1 | Under 10 loans | 0.0% |
| Cheboygan County, MI | 1 | Under 10 loans | 0.0% |
| Gratiot County, MI | 1 | Under 10 loans | 0.0% |
| Hillsdale County, MI | 1 | Under 10 loans | 0.0% |
| Lapeer County, MI | 1 | Under 10 loans | 0.0% |
| Leelanau County, MI | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Hamilton County, OH | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Eaton County, MI | 0 | Under 10 loans | Not published |
| Monroe County, MI | 0 | Under 10 loans | 0.0% |
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When Bank of Ann Arbor’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.